General Liability
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August 14, 2025
Insurance Litigation Week In Review
Defense cost payments by 3M can't satisfy the self-insured retention of its subsidiary's insurance policies, a subcontractor's insurer must indemnify a property owner in a pending injury suit, an excess insurer owes $2 million for a car crash, and a gym chain may have coverage for losses stemming from COVID-19 shutdown orders. Here, Law360 takes a look at the past week's top insurance news.
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August 14, 2025
Poetry In Motions: Wallace Stevens Wedded Art, Insurance
Wallace Stevens was an acclaimed modernist poet, but his parallel career as an insurance attorney isn't as widely discussed, according to attorney Daniel J. Kornstein, who has studied Stevens' life. To mark the 70th anniversary of Stevens' death, Law360 spoke with Kornstein about what insurance law may have meant to the poet.
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August 13, 2025
2nd Circ. Affirms Indemnity Ruling In Still-Pending Injury Row
A New York federal court didn't err in declaring that a subcontractor's insurer had a duty to indemnify a property owner in a worker's construction injury lawsuit that is still pending, the Second Circuit affirmed Wednesday, even though the underlying court later found the original indemnity agreement invalid.
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August 13, 2025
No Coverage For Senior Center In Sex Abuse Suit, Court Told
A senior care facility isn't owed coverage for an underlying lawsuit accusing a facility chaplain of sexually assaulting a patient, the facility's insurer said, arguing coverage is precluded due to a molestation exclusion and because the allegations don't pertain to a medical incident.
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August 13, 2025
Insurer Owes Defense In Hotel Trafficking Suits, Court Told
Red Roof Inn told an Ohio federal court Wednesday that a Liberty Mutual unit must defend it in 11 lawsuits alleging it violated the U.S. Trafficking Victims Protection Reauthorization Act by financially benefitting from human trafficking, arguing the claims fall outside separate exclusions for intended and criminal acts.
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August 13, 2025
Atty Leaves Montana Firm For Tucker Arensberg In Pittsburgh
A move across the country to new surroundings at Tucker Arensberg PC's Pittsburgh office has given a seasoned attorney the opportunity to expand the scope of his litigation practice into new areas.
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August 12, 2025
Split Del. Justices Back Insurers In 3M Earplug Coverage Fight
A split Delaware Supreme Court on Tuesday upheld a lower court's finding that defense costs paid by 3M in underlying multidistrict litigation over the company's combat earplugs could not satisfy the self-insured retention of subsidiary Aearo Technologies' insurance policies.
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August 12, 2025
Insurer Pushes 11th Circ. To Avoid Malpractice Coverage
An insurance company has told the Eleventh Circuit it should not have to foot the bill to defend its client against a federal malpractice suit in Atlanta, arguing its policy contains a carveout for claims involving "conversion, improper comingling, or misappropriation," and asking the appellate court to review an earlier dismissal de novo.
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August 12, 2025
Travelers Units Freed From Builder's Asbestos Injury Dispute
A Travelers subsidiary has no obligation to defend a construction company against a suit seeking indemnification for asbestos-related injury claims, a South Carolina federal court ruled, finding that the suit does not seek damages but rather a declaration of contractual right.
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August 11, 2025
4th Circ. Affirms $2M Insurer Car Crash Payout, Plus Interest
An excess insurer for a construction company must pay a woman and her two children its full $2 million limit after they suffered severe injuries in a head-on collision, the Fourth Circuit ruled, further finding the insurer must also pay both pre- and post-judgment interest.
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August 11, 2025
Insurer Says $50M Zoning Suit Loss Is Outside Policy Period
An insurer asked a Michigan federal judge to declare it has no obligation to cover a $50 million judgment against a township, arguing the damages that stem from the township's unconstitutional zoning restrictions that a group of wineries had challenged fall outside the policy.
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August 08, 2025
Judge Says Insurer Must Face $100M Biz Interruption Claim
A chemicals manufacturer accusing a reinsurer of failing to fully cover its roughly $100 million business interruption claim over a chemical plant explosion can still pursue its coverage claims, a Texas federal court ruled, finding the Texas Supreme Court would likely adopt the same holding.
