( December 12, 2025, 10:56 AM EST) -- NEW YORK — The Second Circuit U.S. Court of Appeals affirmed a lower federal court’s judgment in favor of insurers in their lawsuit disputing coverage for underlying actions arising from their firearm manufacturer insured’s alleged sales of “ghost gun” parts and kits brought by New York state and two cities against their firearm manufacturer insured, holding that the underlying claims fail to allege an “accident” to trigger coverage....