Property
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February 22, 2023
Policyholder's 'Phantom Insurance' Suit Claims Are Trimmed
State Automobile Mutual Insurance Co. must face a lawsuit accusing it of tricking customers into buying "phantom insurance" coverage, a Pennsylvania federal judge said Wednesday, but most claims against the insurer were dismissed.
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February 22, 2023
Insurer Drops Suit Over Coverage Of Faulty Water Wells
Kinsale Insurance Co. on Wednesday dropped its Washington federal court suit seeking to avoid covering a construction company accused of installing faulty wells, which residents of a group of newly built homes claimed gave them insufficient and unsafe drinking water.
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February 22, 2023
Defective Complaint Dooms Title Insurer's Suit
An Indiana federal judge tossed a title insurer's suit seeking to avoid covering a homebuilder for easement claims, saying the carrier failed to amend its complaint to establish that the federal court had jurisdiction despite the court's prior warning.
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February 22, 2023
Judge Ends Landlord's Hail Coverage Suit After Settlement
A Florida federal judge closed a lawsuit Wednesday from an Orlando property owner seeking coverage for what it said was more than $130,000 in damage from a 2020 hail storm.
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February 22, 2023
NJ Panel Upholds Dismissal Of Dry Cleaner's Virus Suit
A New Jersey appellate panel rejected a dry cleaner and laundromat's COVID-19 pandemic business interruption appeal Wednesday, affirming separate dismissals in favor of Selective Insurance Co. of New England and Nationwide unit Scottsdale Insurance Co.
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February 21, 2023
Texas Coverage Suits Come As Court Weighs Utility Immunity
Large businesses operating in Texas are suing their insurers for coverage for damages from a 2021 winter storm, just as the Texas Supreme Court is weighing whether the state's electric grid operator should be immune from suits.
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February 21, 2023
La. Seafood Restaurant Loses Virus Coverage Suit
A Louisiana state judge ended a seafood restaurant's COVID-19 business interruption suit against Certain Underwriters at Lloyd's London, finding it did not suffer a physical loss or damage required to trigger coverage as a result of the pandemic.
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February 21, 2023
Vegas Chiropractor's COVID-19 Coverage Suit Tossed
A Las Vegas chiropractor isn't eligible for coverage of his losses from COVID-19, a Nevada federal judge said, finding that the rehabilitation center didn't allege physical loss or damage that would be covered by a Liberty Mutual unit.
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February 21, 2023
Medical Facility's COVID-19 Suit Tossed After 3rd Circ. Ruling
A New Jersey federal judge granted Sentinel Insurance Co.'s motion dismissing a medical facility's COVID-19 coverage suit with prejudice, in light of a recent Third Circuit decision.
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February 21, 2023
Insurer Says Defective Fan Caused $3M In Motel Damage
A WestGUARD Insurance unit is suing a Texas company over an allegedly defective ceiling ventilation fan that it says caused a fire and more than $3 million of damage at an insured Motel 6 in Commerce, Georgia.
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February 21, 2023
Lack Of Exclusion Can't Save Consulting Co.'s Virus Suit
A New York federal judge tossed a construction consulting company's COVID-19 business interruption suit against Hartford Underwriters Insurance Co., finding that the company's losses weren't covered despite the absence of a virus exclusion in its policy.
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February 17, 2023
Judge Warns Against Renters Who Sue In Surfside Collapse
A Miami-Dade County judge on Friday issued a stern warning to attorneys in the litigation for the collapse of the Champlain Towers South in Surfside, Florida, threatening contempt charges and warning them not to bring renters' lawsuits against condominium owners because doing so would violate his previous order that barred such claims.
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February 17, 2023
Pa. Dentist's Virus Suit Tossed After 3rd Circ. Decision
A Pennsylvania federal judge tossed a Pittsburgh-area orthodontist's COVID-19 coverage case against CNA Insurance Co. and one of its units, one of several dismissals that followed a recent Third Circuit ruling against policyholders in pandemic cases.
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February 17, 2023
Insurer Must Face Condo's Water Damage Coverage Suit
Public Service Insurance Co. must face a lawsuit from a condominium complex accusing it of improperly denying coverage for hidden water damage, a Washington federal judge said Friday, finding the allegations were sufficient to proceed.
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February 17, 2023
No Disease Coverage For Peet's Coffee, NY Justice Reaffirms
A New York state justice reaffirmed his dismissal of the COVID-19 coverage lawsuit brought by Peet's Coffee & Tea, finding that the coffee chain's communicable disease coverage wasn't triggered.
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February 17, 2023
NYC Law Firm's COVID-19 Coverage Suit Thrown Out
A New York federal judge tossed a Manhattan-based law firm's COVID-19 business interruption lawsuit against Continental Casualty Co., finding the firm's property never suffered any physical loss or damage required to trigger coverage.
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February 17, 2023
Insurer Says Apartment Co.'s Policies Were Properly Voided
A Swiss Re unit said it properly rescinded policies issued to the operators of several Kansas City apartment complexes, telling a Missouri federal court that the policyholders failed to disclose known claims, including a tenant class action that resulted in a $62 million settlement.
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February 16, 2023
Fla. Insurance Reforms Could Clobber Smaller Legal Claims
Attorneys who represent policyholders are concerned over proposed changes to the way insurance claims are litigated in Florida, calling the planned revision a blunt object that could prevent those with more minor but legitimate cases from finding representation.
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February 16, 2023
2 Virus Suits Paused Until Calif. Supreme Court Decision
Two California federal judges put COVID-19 coverage suits from the Los Angeles Lakers and a large refrigerated beverage company on hold until the California Supreme Court makes a decision on a coronavirus question sent to it by the Ninth Circuit.
