Expert Analysis

Drafting For Distress: D&O Policy Tips Ahead Of Ch. 11 Filings

Considering recent bankruptcy statistics and the economic climate, now is a good time for companies to revisit the... (more story)

Courts Stay Consistent In 'Period Of Restoration' Rulings

Three recent rulings centering on the period of restoration in lost business income claims followed the same theme... (more story)

Defeating Estoppel-Based Claims In Legal Malpractice Actions

State supreme court cases from recent years have addressed whether positions taken by attorneys in an underlying l... (more story)

Property More

NC Coastal Erosion Spurs Call For Proactive Flood Coverage

North Carolina's governor and the state insurance commissioner are calling on Congress to pass a bill that would cover homes on the brink of collapsing into the ocean under the National Flood Insurance Program... (more story)

NC Biz Court Bulletin: Rulings Spotlight Coverage Clashes

The North Carolina Business Court plowed into the fourth quarter with two big decisions in insurance disputes that involved $50 million in COVID-19-related losses at a chain of outlet malls, and an industrial ... (more story)

9th Circ. Grills Casino, Insurer Over COVID-19 Coverage Row

A Ninth Circuit panel sharply questioned a Las Vegas casino and resort and its insurer on Thursday over their dispute concerning whether losses from the COVID-19 pandemic can be considered a covered damage or ... (more story)

Insurance Litigation Week In Review

The Eighth Circuit said it will rehear a Travelers unit's appeal of a $27 million fire damage award involving microscopic soot, the Delaware Supreme Court heard oral arguments over coverage for AMC's settlemen... (more story)

Construction Co. Seeks Exit From $22M Barn Fire Suit

A construction company facing an insurer's $22.4 million subrogation action over a poultry barn fire said the insurer can't support its causation theory, telling a Nebraska federal court Wednesday "a choice of... (more story)

8th Circ. Will Rehear Travelers' $27M Fire Award Challenge

The Eighth Circuit agreed Wednesday to revisit its previous split decision affirming a Missouri-based apartment complex owner's $27 million jury award against a Travelers unit in a fire coverage dispute.

Geico Loses Bid To Dismiss $70M SC Tax Collection Suit

A nonprofit representing South Carolina's 271 incorporated municipalities can continue to pursue its claims that Geico failed to fully pay certain municipalities nearly $70 million in business license taxes an... (more story)

Law360 MVP Awards Go To Top Attorneys From 76 Firms

The attorneys chosen as Law360's 2025 MVPs have distinguished themselves from their peers by securing significant achievements in high-stakes litigation, complex global matters and record-breaking deals.

La. Condo Awarded $5M For State Farm's Storm Claim Delay

A State Farm unit owes a Bayou State condominium complex over $5 million in penalties for its delayed adjustment of the complex's hurricane damage claim despite having satisfactory proof of loss, a Louisiana f... (more story)

Best Buy Says CGL Policy, Not Auto, Covers Crash Settlement

Best Buy accused three AXA XL units of failing to properly cover its "multi-million-dollar" settlement of negligence claims over a fatal automobile collision involving an independent subcontractor, telling a M... (more story)

General Liability More

Contractor Not Covered In Explosion Suits, Insurer Says

A contractor is not entitled to coverage for a slew of underlying suits over a March 2022 home explosion, a Nationwide unit told a Missouri federal court, saying the contractor breached the excess policy's not... (more story)

Insurers Say No Coverage For Conn. Quarry Closure Dispute

A pair of Allied World insurers said they don't owe coverage to East Haven, Connecticut, for a dispute over the politically motivated shutdown of a local quarry, telling a federal court that their duty to defe... (more story)

Harco Dodging $3.5M Bond Obligation, Construction Co. Says

Harco National Insurance Co. breached an insurance contract by refusing a Skanska Balfour Beatty construction venture's request to cover a nearly $3.5 million bond over a subcontractor's alleged lapses while w... (more story)

Insurer Escapes Gas Station Row Over Shooting By Employee

A gas company's insurer owed no coverage for a suit brought by a customer who was attacked and shot by an employee, an Indiana federal court ruled, saying the suit was not an occurrence under the policy.

