General Liability

  • August 07, 2025

    10th Circ. Water Loss Ruling Spotlights Competing Exclusions

    The Tenth Circuit recently affirmed that a water damage exclusion applied to a Kansas office building's $1.75 million repair claim from a broken water pipe, providing insurance experts an unusual case for weighing two seemingly related exclusions against one another.

  • August 07, 2025

     Ill. Auto Rate Initiative Puts Pricing Accuracy In Spotlight

    Illinois Secretary of State Alexi Giannoulias launched a new campaign aimed at reducing auto insurers' use of nondriving factors when setting rates on the grounds that these elements contribute to discriminatory rate-setting, but insurer and consumer advocates are split over the initiative's efficacy and potential cost increases. 

  • August 07, 2025

    Insurance Litigation Week In Review

    The Archdiocese of New York demanded disclosure of reinsurance policies in a discovery-related appeal amid underlying sex abuse litigation, Zurich was accused of putting both its interests ahead of another insured's, a Georgia poultry producer sued for data breach coverage and an insurer sought to avoid covering racketeering claims.

  • August 07, 2025

    Minn. Cyberattack Brings Cities' Cyber Policies Into Focus

    A recent cyberattack against St. Paul, Minnesota, highlights the importance of cyber coverage for cities and counties, with the caveat that financial vitality, state and federal laws, and third parties retained for incident response can impact a municipality’s amount of coverage and the ways in which it can respond, Reed Smith LLP partner J. Andrew Moss told Law360.

  • August 07, 2025

    Insurer Says Conviction Bars Coverage For Police Injury Suit

    An insurer has no duty to defend or indemnify a man facing a civil claim of negligently blinding a Los Angeles police officer with a laser, it told a California federal court, saying the man's criminal conviction for assault means his conduct was intentional and therefore not covered.

  • August 06, 2025

    Archdiocese Seeks Reinsurance Docs In Sex Abuse Row

    The Archdiocese of New York urged a state appeals court Wednesday to uphold an order mandating that nine Chubb units turn over reinsurance documents as they litigate coverage for thousands of sex abuse lawsuits, noting Chubb already said before the trial court that "reinsurance is simply insurance for insurers."

  • August 06, 2025

    COST Asks Mich. Justices To OK Nationwide's Unitary Tax Win

    The Council on State Taxation backed entities of Nationwide in the Michigan Supreme Court on Wednesday, saying the justices should affirm an appellate court's decision that said the insurance company's affiliates are entitled to file their taxes as a combined group of businesses.

  • August 06, 2025

    CORRECTED: NJ Diocese Drops Abuse Coverage Claims Against Insurer

    A Garden State diocese has voluntarily dropped its claims against one of its insurers it accused of violating state law over the coverage of defense costs tied to child sex abuse lawsuits, according to a Monday order.

  • August 05, 2025

    Property Co. Sues Zurich Over Music Video Shooting Defense

    Zurich failed to adequately defend claims over a shooting that occurred during the filming of a music video for rapper Lil Baby, an Atlanta property owner told a Georgia federal court, saying it's entitled to retain independent counsel at the insurer's expense due to an ongoing conflict of interest.

  • August 04, 2025

    Phone Dealer Fights Sanctions Bid In Stolen Shipment Suit

    A cellphone dealer facing a lawsuit over a stolen shipment has urged a North Carolina federal judge not to sanction it over its allegedly deficient discovery responses, arguing that it has turned over nearly 20,000 pages of information and "acted in good faith" to resolve the dispute.

  • August 04, 2025

    Judge Sends Asbestos Coverage Row Back To State Court

    A Michigan federal judge on Monday remanded to state court a dispute over the allocation of commercial general liability coverage for nationwide asbestos injury suits, reasoning from the bench that defendants who are served after a case is removed to federal court should have the right to challenge that forum change.

  • August 04, 2025

    Lowenstein Sandler Hires New Insurance Recovery Partner

    Lowenstein Sandler LLP has added a new partner to its insurance recovery group who has a wide breadth of experience in not only representing corporate policyholders, but also in advising clients in general commercial cases, the firm announced Monday.

