General Liability

  • January 22, 2024

    Zurich Gets Early Win In Travelers' $2.1M Reimbursement Suit

    Zurich has no duty to cover over $2.1 million in costs Travelers incurred while defending a construction company in a 2011 lawsuit over defects at San Diego's Hard Rock Hotel, a California federal court ruled, finding the underlying contract at issue didn't require Zurich's coverage beyond April 2008.

  • January 22, 2024

    Colo. Contractor Seeks Defense For $2M Defects Arbitration

    A Colorado general contractor is suing five insurers over their refusal to defend the company in arbitration proceedings over construction defects at a senior living community, telling a Colorado federal court they owe coverage under policies issued to its subcontractors.

  • January 22, 2024

    Insurers Fight $3.8M Subrogation Bid Over $5.75M Settlement

    Two Liberty Mutual units and UFG accused each other in California federal court of failing to properly settle a woman's auto collision injury claims before ultimately settling for $5.75 million, in a dispute over whether the units must reimburse UFG for its over $3.77 million contribution.

  • January 22, 2024

    Insurer Escapes Models' Strip Club Copyright Coverage Fight

    A Florida federal judge relieved an insurer of covering a near $300,000 settlement in an underlying suit alleging that a strip club used two models' unauthorized images in ads, finding that the suit isn't covered by policies issued to the club.

  • January 22, 2024

    Electronics Co. Loses Consumer Class Action Coverage Fight

    An insurer had no duty to defend an electronics-maker against a class action over representations that the company made about its power bank devices, a New York federal court ruled, saying the underlying allegations don't constitute disparagement claims under the policy's personal and advertising injury coverage.

  • January 22, 2024

    Justices Won't Review $13M Well Damage Coverage Denial

    The U.S. Supreme Court declined on Monday to review a Third Circuit finding that a well services company cannot tap into $13 million in insurance coverage for damages to hydraulic fracturing wells caused by use of the wrong mix of fracking fluid.

  • January 19, 2024

    Law360 Names Firms Of The Year

    Eight law firms have earned spots as Law360's Firms of the Year, with 55 Practice Group of the Year awards among them, steering some of the largest deals of 2023 and securing high-profile litigation wins, including at the U.S. Supreme Court.

  • January 19, 2024

    Law360 Names Practice Groups Of The Year

    Law360 would like to congratulate the winners of its Practice Groups of the Year awards for 2023, which honor the attorney teams behind litigation wins and major deals that resonated throughout the legal industry this past year.

  • January 19, 2024

    Club Shooting Victim Seeks Toss Of Insurer's Coverage Fight

    The victim of a 2019 shooting at a South Carolina nightclub urged a federal court Friday to toss a suit brought by the club's insurer over coverage for an $18.1 million default judgment, saying any ruling regarding the carrier's coverage obligations under the policy is moot.

  • January 19, 2024

    State Farm Denied New Coverage Trial Over Atty's Remarks

    State Farm cannot get a new trial after a jury found one of its policyholders suffered permanent injuries from an auto accident, a Florida appeals court ruled Friday, rejecting the insurer's claim that the policyholder's counsel "obliterated" State Farm's witness credibility arguments in a handful of sentences.

  • January 19, 2024

    Proposed $350B Federal Reinsurance Program Draws Scrutiny

    A proposed national reinsurance program lacks important details for legislation that would dramatically change the federal government's role in insurance markets, experts said, while offering competing ideas about whether such a program is needed at all.

  • January 19, 2024

    Cleaning Co. Eyes Deal In Firing Suit Coverage Bid

    A kitchen exhaust system cleaning company, two Hartford units and an insurance agency are considering mediation to resolve the company's suit seeking $250,000 in damages over the insurer's denial of coverage for an underlying judgment entered against it in a wrongful termination lawsuit, according to a Friday court order.

  • January 19, 2024

    Insurer Drops Coverage Dispute Over $11.5M Judgment

    Great American E&S Insurance Co. dropped its declaratory claims against a lumber company in California federal court regarding coverage for a more than $11.5 million judgment over a construction worker's injuries, resolving the coverage dispute before the lumber company answered the insurer's complaint.

