Property

  • January 12, 2024

    Allstate Gets Confidentiality In $3M Hidden Rain Damage Suit

    Allstate's trade secrets and other documentation will be protected from public view after a Washington federal court approved a confidentiality agreement covering information that might be revealed in a $3.2 million coverage suit over hidden rain damage to condominiums.

  • January 12, 2024

    5th Circ. Finds Ambiguity In Policy's Fire Alarm Requirement

    A Dallas apartment complex's insurers wrongly denied coverage for a 2020 fire by maintaining the complex's use of smoke detectors without a central fire alarm system had violated its policy's safety requirements, the Fifth Circuit ruled, finding the policy's reference to different types of fire alarms contradictory.

  • January 12, 2024

    La. Building Owners Settle Deep Freeze Coverage Suit

    The owners of a Louisiana office building permanently ended their bid for nearly $4.5 million in disputed coverage payments for damage caused by a 2021 deep freeze, finalizing a settlement agreement with their insurers to resolve the dispute.

  • January 11, 2024

    House Bill Would Create National Reinsurance Program

    The U.S. Department of the Treasury would administer a new national reinsurance program under a $350 billion proposal that would also provide grants for risk-mitigation activities and cash payments for low-income consumers.

  • January 11, 2024

    NC Justices Urged To Nix Clothier's Virus Coverage Appeal

    Zurich American Insurance has asked the North Carolina Supreme Court to reject a clothing company's bid to appeal its coverage suit for COVID-19 losses, arguing that the insurance policy in dispute bars coverage for any loss caused by virus contamination.

  • January 11, 2024

    Insurer Says Hurricane Ida Didn't Cause Property's Damage

    A commercial property owner in New Orleans claiming that Hurricane Ida caused $300,000 worth of damage isn't owed coverage, an insurer told a Louisiana federal court in an attempt for an early win, arguing that the damage was preeexisting.

  • January 11, 2024

    Insurer Pins Golf Club's Frozen Pipe Damage On Contractors

    Philadelphia Indemnity Insurance Co. took a pair of construction contractors to Pennsylvania state court over $280,000 in damages to a Pittsburgh golf club caused by a burst pipe, claiming the companies are responsible for reimbursing the insurer's coverage payment.

  • January 10, 2024

    NY High Court Mulls Meaning Of Loss In Virus Coverage Suit

    New York's highest court considered Wednesday what kinds of circumstances might constitute physical loss or damage that triggers insurance coverage as the judges weighed whether a restaurant operator's suit for pandemic coverage was prematurely dismissed.

  • January 10, 2024

    Insurer Seeks Early Win In Asphalt Injury Dispute With Roofers

    An insurer sought an early win against a roofing company Wednesday, telling a Pennsylvania federal court that a policy it issued to the company specifically excludes coverage for injuries resulting from the use of hot tar or asphalt.

  • January 10, 2024

    Policy Rider Saves Hospital's Pandemic Claim, 1st Circ. Rules

    The First Circuit on Wednesday partially reinstated a Massachusetts hospital's COVID-19-related claim against insurer Continental Casualty, citing a policy rider that specifically covered the costs of complying with state decontamination requirements.

  • January 10, 2024

    Insurer Depreciated Flood Coverage, W.Va. Homeowner Says

    An insurer unlawfully depreciated the replacement value of a West Virginia man's home after a flood, the man said in a proposed class action in federal court while warning that the company may be doing the same to other policyholders.

  • January 10, 2024

    Eateries Press NC Justices To Force COVID-19 Loss Coverage

    A group of restaurants and bars pressed the North Carolina Supreme Court on Tuesday to force an insurer to pay for losses incurred because of COVID-19, arguing their policies don't require physical destruction but an inability to use property to trigger coverage.

  • January 10, 2024

    Italian Hotel Asks 7th Circ. To Revive Virus Coverage Bid

    A luxury Italian hotel told a Seventh Circuit panel Wednesday that it should be able to tap into its Zurich insurance policy for certain COVID-19-related business losses because the hotel's circumstances in 2020 met the circuit's standard for complete uninhabitability.

  • January 10, 2024

    Contractors Haven't Paid Up After Default, Insurer Says

    An insurer told a New York federal court Wednesday that an engineering firm and several related entities left it on the hook for losses suffered by the owner of a solar power facility after they defaulted on their contract.

  • January 10, 2024

    Chicken Plant Fights Sanctions Over Newly Divulged Notes

    A North Carolina chicken plant urged the state's business court on Wednesday not to sanction it for a last-minute disclosure of pertinent evidence on the verge of an insurance fraud trial, saying it was an honest error that can be easily resolved by reopening discovery.

  • January 09, 2024

    Fla. Property Insurance Suits Cost $580M In 2022, Report Says

    Lawsuits over property insurance claims cost insurers in Florida approximately $580 million in 2022, not including compensation for loss, according to a first-of-its-kind report recently issued by the state's Office of Insurance Regulation.

  • January 09, 2024

    Insurer Asks NC Justices To Help Secure $524M Judgment

    An insurer urged the North Carolina Supreme Court to review a state appeals court's judgment reversing limitations on an embattled insurance mogul's transfer of assets, maintaining that the decision "substantially diminishes" its ability as a judgment creditor to collect a more than $524 million award.

  • January 09, 2024

    Insurance Broker Says Competitor Infringed Trademarks

    An insurance broker sued another insurance broker it claimed has infringed on its trademarks and variations of the marks, telling a Texas federal court to find that it is entitled to collect its competitor's profits from the infringement.

  • January 09, 2024

    Conn. Dealership's Arson Coverage Suit Pared To Single Claim

    A Connecticut federal judge has tossed most claims lodged against two insurers in a used car dealership's coverage suit stemming from a 2019 fire caused by arson, allowing only one breach of contract claim against an insurer to continue.