  • August 01, 2025

    Deal Near In Sex Abuse Litigation Coverage Fight, Court Told

    Counsel for a neurosurgery institute told a Pennsylvania federal court Friday it plans to confirm a final agreement with the institute's insurers in a coverage dispute over underlying litigation alleging former patients were assaulted by a now-deceased neurologist, as settlements are pending with each underlying plaintiff.

  • August 01, 2025

    Cargill Says Chubb Unit Must Cover $170M Ice Cream Loss

    Cargill Inc. accused a Chubb unit of failing to cover contaminated batches of ice cream and other food products that caused roughly $170 million in losses, telling a Pennsylvania state court that though the unit "may" rely on a pollution exclusion, an exception in the provision would restore coverage.

  • July 31, 2025

    Top Property Insurance Decisions So Far In 2025

    A U.K. decision over coverage for Russian-seized aircraft and a Second Circuit ruling in favor of international insurers seeking to arbitrate hurricane damage claims are among some of the biggest decisions in the property insurance space so far in 2025.

  • July 31, 2025

    CGL Cases To Watch In The Second Half Of 2025

    Federal and state courts continue to weigh litigation involving public nuisance, long-tail environmental and sexual abuse claims. Here, Law360 breaks down some of the blockbuster commercial general liability insurance cases to follow in the second half of the year.

  • July 31, 2025

    Insurance Litigation Week In Review

    State Farm must pay over $54.6 million in vehicle valuation class actions, an AIG unit doesn't owe coverage for an herbicide damage dispute, Allianz must provide coverage for a hot air balloon company's passenger crash suits, and an RV park can proceed with a suit against its insurance broker. Here, Law360 takes a look at the past week's top insurance news.

  • July 30, 2025

    Davis Polk, King & Spalding Build $2.35B AccuLynx Sale

    Data analytics and technology company Verisk, advised by Davis Polk & Wardwell LLP, on Wednesday announced plans to acquire software-as-a-service company AccuLynx, led by King & Spalding LLP, in a $2.35 billion cash deal.

  • July 30, 2025

    Landlords Not Covered For Lead Exposure Suit, Insurer Says

    An insurer has no duty to defend or indemnify property owners accused of negligently renting out an apartment with hazardous levels of lead that injured a child, the carrier told an Illinois federal court, saying the owners' policy bars coverage for bodily injury caused by lead.

  • July 29, 2025

    Allianz Owes Coverage For Hot Air Balloon Crash Suits

    An Allianz insurer has a duty to defend and indemnify a hot air balloon company facing multiple suits over crashes that injured several passengers under the policy's balloon premises liability coverage, a Wyoming federal court ruled Tuesday.

  • July 29, 2025

    No Coverage For $2.5M Herbicide Damage Row, Court Says

    An AIG unit has no duty to cover an air services company in a contractor's lawsuit alleging that its aerial application of herbicides caused $2.5 million in expenses to fix grass damage, a New York federal court ruled Tuesday, finding no coverage under both of the company's policies.

  • July 29, 2025

    Insurer Says Misrepresentations Void Real Estate Co.'s Policy

    Material misrepresentations in a commercial real estate firm's insurance renewal application mean the insurer has no duty to defend the firm or a former director against a $6.5 million claim related to the sale of a client's properties, the insurer told an Indiana federal court.

  • July 28, 2025

    Gun Exclusion Prevents Coverage For Ga. Bar Shooting Suits

    An insurer has no duty to defend or indemnify a bar against underlying suits over a shooting that injured several patrons, a Georgia federal court ruled, finding that a firearms exclusion in the bar's commercial general liability policy precludes coverage.

  • July 28, 2025

    Insurer Seeks Exit From Privacy Suit Against Optometry Clinic

    A Hartford unit told an Illinois federal court it should owe no coverage for a proposed class action accusing an optometry practice of violating patients' privacy rights by transmitting their sensitive information to Alphabet Inc., arguing a raft of exclusions apply.

