General Liability

  • July 31, 2026

    Chipwich Maker Drops $4.5M Recall Coverage Suit

    An ice cream sandwich maker has pulled a $4.5 million suit accusing its insurance broker of negligently failing to recommend and procure a policy that could have covered a recall of its popular Chipwich treats, Connecticut state court records show.

  • July 31, 2026

    Just For Men Maker Says Insurers Must Cover Injury Deals

    The maker of Just For Men hair color products said in a new federal complaint that its excess liability insurers improperly refused to cover personal injury lawsuit settlements connected to allegations that products from the popular line permanently discolored users' faces, after millions in the company's primary policies were exhausted.

  • July 31, 2026

    Voluntary Benefits Suits Emerge As New ERISA Battleground

    A recent crop of proposed class actions targeting employers' insurance-related voluntary benefits offerings — for things like critical illness or hospital indemnity — marks a litigation trend that appears to be gaining, experts say.

  • July 30, 2026

    Carriers Report Personal Lines Success In Q2

    Insurance carriers have begun releasing how they fared in the second quarter of 2026, with Chubb, The Hartford and The Hanover Insurance Group reporting meaningful growth for personal lines and a focus on disciplined underwriting in the property and casualty market. Law360 Insurance Authority breaks down the carriers' Q2 results.

  • July 30, 2026

    Attys Praise Pa. Justices' 'Restraint' In Trafficking Ruling

    A Pennsylvania ruling on insurers citing state trafficking laws when denying coverage for a hotel left experts pleased.

  • July 30, 2026

    Chubb Seeks Toss Of Costco's Customer Injury Coverage Row

    A Chubb unit urged a Washington federal court to toss Costco's suit seeking coverage for a personal injury action under a home décor brand's policy, saying the retailer failed to state a claim for additional insured coverage because the underlying injuries are not related to the brand's products.

  • July 30, 2026

    The Top Property Insurance Rulings Of The First Half Of 2026

    A California ruling boosting policyholders' prospects in water leak suits and a Texas Supreme Court decision compelling appraisal in a commercial property loss are among the biggest property insurance decisions of the year so far. Law360 has a midyear look at the top property insurance decisions.

  • July 30, 2026

    Insurance Litigation Week In Review

    The Church of Jesus Christ of Latter-day Saints can pursue coverage for sex abuse litigation costs, a Minnesota school district may be entitled to coverage for hail damage to the roofs of two school buildings and a grocery chain can't recoup coverage for its parent company's opioid settlement payments. Law360 has the past week's top insurance news.

  • July 29, 2026

    Insurer Says It Won't Cover $10M Bias Award Against HR Org.

    An insurance company urged a Virginia federal judge to rule that it doesn't have to cover a $10 million award won by a former Society for Human Resources Management employee who sued the association for race bias, arguing the applicable policy doesn't cover punitive damages based on deliberate actions.

  • July 29, 2026

    Lowe's Coverage Row, NASCAR Team Tiff: NC Midyear Report

    The North Carolina courts are teeing up for a busy second half of 2026, including readying for a multimillion-dollar insurance trial with Lowe's and speeding through discovery in a high-profile trade secrets dispute involving former NFL coach Joe Gibbs' championship NASCAR team.

  • July 27, 2026

    Insurers Don't Owe Grocer Coverage For Opioid Settlement

    A group of insurers owes no coverage to grocery chain Harris Teeter for amounts that its parent company, Kroger, paid as part of a $1.37 billion global settlement of opioid suits brought by government entities, North Carolina's business court ruled.

  • July 27, 2026

    Judge Refuses To Pause Coverage Fight Over Boy's Death

    A Michigan federal judge ruled Friday that Nationwide Insurance may proceed with its declaratory judgment lawsuit against the Oxford Hyperbaric Oxygen Therapy Center and the parents of a 5-year-old boy killed at the facility, noting that the insurance coverage dispute addresses issues separate from pending state civil and criminal cases involving the center.

