Law360, New York (July 24, 2012, 1:12 PM ET) -- Two recent Wisconsin decisions — one from the Supreme Court and the other from the Court of Appeals, District IV — highlight the need for communication between policyholders and insurers early in the claims-handling process. From the standpoint of policyholders, such communications can prevent future disputes, unexpected costs and conflicts of interest.
Reserving Rights is Not a Prerequisite to Contesting Coverage: Maxwell v. Hartford Union High School District, 2012 WI 58.
Policyholders reasonably assume that liability insurers who provide a defense without reserving rights to contest...