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Expert Analysis

Relief From CFPB's Auto Guidance May Be Short-Lived

By Brad Rustin, Craig Nazzaro and Elizabeth DeVos (May 18, 2018, 12:10 PM EDT) -- In a dramatic win for the auto finance industry, on April 18, the United States Senate voted 51-47 to reverse the Consumer Financial Protection Bureau's 2013 guidance, Bulletin 2013-02, related to fair lending and interest rates for indirect loans. On May 8, the House of Representatives followed the Senate and approved the resolution with a vote of 234-175. The 2013 guidance provided:...

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