Specialty Lines

  • May 21, 2026

    NJ Justices Deliver Broad 'Dual Capacity' Coverage Carveout

    In a first-of-its-kind interpretation of the dual capacity exclusion, the New Jersey Supreme Court backed an insurer's decision to pull coverage from a pharmaceutical company after a chairman was accused of self-dealing.

  • May 21, 2026

    Insurance Litigation Week In Review

    A Munich Re insurer can't refile a boat fire coverage case after previous dismissals. Albertsons isn't entitled to coverage for more than 100 opioid suits. And a Hanover unit isn't responsible for an owner's gap in coverage. Law360 has the past week's top insurance news.

  • May 19, 2026

    AIG Unit Doesn't Owe $2.5M For Pollution Defense Costs

    An AIG unit needn't cover $2.5 million in defense costs from pollution suits against investors in an oil refinery and storage terminal in the U.S. Virgin Islands, a Delaware state court ruled, saying the insurer is not responsible for defense costs that predate notice of a claim.

  • May 15, 2026

    Insurer Owes No Coverage In Ill. Genetic Testing Fraud Suit

    An insurer does not have to defend an embryo storage lab against a proposed class action alleging it used deceptive marketing to sell genetic testing services to IVF patients, because misleading promotion doesn't fall under the lab's coverage, an Illinois federal judge has ruled.

  • May 15, 2026

    Coach Not Covered In $10M Sex Abuse Case, NC Judge Says

    A North Carolina federal judge said a swimmer who won a $10 million judgment against a swim coach who sexually assaulted her cannot seek that payment from the coach's insurer because neither the coach nor the swim club he operated are covered under the policies.

  • May 14, 2026

    Policyholders Win In Calif. Water Leak Precedent Ruling

    Policyholder advocates won a victory when a state court said litigators can cite a recent ruling about water damage claims.

  • May 14, 2026

    PFAS Coverage Ruling Highlights Contamination Disputes

    The Second Circuit touched on a contentious area when it required insurers to defend a New York town in an environmental enforcement action regarding contamination by what are commonly known as forever chemicals.

  • May 14, 2026

    Insurer Says Denver Law Firm Let $825K Deal Go To Scammer

    An insurance defense law firm negligently allowed an $825,000 workers' compensation settlement to be sent to an impostor, forcing Chubb unit Federal Insurance Co. to replace the misdirected funds, according to a complaint filed in Colorado state court.

  • May 14, 2026

    Insurance Litigation Week In Review

    The New Jersey Supreme Court said an insurer didn't waive its right to deny coverage. The Texas Supreme Court ordered appraisal of a $40 million flood damage dispute. And the Colorado Supreme Court won't rehear a suit over insurers' noncooperation defense. Law360 has the past week's top insurance news.

  • May 12, 2026

    Under Armour Says Insurers Shouldn't Get Repayment Interest

    Under Armour told a Maryland federal court that the insurers it reimbursed after the Fourth Circuit capped its coverage for a securities class action, government investigations and derivative matters at $100 million are not entitled to millions of dollars in prejudgment interest.

  • May 11, 2026

    NJ Justices Back Coverage Exclusion Reservation Of Rights

    The New Jersey Supreme Court on Monday said an insurer doesn't waive its right to rely on a policy exclusion after initially defending a claim, backing Berkley Insurance Co. in a coverage dispute stemming from self-dealing suits against a pharmaceutical company and its chairman.

  • May 07, 2026

    State Farm's Calif. License At Stake Over LA Fire Response

    State Farm's ability to continue to operate in California is in question following a state investigation into its handling of Los Angeles fire claims and allegations the insurer repeatedly violated state consumer protection laws.

  • May 07, 2026

    AI Reshaping Brokers' Work, Lockton Data Head Says

    AI is delivering efficiency and new capabilities to insurance brokers. Claude Yoder, the chief data, analytics and digital officer for Lockton, spoke to Law360 about the role of AI in placing policies, aggregating AI data, and how a data-driven approach for identifying gaps in the market can help drive insurance product innovations.

