Property

  • January 10, 2024

    Insurer Depreciated Flood Coverage, W.Va. Homeowner Says

    An insurer unlawfully depreciated the replacement value of a West Virginia man's home after a flood, the man said in a proposed class action in federal court while warning that the company may be doing the same to other policyholders.

  • January 10, 2024

    Eateries Press NC Justices To Force COVID-19 Loss Coverage

    A group of restaurants and bars pressed the North Carolina Supreme Court on Tuesday to force an insurer to pay for losses incurred because of COVID-19, arguing their policies don't require physical destruction but an inability to use property to trigger coverage.

  • January 10, 2024

    Italian Hotel Asks 7th Circ. To Revive Virus Coverage Bid

    A luxury Italian hotel told a Seventh Circuit panel Wednesday that it should be able to tap into its Zurich insurance policy for certain COVID-19-related business losses because the hotel's circumstances in 2020 met the circuit's standard for complete uninhabitability.

  • January 10, 2024

    Contractors Haven't Paid Up After Default, Insurer Says

    An insurer told a New York federal court Wednesday that an engineering firm and several related entities left it on the hook for losses suffered by the owner of a solar power facility after they defaulted on their contract.

  • January 10, 2024

    Chicken Plant Fights Sanctions Over Newly Divulged Notes

    A North Carolina chicken plant urged the state's business court on Wednesday not to sanction it for a last-minute disclosure of pertinent evidence on the verge of an insurance fraud trial, saying it was an honest error that can be easily resolved by reopening discovery.

  • January 09, 2024

    Fla. Property Insurance Suits Cost $580M In 2022, Report Says

    Lawsuits over property insurance claims cost insurers in Florida approximately $580 million in 2022, not including compensation for loss, according to a first-of-its-kind report recently issued by the state's Office of Insurance Regulation.

  • January 09, 2024

    Insurer Asks NC Justices To Help Secure $524M Judgment

    An insurer urged the North Carolina Supreme Court to review a state appeals court's judgment reversing limitations on an embattled insurance mogul's transfer of assets, maintaining that the decision "substantially diminishes" its ability as a judgment creditor to collect a more than $524 million award.

  • January 09, 2024

    Insurance Broker Says Competitor Infringed Trademarks

    An insurance broker sued another insurance broker it claimed has infringed on its trademarks and variations of the marks, telling a Texas federal court to find that it is entitled to collect its competitor's profits from the infringement.

  • January 09, 2024

    Conn. Dealership's Arson Coverage Suit Pared To Single Claim

    A Connecticut federal judge has tossed most claims lodged against two insurers in a used car dealership's coverage suit stemming from a 2019 fire caused by arson, allowing only one breach of contract claim against an insurer to continue.

  • January 09, 2024

    Hyundai, Kia Eye 9th Circ. Input On Cities' Car-Theft Claims

    Hyundai and Kia said Monday that the Ninth Circuit should consider whether U.S. cities can sue the automakers in California federal court over a nationwide wave of car thefts following a viral TikTok trend that popularized tips for breaking into their vehicles.

  • January 09, 2024

    State Farm Switched Adjusters 6 Times, Homeowners Claim

    A trio of Washington state homeowners are suing State Farm over incessant delays, claiming the insurer dragged out their fallen tree damage claim for several months while shuffling through seven field adjusters.

  • January 09, 2024

    Hinshaw Adds 6-Atty Insurance Team In LA, San Francisco

    Hinshaw & Culbertson LLP announced Tuesday that it has brought on six insurance attorneys in San Francisco and Los Angeles, including three partners and three senior counsel, from now-closed Coddington Hicks & Danforth.

  • January 09, 2024

    Insurer Asks 5th Circ. To Nix $2M La. Church Hurricane Award

    An insurer urged the Fifth Circuit to allow oral argument on its request to reverse a more than $2 million judgment against it in a dispute with a Louisiana church over delayed coverage of 2020 hurricane damage.

  • January 09, 2024

    NY Justices Expected To Help Clarify COVID Coverage Issues

    The outcome of arguments before New York's top court Wednesday over insurance coverage for a restaurant operator's pandemic losses should help resolve questions over covered physical loss and damage in the state, experts said.