  • January 19, 2024

    Ala. Restaurant Gets Deboning Injury Coverage Suit Tossed

    An Alabama federal court tossed an insurer's dispute over coverage for a settlement demand made against a restaurant after a patron claimed that she had to undergo emergency surgery due to an improperly deboned fish, saying the court lacks subject-matter jurisdiction.

  • January 18, 2024

    Biz, Insurer Settle $10.5M Military School Construction Dispute

    A contractor and its insurer have settled a $10.5 million lawsuit seeking coverage for shoddy construction work on a school on a military base, according to a joint statement Thursday in Maryland federal court.

  • January 18, 2024

    5th Circ. Tosses $1.7M MDL Subpoena Coverage Row

    A company seeking coverage from a Zurich unit for more than $1.7 million it spent responding to a nonparty subpoena cannot litigate such issues in Texas federal court, the Fifth Circuit ruled Thursday, finding both of their connections to Texas "too attenuated to warrant exercising specific personal jurisdiction."

  • January 18, 2024

    Mich. School District Says Shooting Coverage Exceeds $5M

    A Michigan school district mired in litigation over a 2021 school shooting told a state court its insurer wrongfully capped coverage at $5 million by labeling the event as a single occurrence, arguing that the policy's definition is ambiguous and that each injured individual constituted an occurrence.

  • January 18, 2024

    Yacht Owner Demands Insurer Cover $240K Engine Rebuild

    The owner of a $3.5 million yacht told a Florida federal court Thursday that its insurer breached its contract by failing to pay for more than $240,000 in water damage to its engine.

  • January 18, 2024

    Late Claim Voids Coverage For Ga. Shooting, Nationwide Says

    A Georgia Citgo gas station's claim for defense against an underlying wrongful death suit was filed too late, Nationwide General Insurance Co. told a Georgia federal court Thursday.

  • January 18, 2024

    Realty Co. Seeks $8.2M For Failed Merger Defense Costs

    A Hartford unit owes over $8.2 million in damages stemming from a merger gone awry between its insured and real estate giant Simon Property Group, the insured said in a complaint removed Thursday to a Delaware federal court, maintaining that it properly exhausted all other limits of coverage.

  • January 18, 2024

    Insurers, Flooring Co. Notch Partial Win Over Gym Fire Suit

    A high school that accused a flooring company of causing a gym fire cannot seek damages related to gym improvements, higher insurance costs and mental anguish, a Louisiana federal court ruled, stopping short of deciding whether the school retains standing to sue the company or the company's insurers to begin with.

  • January 18, 2024

    Travelers Workers Ordered To Testify In Shoe Co.'s PFAS Suit

    Travelers claims handlers must testify about the insurer's practices for handling complex commercial and environmental insurance claims in a footwear company's PFAS coverage dispute, a special master in the Michigan federal court suit ordered.

  • January 17, 2024

    Rented Lamborghini Not Covered For $200K Crash Into Tree

    A New Jersey federal judge on Wednesday granted California Casualty & Fire Insurance Co.'s request for a declaration that the insurer does not have to cover damages for a totaled $200,000 Lamborghini that was crashed while rented, finding that the insurer's policy excludes coverage for the car.

  • January 17, 2024

    NJ Panel Reverses Zurich Win Over Auto Crash Coverage

    A New Jersey trial court wrongly dismissed a temporary staffing company's lawsuit seeking coverage from a Zurich unit for four employees' auto accident injury claims, a state appeals court ruled Wednesday, finding the summary judgment record was "bereft of undisputed facts."

  • January 17, 2024

    Barge Co. Says Insurer Reneged On Superfund Suit Coverage

    A Washington barge company said its insurer owes it coverage for legal expenses in an underlying lawsuit claiming the company is liable for environmental pollution at an Oregon Superfund site, according to a complaint moved to federal court Tuesday.

Expert Analysis

  • When Your 9th Circ. Case Needs California High Court Input

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    With the Ninth Circuit increasingly certifying state law questions to the California Supreme Court, litigants should pay careful attention to the rules for ancillary proceedings, study recent issues the state high court decided on certification, and consider strategic options, say attorneys at Buchalter.