Notable Q3 Updates In Insurance Class Actions

The third quarter of 2025 was another eventful quarter for total loss valuation class actions, with a new circuit split developing courtesy of the Sixth Circuit, while insurers continued to see negative result... (more story)

Insurer Says No Defense For Dog Care Co. In Suits, AG Probe

A dog training and grooming business's insurer told a Washington federal court it should owe no coverage for two cases and a civil investigative demand from the state attorney general's office relating to cust... (more story)

How CGL Policies May Respond To Novel AI Psychosis Claims

As courts and regulators begin to confront the realities of mental and physical injuries allegedly induced by artificial intelligence chatbots, commercial general liability insurers will need to reevaluate pol... (more story)

Insurers Say Contractor's $7M Default Ruling Not Covered

Two Nationwide insurers said they have no obligation to cover a $7 million default judgment entered against a contractor in an underlying suit over a plumber's head injury, telling an Illinois federal court th... (more story)

Tesla Auto Insurer Accused Of Underpaying Arizona Insureds

Tesla auto insurance policyholders told an Arizona federal court that the insurer has underpaid millions of dollars in claims by failing to comply with statutory requirements governing uninsured and underinsur... (more story)

Punitive Damages Awards Should Be Limited To 1st Instance

Recent verdicts in different cases against Johnson & Johnson and Monsanto showcase a trend of multiple punitive damages being awarded to different plaintiffs for the same course of conduct by a single defendan... (more story)

Specialty Lines More

11th Circ. Limits $1M Payout For Sheriff In Parkland Shooting

The Eleventh Circuit limited a Florida sheriff's office's responsibility to only $1 million in a lawsuit involving a 2018 high school mass shooting, saying its insurer must pay the excess damages to the victim... (more story)

Co. Says Excess Insurer Can't Avoid Asbestos Coverage Row

A paint and drywall product manufacturer said an Allianz unit can't rely on a pollution exclusion to avoid a dispute over coverage for underlying asbestos claims, telling a Texas federal court that the insurer... (more story)

Judge Wary Of Bid To Nix SVB Expert In $73M Coverage Row

A U.S. magistrate judge seemed skeptical of an insurer's bid to exclude a witness proffered as a policy expert on financial institution bonds, repeatedly asking Berkley Regional Insurance Co.'s counsel in a Mo... (more story)

Insurer Says $4M Excess Policy Excludes Oil Tanker Collision

An excess insurer for a fuel and chemical transportation company told a Utah federal court it should owe no coverage for an oil tanker collision and resultant crude oil cleanup costs, pointing to what is known... (more story)

Bojangles Not Covered In NC Sex Abuse Suit, Insurer Says

Fried chicken fast-food chain Bojangles and one of its largest franchisees are not entitled to defense coverage in an underlying civil suit alleging a restaurant manager sexually groomed and abused two minor e... (more story)

Insurer Freed From Covering $3.4M Lost Evidence Settlement

A real estate company's insurer owes no coverage for a $3.4 million settlement resolving an employee's claim that it negligently failed to preserve video evidence of his fall into a sewer pit, an Illinois fede... (more story)

Bank Seeks $2.4M From Insurer Over NFL Player Loan Forgery

An Indiana-based regional bank told a federal court that its insurer wrongly denied coverage for a roughly $5.3 million loan it issued to an individual impersonating Cleveland Browns tight end David Njoku, cla... (more story)

Insurance Litigation Week In Review

The Second Circuit revived a property owner and manager's negligence claim against their insurance broker, the Sixth Circuit said an insurer can't relitigate a defense cost reimbursement dispute with a reinsur... (more story)

4 Firms Fueling Website Tracking Claims, Cyber Insurer Says

A quartet of California-headquartered consumer law firms were behind nearly three-quarters of the website tracking and data privacy claims that both large and small businesses have reported to cyber insurer Co... (more story)

Mich. Justices Probe Nationwide's Combined Tax Filing Win

Two Michigan Supreme Court justices questioned Wednesday whether the state's tax statutes governing insurance companies exclude key phrases that would allow Nationwide entities to file as a unitary group that ... (more story)