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February 16, 2023
Insurer Sues Label Maker Manufacturer After Gov't Office Fire
Zebra Technologies Corp. removed to Texas federal court Thursday an insurer's suit alleging the company is on the hook for $4.9 million in property damage after a defective label maker manufactured by Zebra started a fire in a county government building.
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February 16, 2023
Washington Distillery Seeks Over $1M After Fire Damage
The owner of a Washington distillery sued its insurer and others for more than $1 million in property damage and business interruption coverage following a fire, according to its amended complaint filed Thursday in federal court.
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February 16, 2023
Insurer Shouldn't Face Section 8 Damage Dispute, Judge Says
A New York federal magistrate judge recommended relieving an insurer from defending property damage claims in a proposed class action alleging tenants suffered injuries while living in a low-income Section 8 housing development in Hartford, Connecticut, but said other causes of action in the case should remain.
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February 16, 2023
Travelers Properly Denied Coverage For Fire Loss, Judge Says
A Wisconsin federal judge handed a pretrial win to The Travelers Home and Marine Insurance Co. in a fire coverage dispute, finding the insurer was within its rights to reject a homeowner's claim over a residency requirement in its policy.
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February 16, 2023
LG Microwave Sparked $1M House Fire, Suit Says
LG Electronics on Wednesday removed a lawsuit into federal court alleging a faulty microwave produced by the company caused a house fire and more than $1 million in damages.
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February 15, 2023
9th Circ. Won't Revive Calif. Businesses' Virus Coverage Suit
The Ninth Circuit upheld the dismissal of several businesses' COVID-19 coverage claims against their insurer Wednesday, ruling that a district court properly concluded that a virus exclusion included in each of their property insurance policies bars coverage.
Expert Analysis
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Lawyers Must Fight Voter Suppression This Election Season
Lawyers should use their unique skill sets, knowledge and spheres of influence to fight burdensome ID requirements and other voter suppression tactics that may influence the 2020 elections, and to participate in potential post-election litigation, say CK Hoffler and Allyce Bailey at the National Bar Association.
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Why Online Mediation May Be Here To Stay
Videoconferenced mediation offers several advantages and helps cases settle faster and more cordially, making it hard to imagine going back to logistically difficult in-person dispute resolution after COVID-19 restrictions are gone, says Sidney Kanazawa at ARC.
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Early Takeaways From SEC's FY 2020 Fraud Enforcement
Ahead of the U.S. Securities and Exchange Commission's annual enforcement data release later this fall, emerging enforcement themes include fraud related to COVID-19, as well as individual accountability, misuse of reserves, revenue recognition, disclosure malfeasance and data analytics, say attorneys at Perkins Coie.
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CFTC Climate Change Report Highlights Costs Of Inaction
The Commodity Futures Trading Commission's recent report on climate change and financial markets makes it clear that while government regulation of carbon dioxide pollution may have negative consequences, letting greenhouse gas emissions go unaddressed could harm investors, asset managers and financial institutions, says Nicholas Fox at Goldberg Segalla.
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Insurers Should Cover Small Businesses' COVID-19 Losses
Insurers should help keep small businesses open by honoring their obligations to pay claims for pandemic-related losses, and if necessary, the federal government should guarantee bailouts for coverage, say Sean Andrade and Stephen Masterson at Andrade Gonzalez.
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What Hiring Law Firms Should Consider Instead Of Grades
With law schools forgoing traditional grading due to the pandemic, hiring firms that have heavily weighted first-year grades during the on-campus interview process should turn to metrics that allow a more holistic view of a candidate, says Kate Reder Sheikh at Major Lindsey.
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How To Navigate A Hardening D&O Insurance Market
The directors and officers liability insurance market's shift toward favoring sellers, coupled with the potential surge of lawsuits against companies as a result of COVID-19's economic impact, increases the importance of mitigating risks by reexamining existing D&O coverage, say attorneys at Jenner & Block.
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Pandemic-Era Civil Jury Trials Require Constitutional Scrutiny
Courts should carefully consider the constitutional rights of litigants before restarting civil jury trials amid the pandemic, because inadequate remote voir dire procedures and evidentiary handicaps due to health safety measures could amount to the denial of a fair trial by an impartial jury, say attorneys at Rumberger Kirk.
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Trump Should Revisit Flawed Plan To Lower Drug Prices
President Donald Trump has no legal authority to enact his proposed drug reform linking Medicare payments to prices paid in other countries, and should instead ease regulatory burdens on new drugs and demand that foreign governments pay their fair share for medicine, says Joel White at the Council for Affordable Health Coverage.
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Overcoming The Pandemic's Hurdles To Pro Bono Work
Sarah McLean at Shearman & Sterling looks at how attorneys and law firms can partner with nonprofits to leverage their collective resources, sharpen their legal skills and beat the unique pandemic-induced challenges to providing free legal services to low-income individuals.
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The Rise Of Reps And Warranties Insurance In Upstream M&A
The increase in bankruptcy-driven mergers and acquisitions in the oil and gas sector due to the COVID-19 pandemic means that the use of representations and warranties insurance to limit seller indemnification risk in energy transactions will likely continue to grow, say Robert Gray and Rebecca Seidl at Mayer Brown.
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How The Music Industry Can Weather COVID-19
Although COVID-19 has devastated the music industry, certain contract provisions, insurance policies and federal support can help reduce or mitigate financial losses, say Carly Kessler and Lauran Birkenstock at Robins Kaplan.
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Best Practices For Presenting Exhibits In A Remote Deposition
In this era of fully remote depositions, attorneys must carefully consider whether they want to deliver exhibits to opposing counsel in advance or on the day of the deposition, and think creatively about the technological resources available to them, say Helene Wasserman andĀ Nathaniel Jenkins atĀ Littler.