Liability Provisions In FAIR Plan Order Exceeded Statutory Limits, Panel Rules

( December 9, 2025, 2:51 PM EST) -- LOS ANGELES — A California appellate panel ruled that the state’s insurance commissioner lacked statutory authority to require the California FAIR Plan Association to offer liability coverages, holding that state law limits the FAIR Plan to first-party property risks, and directed the lower court to vacate its prior denial of the FAIR Plan Association’s writ of mandate and enter a new order granting the petition....