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Expert Analysis

When A Reservation Of Rights Letter Is Not Effective

By Randy Maniloff, White & Williams LLP (January 25, 2017, 11:16 AM EST) -- I have lost track of the number of times that I've addressed in my newsletter and annual top ten cases of the year article and client seminars and webinars and to the guy next to me in line at Trader Joes, that for a reservation if rights letter to be effective it must fairly inform the insured of the reasons why the insurer, despite that it is providing a defense to the insured, may not be obligated to provide coverage for certain claims or damages in a suit. The only other reminder I've given more often is to my 10-year-old daughter — that she not talk to strangers....

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