  • July 27, 2026

    Textile Co. Not Covered In PFAS-Tainted Water Suit, Court Told

    A group of CNA units said they owe no coverage to a textile company accused in an underlying suit of contaminating drinking water in South Carolina with so-called forever chemicals, telling an Ohio federal court that an absolute pollution exclusion in their policies bars coverage.

  • July 24, 2026

    Club Not Covered In Drunk Driving Injury Row, Insurer Says

    An insurer said it has no duty to defend or indemnify the operator of a Massachusetts country club that is accused of overserving an intoxicated patron who was later injured in a crash, telling a Virginia federal court Friday that its policy's liquor liability exclusion eliminates any possibility of coverage.

  • July 24, 2026

    Cornerstone, Old Republic Partly Settle $9.8M Coverage Suit

    A building products manufacturer has settled its coverage dispute with Old Republic Insurance Co., though its claims against Berkshire Hathaway Specialty Insurance Co., seeking $9.8 million in coverage for defense and settlement costs in other litigation, remain unresolved.

  • July 23, 2026

    World Cup Provides Successful Playbook For Insuring Events

    The 2026 FIFA World Cup was an unprecedented success for the insurance industry, overcoming early concerns regarding patron transportation, event cancellation and political tension.

  • July 23, 2026

    CGL Cases To Watch In The 2nd Half Of 2026

    Heading into the back half of 2026, insurance attorneys can expect federal and state courts to interpret how general liability policy language applies to some of the industry's biggest emerging risks. Law360 Insurance Authority breaks down three CGL-related cases.

  • July 23, 2026

    Colo. Panel Clarifies Reach Of Insurer Responsibility Law

    The Colorado Insurance Code's reference to "unfair business practices" in a statute governing insurers' responsibility for the acts of their producers is not limited to various "unfair methods of competition" and "unfair or deceptive acts or practices," a state appeals court said in a matter of first impression Thursday.

  • July 23, 2026

    Mo. Panel Says Exclusion Bars Mallinckrodt Opioid Coverage

    A Missouri appellate court upheld a win for a group of insurers on their arguments that a "your products" policy exclusion applied to bar coverage of alleged damages from drugmaker Mallinckrodt's unbranded marketing of opioid products.

  • July 23, 2026

    Insurance Litigation Week In Review

    Pennsylvania public policy doesn’t abrogate an insurer’s duty to defend and indemnify an insured accused of enabling or profiting from sex trafficking, an insurer didn’t act in bad faith in its handling of a fatal liposuction claim, and a district court must decide if a settlement mooted a coverage action. Here, Law360 looks at the past week's top insurance news.

  • July 23, 2026

    2026 Marks Banner Year For AI Changes To Insurance Industry

    The first half of 2026 has seen continued development of artificial intelligence systems in the insurance industry, including new coverage terms for policyholders and evolving regulatory scrutiny for insurers. The changes promise to alter the insurance market in the months to come.

  • July 22, 2026

    Two Chubb, Lowe's Experts Barred In $90M Settlement Fight

    A North Carolina federal judge barred respective appellate experts for a Chubb unit and Lowe's from testifying at an upcoming trial over coverage for an underlying $90 million wrongful death settlement, finding their opinions are irrelevant to the issues that will be before the jury.

  • July 22, 2026

    Insurer Sanctioned For Destroying Opioid Coverage Evidence

    An Illinois federal court Wednesday sanctioned an insurer in a drug wholesaler's suit seeking coverage for underlying opioid litigation, finding that the carrier intentionally destroyed key emails and underwriting records in order to deprive the wholesaler of that information.

  • July 22, 2026

    Pause Coverage Fight In Boy's Death, Mich. Judge Told

    Counsel for a 5-year-old Michigan boy killed in a January 2025 hyperbaric chamber fire asked a Michigan federal judge on Wednesday to pause a lawsuit from Nationwide Insurance, which is seeking a declaration that it is not responsible for covering the fatal incident.