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August 07, 2025
Fire Victims See Positive Step In Calif.'s FAIR Plan Action
California regulators gave fire victims a boost last week when the state's insurance department launched a legal action seeking penalties against the state's last-resort insurer for its handling of smoke damage claims, but the market effects of the move are still not fully clear.
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August 07, 2025
10th Circ. Water Loss Ruling Spotlights Competing Exclusions
The Tenth Circuit recently affirmed that a water damage exclusion applied to a Kansas office building's $1.75 million repair claim from a broken water pipe, providing insurance experts an unusual case for weighing two seemingly related exclusions against one another.
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August 07, 2025
Ill. Auto Rate Initiative Puts Pricing Accuracy In Spotlight
Illinois Secretary of State Alexi Giannoulias launched a new campaign aimed at reducing auto insurers' use of nondriving factors when setting rates on the grounds that these elements contribute to discriminatory rate-setting, but insurer and consumer advocates are split over the initiative's efficacy and potential cost increases.
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August 07, 2025
Insurance Litigation Week In Review
The Archdiocese of New York demanded disclosure of reinsurance policies in a discovery-related appeal amid underlying sex abuse litigation, Zurich was accused of putting both its interests ahead of another insured's, a Georgia poultry producer sued for data breach coverage and an insurer sought to avoid covering racketeering claims.
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August 07, 2025
Minn. Cyberattack Brings Cities' Cyber Policies Into Focus
A recent cyberattack against St. Paul, Minnesota, highlights the importance of cyber coverage for cities and counties, with the caveat that financial vitality, state and federal laws, and third parties retained for incident response can impact a municipality’s amount of coverage and the ways in which it can respond, Reed Smith LLP partner J. Andrew Moss told Law360.
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August 07, 2025
Insurer Says Conviction Bars Coverage For Police Injury Suit
An insurer has no duty to defend or indemnify a man facing a civil claim of negligently blinding a Los Angeles police officer with a laser, it told a California federal court, saying the man's criminal conviction for assault means his conduct was intentional and therefore not covered.
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August 06, 2025
Archdiocese Seeks Reinsurance Docs In Sex Abuse Row
The Archdiocese of New York urged a state appeals court Wednesday to uphold an order mandating that nine Chubb units turn over reinsurance documents as they litigate coverage for thousands of sex abuse lawsuits, noting Chubb already said before the trial court that "reinsurance is simply insurance for insurers."
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August 06, 2025
COST Asks Mich. Justices To OK Nationwide's Unitary Tax Win
The Council on State Taxation backed entities of Nationwide in the Michigan Supreme Court on Wednesday, saying the justices should affirm an appellate court's decision that said the insurance company's affiliates are entitled to file their taxes as a combined group of businesses.
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August 06, 2025
CORRECTED: NJ Diocese Drops Abuse Coverage Claims Against Insurer
A Garden State diocese has voluntarily dropped its claims against one of its insurers it accused of violating state law over the coverage of defense costs tied to child sex abuse lawsuits, according to a Monday order.
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August 05, 2025
Property Co. Sues Zurich Over Music Video Shooting Defense
Zurich failed to adequately defend claims over a shooting that occurred during the filming of a music video for rapper Lil Baby, an Atlanta property owner told a Georgia federal court, saying it's entitled to retain independent counsel at the insurer's expense due to an ongoing conflict of interest.
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August 04, 2025
Phone Dealer Fights Sanctions Bid In Stolen Shipment Suit
A cellphone dealer facing a lawsuit over a stolen shipment has urged a North Carolina federal judge not to sanction it over its allegedly deficient discovery responses, arguing that it has turned over nearly 20,000 pages of information and "acted in good faith" to resolve the dispute.
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August 04, 2025
Judge Sends Asbestos Coverage Row Back To State Court
A Michigan federal judge on Monday remanded to state court a dispute over the allocation of commercial general liability coverage for nationwide asbestos injury suits, reasoning from the bench that defendants who are served after a case is removed to federal court should have the right to challenge that forum change.
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August 04, 2025
Lowenstein Sandler Hires New Insurance Recovery Partner
Lowenstein Sandler LLP has added a new partner to its insurance recovery group who has a wide breadth of experience in not only representing corporate policyholders, but also in advising clients in general commercial cases, the firm announced Monday.
