June 01, 2026
The Eleventh Circuit revived a Florida railroad company's insurance dispute over coverage for $5.6 million in costs to avoid Hurricane Irma damage, ruling claimed expenses for preventative maintenance exceeded the $750,000 policy deductible even though it incurred no physical loss as a result of the storm.
September 09, 2025
A Florida railroad company incurred minimal losses from Hurricane Irma in 2017 because it took measures to protect its property, but insurers unfairly used the preventive efforts to justify denying coverage for $5.6 million worth of costs under an all-risk policy, it told an Eleventh Circuit panel on Tuesday.