  • July 25, 2025

    Insurers Seek Quick Win Over Meta Social Media Suits

    Various Hartford and Chubb units told a Delaware state court they should have no duty to defend Meta Platforms Inc. in thousands of pending lawsuits accusing the social media giant of deliberately designing its platforms to be addictive to adolescents, arguing there was no insurable "accident" that allegedly occurred.

Expert Analysis

  • Nevada Justices Could Expand Scope Of Subrogation Claims

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    The Nevada Supreme Court's recent decision to hear North River Insurance v. James River Insurance could expand the scope of equitable subrogation claims in the state by aligning with the California standard, which doesn't require excess insurers to demonstrate damages, says Daniel Heidtke at Duane Morris.

  • 8 Tech Tips For Stress-Free Remote Depositions

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    Court reporter Kelly D’Amico shares practical strategies for attorneys to conduct remote depositions with ease and troubleshoot any issues that arise, as it seems deposition-by-Zoom is here to stay after the pandemic.

  • 4 Ways Attorneys Can Emotionally Prepare For Trial

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    In the course of litigation, trial lawyers face a number of scenarios that can incite an emotional response, but formulating a mental game plan in advance of trial can help attorneys stay cool, calm and collected in the moment, says Rachel Lary at Lightfoot Franklin.

  • Presidential Campaign Errors Provide Lessons For Trial Attys

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    Vice President Kamala Harris’ presidential campaign employed numerous strategies that evidently didn’t land, and trial attorneys should take note, because voters and jurors are both decision-makers who are listening for how one’s case presentation would affect them personally, says Reuben Guttman at Guttman Buschner.

  • 3 Policyholder Lessons From NY Bad Faith Ruling

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    A New York appellate court's recent decision finding that Rockefeller University alleged viable bad faith claims against its insurers reinforces the principle that insurers may not elevate their own economic interests over those of their insureds, say attorneys at Lowenstein Sandler.

  • Notable Q3 Updates In Insurance Class Actions

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    Total loss valuation cases and labor depreciation cases dominated the past quarter of insurance class actions, with courts continuing to reject challenges to condition adjustments in the former, and a pro-insured trend persisting in the latter, say attorneys at BakerHostetler.

  • Consider The Impact Of Election Stress On Potential Jurors

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    For at least the next few months, potential jurors may be working through anger and distrust stemming from the presidential election, and trial attorneys will need to assess whether those jurors are able to leave their political concerns at the door, says Ken Broda-Bahm at Persuasion Strategies.

  • NC Ruling Takes Practical Approach To Duty-To-Defend Costs

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    In Murphy-Brown v. Ace American Insurance, a case of first impression, the North Carolina Business Court adopted the commonsense rationale of many state courts in holding that policyholders' defense costs should be deemed presumtively reasonable when a insurer breaches its duty to defend, say attorneys at McGuireWoods.

  • What Hawaii High Court Got Right And Wrong In AIG Ruling

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    Though the Hawaii Supreme Court in its recent Aloha Petroleum v. National Union Fire Insurance decision correctly adopted the majority rule that recklessly caused harm is an accident for coverage purposes, it erred in its interpretation of the pollution exclusion by characterizing climate change as "traditional environmental pollution," say attorneys at Haynes Boone.

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

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    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.

  • Key Insurance Implications Of Hawaii's Historic GHG Ruling

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    In Aloha Petroleum v. National Union Fire Insurance, the Hawaii Supreme Court became the first state court to classify greenhouse gasses as pollutants barred from insurance coverage, a ruling likely to be afforded great weight by courts across the country, say Scott Seaman and Gar Lauerman at Hinshaw & Culbertson.

  • Use The Right Kind Of Feedback To Help Gen Z Attorneys

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    Generation Z associates bring unique perspectives and expectations to the workplace, so it’s imperative that supervising attorneys adapt their feedback approach in order to help young lawyers learn and grow — which is good for law firms, too, says Rachael Bosch at Fringe Professional Development.

  • Congress Can And Must Enact A Supreme Court Ethics Code

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    As public confidence in the U.S. Supreme Court dips to historic lows following reports raising conflict of interest concerns, Congress must exercise its constitutional power to enact a mandatory and enforceable code of ethics for the high court, says Muhammad Faridi, president of the New York City Bar Association.