  • January 09, 2024

    Insurance Boutique Co-Founder Joins McGuireWoods

    A founding partner of insurance boutique Pasich LLP and former adviser at consultancy AECOM is joining McGuireWoods LLP's national insurance recovery team, the firm said Monday.

  • January 08, 2024

    Del. Chancery Court Denies Allstate Win In Fire Claim Dispute

    The Delaware Chancery Court said a house flipping company could proceed to trial in its case requesting correction of the named insured on an Allstate policy in order to collect funds after nearly $242,000 in fire losses in 2020, denying the insurer summary judgment.

  • January 08, 2024

    Mass. Panel Revives Demolition Damage Coverage Bid

    A Massachusetts appellate panel partially revived a commercial property owner's coverage suit Monday over claims that her building was damaged by the partial demolition of an adjacent property, finding that damage to her roof was not excluded under a vacancy provision.

  • January 08, 2024

    Real Estate Co. Seeks $1.9M From Insurer After Title Mishap

    A real estate company told a California federal court that its insurer owes roughly $1.9 million over a title defect that limited access to its San Diego industrial property, claiming the insurer forced the company to resolve the issue at its own expense.

  • January 08, 2024

    11th Circ. Again Denies Empire's Anti-Appraisal Quest In Fla.

    The Eleventh Circuit again refused to rehear a decision denying appeals jurisdiction in Empire Indemnity Insurance Co.'s quest to prevent appraisal of 2017 Hurricane Irma damage in another setback for the insurer's continuing campaign against appraisal in Florida.

  • January 08, 2024

    11th Circ. Revives State Farm Vehicle Valuation Suit

    A State Farm policyholder can continue to litigate his claim that the insurer systematically undervalues totaled vehicles, the Eleventh Circuit ruled, finding that an appraisal dispute process outlined in his policy did not bar him from filing his proposed class action.

  • January 08, 2024

    Justices Toss Bid To Make Pre-Opinion Rulings Appealable

    The U.S. Supreme Court on Monday declined to hear an insurance dispute over whether a judge's oral ruling on summary judgment can be considered an appealable final judgment before a written opinion is issued.

  • January 05, 2024

    Insurance Mogul Fights Bid To Clarify Fraud Case Review

    An embattled insurance mogul has urged the North Carolina Supreme Court to resist a bid by a group of allegedly defrauded insurers to explain the terms of the court's agreement to review a potential $420 million judgment, arguing that it would be an "unprecedented" move.

  • January 05, 2024

    Sanctioned Co. Can't Get Coverage For Ga. Murder, Court Told

    An insurer tried again in Georgia federal court Friday to escape defending a property management company that was sanctioned for spoiling evidence in underlying litigation accusing it of failing to maintain safety at an apartment complex where a man was shot to death in 2021.

  • January 05, 2024

    $5M Hurricane Damage Claim Must Be Arbitrated, Court Told

    A collection of New Orleans-area property owners must arbitrate their more than $5.1 million Hurricane Ida damage dispute, a group of insurers and underwriters told a Louisiana federal court.

  • January 05, 2024

    Insurer Can't Avoid U. Of Washington COVID Coverage Suit

    The University of Washington has made a plausible claim for coverage against the loss of functionality in a lawsuit seeking coverage from a Liberty Mutual insurer for hundreds of millions of dollars in pandemic-related losses and expenses, a state court judge said in denying the insurer's bid to have the case tossed.

Expert Analysis

  • When And How To Depose Fact Witnesses Remotely In 2022

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    Tim Tryniecki and Thomas Mudd at MG+M offer a series of practice tips for successfully conducting remote depositions of often-inexperienced fact witnesses, as the virtual court proceedings sparked by COVID-19 look set to become a part of the legal landscape next year.

  • JP Morgan Ruling May Have Broad Insurance Implications

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    The New York Court of Appeals' recent decision in J.P. Morgan Securities v. Vigilant Insurance — that settlement funds paid to the U.S. Securities and Exchange Commission did not constitute a penalty for insurance purposes — could have far-reaching application in other types of insurance litigation where plaintiffs could be characterized as seeking equitable relief, say Robert Shulman and Cristen Rose at Paley Rothman.