  • Cos. Should Review Insurance Policies For PFAS Coverage

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    The U.S. Environmental Protection Agency’s creation of a council on perfluoroalkyl and polyfluoroalkyl substances signals the federal government's intent to accelerate PFAS-related regulatory action and enforcement — so companies with relevant liabilities must understand what their insurance policies will and won’t cover, say attorneys at Lathrop GPM.

  • Insurance Ruling Clarifies Excess Coverage For Opioid Suits

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    A Pennsylvania federal court's ruling this week in Giant Eagle v. American Guarantee Insurance, reversing an earlier finding that two excess insurers had duties to defend opioid injury suits, provides invaluable assurance to excess carriers that opioid defendants can’t use immense defense costs as a basis to leapfrog their primary coverage, says Adam Fleischer at BatesCarey.

  • Indoor Air Pollution Fix Will Require New Laws, New Tech

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    The COVID-19 pandemic, an aging population and changing workplace dynamics all foretell more exposure to indoor air pollutants, so a multidisciplinary policy approach combining technology, insurance, funding and regulation will be needed to improve indoor air quality and health, says Ann Al-Bahish at Haynes and Boone.

  • Cannabis Legalization's Effects On Insurance Industry

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    Resolution of the legal uncertainty presented by the dueling federal and state approaches to cannabis will pave the way for legal cannabis businesses to access the insurance protections the industry needs for everything from workers' compensation to auto insurance to general liability, says Christy Thiems at the American Property Casualty Insurance Association.

  • Biden Admin.'s Climate Strategy Should Include Insurance Innovations

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    To successfully meet the Biden administration's climate-related goals, the federal government must fill gaps in state regulation of environmental insurance, and help create an insurance framework that incentivizes and facilitates carbon impact reduction in four key areas, say Michael Hill and Paul Tetenbaum at Blue Dot Climate Insurance.

  • Where Health Care Enforcement Is Headed Under Biden

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    Early actions by President Joe Biden's administration signal a robust health care enforcement environment in which federal agencies will aggressively scrutinize pandemic-related and Medicare Advantage fraud, nursing homes, and medical technology, and False Claims Act activity will likely increase, say attorneys at Alston & Bird.

  • Key Considerations For Litigation Settlement Trustees

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    Robert Weiss and David Vanaskey at Wilmington Trust describe some of the core considerations for trustees that administer settlements resulting from mass tort and class action litigation, based on their experience working on the Volkswagen diesel emissions settlement.

  • 3 Key Environmental Takeaways From Biden's First 30 Days

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    President Joe Biden has heavily prioritized environmental policy during his first month in office, with three key themes emerging that will immediately change enforcement practices and affect regulated industries, say attorneys at Gibson Dunn.

  • What Airports Need To Know About PFAS Risks

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    As Congress, federal regulators and litigants express increasing concern over the dangers of per- and polyfluoroalkyl substances, airports are in the spotlight as likely sites of PFAS contamination — so airport management and boards should take steps now to prepare for regulation and litigation, say Renée Martin-Nagle and David Rockman at Eckert Seamans.

  • Time For Cos. To Walk The Walk On Environmental Justice

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    With the Biden administration pledging to consider environmental justice across all agencies and in all federal decisions, companies must candidly assess their operations in order to make sure their statements on environmental justice are backed by measurable results, say attorneys at King & Spalding.

  • Economic Loss Is Key To Pandemic Insurance Suits

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    Decades of case law distinguishing between economic loss and property damage may support commercial property insurance policyholders in litigation with insurers who argue that COVID-19-related losses do not constitute physical damage, says Micah Skidmore at Haynes and Boone.

  • State AGs' 2020 Actions Offer Hints At 2021 Priorities

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    A review of state attorney general actions in 2020 addressing consumer concerns including data privacy, product safety and marketplace competition can help companies prepare for the expected regulatory enforcement wave in 2021, say attorneys at Troutman Pepper.