  • July 22, 2026

    Software Co. Freed From Insurer's $2.5M Indemnity Dispute

    A maker of vehicle valuation software needn't cover the $2.5 million that an insurer paid in connection with a class action alleging that its former affiliate underpaid claims for totaled vehicles, a New York federal court ruled, finding that the insurer has no enforceable subrogation rights.

Expert Analysis

  • Madison Capital Action Displays SEC's Emphasis On Process

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    The U.S. Securities and Exchange Commission's recent enforcement action against Madison Capital reflects the SEC's view that when market conditions materially change, valuation methodologies must be reassessed in real time, highlighting the importance of internal processes, say attorneys at Lankler Siffert & Wohl.

  • 6th Circ. Can Extend Insurance Valuation Clarity Beyond Auto

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    In rehearing Clippinger v. State Farm, the Sixth Circuit can align itself with the recent drumbeat of other circuits rejecting class certification of auto total loss claims and set standards that apply to similar claims brought under homeowners and other types of insurance policies, say attorneys at Jackson Walker.

  • Reel Justice: 'Mercy' And Private Surveillance As Evidence

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    The near-future depicted in the film “Mercy” reminds attorneys that private surveillance networks are becoming central to the evidentiary ecosystem, shaping what prosecutors can obtain, what defendants must explain and what jurors may interpret as objective truth, says Veronica Finkelstein at Wilmington University.

  • AVOID Act Creates 3rd-Party Litigation Risks For Transpo Cos.

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    New York's Avoiding Vexatious Overuse of Impleading to Delay Act, which takes effect next month, will require new risk management strategies from transportation companies as it attempts to drastically change the scope of third-party litigation while failing to address practical realities of civil disputes, says Steven Saal at Lucosky Brookman.

  • Witness AI Usage Is The Next Privilege Battle In Civil Litigation

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    Fact and expert witnesses now have immediate access to artificial intelligence systems capable of simulating deposition questioning, recommending answers and more, but this preparation occurs privately, invisibly and frequently under the mistaken assumption that it is harmless, says Bill Kanasky at Courtroom Sciences and Billy Davis at Taylor Nelson.

  • How 2 Decisions Reframed Witness-Centered Trials

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    The recent Maryland federal jury verdict in U.S. v. Goldstein and the U.S. Supreme Court decision in Villarreal v. Texas suggest that the traditional paradigm of American civil trial practice, with its emphasis on witness performance and assertive advocacy, may not reflect the ideal approach for the modern courtroom, says Joshua Robbins at Crowell & Moring.

  • Meta Coverage Ruling Could Erode Broad Duty To Defend

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    A Delaware court recently decided that Meta's insurers need not defend the company from lawsuits alleging addictive platform design — a troubling decision for policyholders that, if upheld, warns that insureds' business decisions can be weaponized to deny a duty to defend, say attorneys at Anderson Kill.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • Calif. Case Could Lead To A Redefined Pollution Exclusion

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    In recently agreeing to hear Montrose Chemical v. Superior Court, the California Supreme Court will decide whether a court should consider extrinsic evidence offered by a party to prove its interpretation of the insurance policy language, opening the door to a different definition of "sudden" in insurance policies' pollution exclusions, say attorneys at Pillsbury.

  • How To Counter 7 Logical Fallacies In Legal Arguments

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    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.

  • Reel Justice: 'Sentimental Value' And Witness Anxiety

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    "Sentimental Value" reminds us that anxiety can interfere with performance, but unlike actors, witnesses cannot rehearse their lines or control the script, so a lawyer's role is not to eliminate stress, but to create conditions where the accuracy of a witness's testimony survives under pressure, says Veronica Finkelstein at Wilmington University.

  • Clarifying A Persistent Misconception About Settlement Talks

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    An Indiana federal court’s recent Cloudbusters v. Tinsley ruling underscores the often-misunderstood principle that Rule 408 of the Federal Rules of Evidence does not bar parties from referencing prior settlement communications in their pleadings — a critical distinction when such demands further a fraudulent or bad faith scheme, say attorneys at Hanson Bridgett.