Expert Analysis
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How Trial Attys Can Wield Amended Federal Evidence Rules
Trial lawyers should assess recent amendments to four Federal Rules of Evidence and a newly enacted rule on illustrative aids to determine how to best use the rules to enhance pretrial discovery and trial strategy, says Stewart Edelstein, former litigation chair at Cohen & Wolf.
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Mich. Ruling Offers View On 'Occurrence' Coverage Definition
As demonstrated by a Michigan state court in its recent decision finding per-wound insurance coverage for a school shooting, the amount of coverage available under occurrence-based policies often depends on how courts interpret "occurrence," say attorneys at Hunton.
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Identifying Deepfakes During Evidence Collection, Discovery
Excerpt from Practical Guidance
Attorneys must familiarize themselves with the tools used to create and detect deepfakes — media manipulated by artificial intelligence to convincingly mimic real people and events — as well as best practices for keeping this fabricated evidence out of court, says Bijan Ghom at Saxton & Stump.
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1 Year After Rule 702 Changes, Courts Have Made Progress
In the year since amendments to the Federal Rules of Evidence went into effect, many federal judges have applied the new expert witness standard correctly, excluding unreliable testimony from their courts — but now state courts need to update their own rules accordingly, says Lee Mickus at Evans Fears.
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An Underutilized Tool To Dismiss Meritless Claims In Texas
In Texas, special appearances provide a useful but often overlooked tool for out-of-state defendants to escape meritless claims early in litigation, thus limiting discovery and creating a pathway for immediate appellate review, say attorneys at Winston & Strawn.
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How Texas Bill Would Transform Noneconomic Damages
Large noneconomic damage awards in personal injury cases have grown exponentially in Texas in recent years, but newly introduced legislation would cap such damages, likely requiring both the plaintiff and defense bars to recalibrate their litigation strategies, say attorneys at Norton Rose.
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4 Holiday Movies Full Of Cheer And Subrogation Scenarios
While holiday movies are known for spreading cheer and inspiring nostalgia, for insurance professionals they may also offer an unlikely, yet fascinating, look at subrogation recovery potential, says Dana Meyers at Cozen O'Connor.
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California's New AV Law May Steer Policy Nationwide
California's new law establishing various requirements for autonomous vehicles is something other states should pay close attention to — especially because the Golden State's policies may become a de facto mandate for manufacturers due to its market size, says Vineet Dubey at Custodio Dubey.
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How Attorneys Can Master The Art Of Eye Contact At Trial
As a growing body of research confirms that eye contact facilitates communication and influences others, attorneys should follow a few pointers to maximize the power of eye contact during voir dire, witness preparation, direct examination and cross-examination, says trial consultant Noelle Nelson.
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Hawaii Climate Insurance Case Is Good News For Energy Cos.
The Hawaii Supreme Court's recent ruling in a dispute between an oil company and its insurers, holding that reckless conduct in the context of activities that can cause climate harms is covered by liability policies, will likely be viewed by energy companies as a positive development, say attorneys at Fenchurch Law.
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Teaching Your Witness To Beat The Freeze/Appease Response
In addition to fight-or-flight, witnesses may experience the freeze/appease response at trial or deposition — where they become a deer in headlights, agreeing with opposing counsel’s questions and damaging their credibility in the process — but certain strategies can help, says Bill Kanasky at Courtroom Sciences.
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What Insurers Need To Know About OFAC's Expanded FAQs
The Office of Foreign Assets Control's recently expanded insurance FAQs clarify how OFAC views insurance policies in a number of specific circumstances involving sanctioned parties, and make plain that sanctions compliance is the responsibility of all participants in the insurance ecosystem, including underwriters, brokers and agents, say attorneys at Morgan Lewis.
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Nevada Justices Could Expand Scope Of Subrogation Claims
The Nevada Supreme Court's recent decision to hear North River Insurance v. James River Insurance could expand the scope of equitable subrogation claims in the state by aligning with the California standard, which doesn't require excess insurers to demonstrate damages, says Daniel Heidtke at Duane Morris.