  • Embracing ESG: PayPal CLO Talks Gauging Impact And Intent

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    For legal teams, the corporate evolution toward more intentional post-COVID-19 environmental, social and governance strategies means deeper integration across business functions, seeking counsel on emerging issues affecting stakeholders, adapting initiatives around changing policies and regulations, and advancing ESG reports to better measure impact, says Louise Pentland at PayPal.

  • 2 Insurance Rulings Showcase Trend Favoring Appraisal

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    Two recent decisions from a Florida state court and the Tenth Circuit are consistent with the purpose of, and overwhelming judicial preference toward, appraisal as a means of property claim resolution, ensuring that policyholders have further support in employing this tool against a reluctant insurer, say Matthew Weaver and Jessica Gopiao at Reed Smith.

  • COVID Insurance Cases Highlight Federal-State Court Tension

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    COVID-19 insurance coverage litigation has resulted in an unprecedented number of federal courts preemptively ruling on an area of law in which state courts have final say — a problematic trend with likely undesirable results for litigants unless federal courts consider certain proactive solutions, says John Koch at Flaster Greenberg.

  • Strike And Riot Insurance Considerations For Policyholders

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    As civil unrest risks evolve, outpacing the insurance products designed to cover them, businesses relying on strike, riot and civil commotion coverage or commercial property coverage should review key aspects of their policies, say Jillian Raines and Shafkat Rakib at Cohen Ziffer.

  • Texas Insurers' Paths To Post-Appraisal Summary Judgment

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    Despite Texas insurance law changes that have altered the interaction between appraisal awards and certain extracontractual claims, recent state and federal court decisions show insurers still have options for summary judgment on policyholders' claims after the entry of an appraisal award, say Michael O'Brien and Claire Fialcowitz at Zelle.

  • What To Include In Orders Governing Remote Arbitration

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    When conducting remote arbitration, attorneys should negotiate written orders that spell out clear rules on technology accommodations, document handling, witness readiness and other key considerations to ensure parties' rights are protected and the neutral's time is not wasted, say Matthew Williams and Christina Sarchio at Dechert.

  • Insurers Should Honor Astroworld Coverage Obligations

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    While insurers may be eager to shift blame on Astroworld showrunner Travis Scott for conditions that resulted in 10 deaths and dozens of injuries, arguments suggesting the tragedy shouldn't be covered appear baseless in light of the facts and the law, says Benjamin Massarsky at Miller Friel.

  • Revisiting Loss Calculations For Business Interruption Claims

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    As business interruption insurance claims from COVID-19 and other recent catastrophes flood the courts, David Yohai and Heather Weaver at Weil examine two common judicial approaches to calculating losses, survey their outsize effect on an insured's recovery, and discuss how the influx of new decisions will change the landscape.

  • The Hazards Of Female Lawyers Being 'Office Moms'

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    Female attorneys are frequently credited with being the "office moms" who do critical but undervalued work — from bringing birthday cakes to serving on diversity committees — but as lawyers return to offices, now is a good time for employers to rectify the gender imbalance that disadvantages women, say Ninth Circuit Judge Margaret McKeown and Fine Kaplan partner Roberta Liebenberg.

  • Ransomware Case Signifies Shift In Cyber Insurers' Stance

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    The pleadings in a recently settled California federal court case, Boardriders v. Great American Insurance, show that cyber insurers are taking an adversarial approach to ransomware-related claims in the wake of increasing attacks, so policyholders should anticipate new policy language, claim-payment avoidance and more, say Lynda Bennett and Michael Scales at Lowenstein Sandler.

  • Pa. Ruling Leaves Auto Policy Stacking Questions

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    Following the Pennsylvania Supreme Court's recent decision in Donovan v. State Farm, implicitly confirming the validity of a household vehicle auto policy exclusion with a proper inter-policy stacking waiver, it is unclear what the court expects insurers to do about stacking waivers, say Christopher Woodward and Allison Krupp at Marshall Dennehey.

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