  • January 09, 2024

    Hyundai, Kia Eye 9th Circ. Input On Cities' Car-Theft Claims

    Hyundai and Kia said Monday that the Ninth Circuit should consider whether U.S. cities can sue the automakers in California federal court over a nationwide wave of car thefts following a viral TikTok trend that popularized tips for breaking into their vehicles.

  • January 09, 2024

    State Farm Switched Adjusters 6 Times, Homeowners Claim

    A trio of Washington state homeowners are suing State Farm over incessant delays, claiming the insurer dragged out their fallen tree damage claim for several months while shuffling through seven field adjusters.

  • January 09, 2024

    Hinshaw Adds 6-Atty Insurance Team In LA, San Francisco

    Hinshaw & Culbertson LLP announced Tuesday that it has brought on six insurance attorneys in San Francisco and Los Angeles, including three partners and three senior counsel, from now-closed Coddington Hicks & Danforth.

  • January 09, 2024

    Insurer Asks 5th Circ. To Nix $2M La. Church Hurricane Award

    An insurer urged the Fifth Circuit to allow oral argument on its request to reverse a more than $2 million judgment against it in a dispute with a Louisiana church over delayed coverage of 2020 hurricane damage.

  • January 09, 2024

    NY Justices Expected To Help Clarify COVID Coverage Issues

    The outcome of arguments before New York's top court Wednesday over insurance coverage for a restaurant operator's pandemic losses should help resolve questions over covered physical loss and damage in the state, experts said.

  • January 09, 2024

    Insurance Boutique Co-Founder Joins McGuireWoods

    A founding partner of insurance boutique Pasich LLP and former adviser at consultancy AECOM is joining McGuireWoods LLP's national insurance recovery team, the firm said Monday.

Expert Analysis

  • Lessons From 3rd Circ. COVID Biz Interruption Ruling

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    The Third Circuit's recent DiAnoia's v. Motorists Mutual Insurance decision, directing district courts to reevaluate their remand of three pandemic-related business interruption cases to state courts, holds a lesson that determining Declaratory Judgment Act jurisdiction requires a rigorous analysis of all factors, says Regen O'Malley at Gordon Rees.

  • What 5th Circ. Ruling Means For Insurers' Post-Award Liability

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    The Fifth Circuit's recent decision in Randel v. Travelers, holding that an insurer's timely preappraisal payment did not extinguish its liability to its insured, highlights the importance of thoroughness and accuracy in initial loss inspections, says ​​​​​​​Karl Schulz at Cozen O'Connor.

  • Insurance Commissioner's Agenda: Del. Tackles Mental Health

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    Delaware Insurance Commissioner Trinidad Navarro highlights the state's efforts to achieve insurance coverage parity for mental health care by confronting systemic stigma and penalizing disparate and restrictive insurance determinations.

  • Key Takeaways From The NAIC Summer National Meeting

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    Stephanie Duchene and Kara Baysinger at Willkie highlight what insurance practitioners should know about top industry priorities from the National Association of Insurance Commissioners’ recent national meeting, including climate-related risk, diversity and inclusion, and technological innovation.

  • New Fla. Atty Fee Law May Be Boon To Property Insurers

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    A new Florida law designed to curb property insurance litigation should add some balance to a historically hostile environment for insurers by shifting the onus onto policyholders to prove entitlement to attorney fees, say attorneys at Zelle.

  • Embracing ESG: AIG Counsel Talks SEC Risk Alert

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    As the U.S. Securities and Exchange Commission responds to the changing landscape on environmental, social and corporate governance investing, including with its recent risk alert, it is imperative that the regulator take a measured approach, says Kate Fuentes at AIG.

  • Insurance Commissioner's Agenda: Wis. Tackles Climate Risk

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    Wisconsin Commissioner of Insurance Mark Afable talks about educating consumers on potential climate-risk coverage gaps and mitigation efforts, and encouraging insurers to recognize the latter in underwriting, in the face of increasingly frequent and severe weather disasters.

  • How The 'Rocket Docket' Continues To Roar Through COVID

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    While the Eastern District of Virginia rocket docket is no longer the nation's fastest civil trial court, it continues to keep litigation moving efficiently, with pandemic protocols resulting in new benefits for litigants, says Robert Tata at Hunton.

  • It's Time To Upgrade Our Attorney Licensure Rules

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    The bar exam does a poor job of testing the skills employers expect from new lawyers, and those who pass the bar can practice indefinitely without independent oversight, so states should consider alternative means for assuring competence and personal stability for new as well as experienced lawyers, says David Friedman at Willamette University.

  • Insurer Considerations For Post-Pandemic Virtual Mediation

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    To determine whether to continue engaging in virtual mediations after the pandemic ends, insurers should weigh the format's challenges against its benefits, including decreased hostility between parties, time and cost, and increased client participation, say Jennifer Gibbs and Amanda Rodriguez at Zelle.

  • Data-Based Predictions On Case Timelines After Pandemic

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    Richard Finkelman and Karl Schliep at Berkeley Research Group analyze state and federal court data to pinpoint trends and predict changes in case resolution time frames after the COVID-19 pandemic upended judicial proceedings across the country, and they explain how parties can use these analytics to inform litigation decisions.

  • Embracing ESG

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    In this Expert Analysis series, in-house counsel share how they are adapting to the growing importance of environmental, social and corporate governance factors.

  • The Right Condo Governance Provisions Can Enhance Safety

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    Though condominium and community governance documents cannot prevent a structural failure, such as the Champlain Towers tragedy, developers and their lawyers can draft these documents to better educate board members and remove obstacles to preserving community assets, says Bob Burton at Winstead.

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