Medical Mutual Ins. Co. of North Carolina v. Cathy Gnik

  1. February 16, 2024

    Therapy Co.'s Policy Lie Bars Fraud Coverage, 4th Circ. Says

    A defunct child therapy practice is not entitled to coverage for suits accusing one of the practice's employees of pretending to be licensed, the Fourth Circuit affirmed in a published opinion Friday, saying a material misrepresentation in the clinic's insurance applications warrants rescission of the policy.

  2. December 06, 2023

    Therapy Co. Didn't Lie On Policy Application, 4th Circ. Hears

    Patients of a defunct child therapy practice urged the Fourth Circuit during oral arguments Wednesday to reverse a district judge's decision that an insurer had no duty to indemnify the practice because of what the insurer alleged was a misrepresentation on an insurance application.

  3. January 18, 2023

    Insurer Tells 4th Circ. No Fraud Coverage Owed To Practice

    An insurer told the Fourth Circuit that it doesn't owe coverage to a defunct child therapy practice after one of the practice's employees was accused of faking her license, saying that under Virginia law it doesn't need to show that the practice subjectively believed the answers were false.

  4. December 15, 2022

    Therapy Patients Tell 4th Circ. Insurer Owes Fraud Coverage

    The patients of a defunct child therapy practice urged the Fourth Circuit on Thursday to reverse a decision to relieve an insurer of lawsuits accusing one of the practice's employees of faking her license, arguing the record supports that the practice didn't make a misstatement on its insurance application.