  • May 07, 2026

    'LLMjacking' Prompts New Cyber Limits, Policyholder Training

    Law360 Insurance Authority talks to Reed Smith LLP’s Stephanie Gee about how carriers are responding to “LLMjacking,” or the act of a hacker using stolen credentials to gain access to a company’s large language model, and what policyholders can do to best protect themselves from AI-related threats.

  • May 07, 2026

    Insurance Litigation Week In Review

    Two Chubb insurers must defend an upstate New York town against an environmental contamination claim, a German shipping company and a marine insurer will pay $17 million for damage to a coral reef near Puerto Rico, and a court found the North Carolina Department of Insurance properly revoked an appraiser's license. Here, Law360 takes a look at the past week's top insurance news.

  • May 07, 2026

    Insurer Beats Calif. Health Group's Discovery Costs Suit

    A California federal judge said Wednesday that an insurer did not have to reimburse the state's largest private health foundation for roughly $400,000 in discovery costs it incurred during an executive's now-settled wrongful termination suit, finding the foundation failed to get the insurer's consent before running up the bill.  

  • May 05, 2026

    NC Law Firm Can Pursue Coverage In $510K Loan Fraud Row

    A North Carolina federal judge on Tuesday said a professional liability insurer must face claims that it has to defend a law firm against allegations it was responsible for a $510,000 fraudulent home loan, finding documents in the closing package could preserve coverage. 

  • May 05, 2026

    SVB's $73M Fraud Losses Not Covered, Insurers Say

    Two insurers said they owe no coverage for a fraudulent scheme that caused the failed Silicon Valley Bank to lose $73 million, telling a North Carolina federal court that the bank has not satisfied all requirements under its financial institution bonds' extended forgery coverage provision.

  • May 04, 2026

    Broker Says It's Not To Blame For Harvard's Lack Of Coverage

    An insurance broker told a Massachusetts federal court that it had no common law duty to report claims made against Harvard University to the school's excess insurers in a suit seeking to recover legal fees Harvard expended in litigation that upended affirmative action.

  • April 30, 2026

    Colorado Sets Tough Goals For Homeowner Premium Cut Plan

    The governor's plan to lower homeowner insurance premiums by strengthening homes against hail and fire has merit. But aggressive goals and a short timeline could be hard to meet.

  • April 30, 2026

    Policyholders, Insurers Laud 9th Circ. Enviro Cleanup Ruling

    A Ninth Circuit ruling that revived a California county's request for coverage of environmental cleanup costs won broad praise from representatives for policyholders and insurers alike, despite differing views over how impactful the decision may be.

  • April 30, 2026

    Ga. Lawyer Says Fraud Coverage Ruling Misread State Law

    A Georgia attorney on Wednesday urged a federal judge to undo a recent ruling declaring his professional liability insurer doesn't owe him coverage in an underlying lawsuit alleging the lawyer schemed with a client to enrich themselves, arguing the court erred by finding his alleged conduct didn't fall under the policy.

  • April 30, 2026

    Insurance Litigation Week In Review

    The Colorado Supreme Court limited the reach of the state’s insurance cooperation law. The Eighth Circuit asked Minnesota's top court to weigh in on a product liability dispute. The Sixth Circuit decertified a class of State Farm policyholders. Law360 has the past week's top insurance news.

  • April 24, 2026

    Jury To Weigh Coverage Suit Over Ex-Chemoil CEO's Fee Deal

    It is up to a jury to decide whether the ex-CEO of an oil company breached provisions of the company's directors and officers policy when he entered into a $1.2 million deal with his former employer without the insurers' approval, a New Jersey federal court ruled Friday.

  • April 24, 2026

    Chinese Bank Must Face Aon Unit's Reinsurance Fraud Suit

    China's largest bank can't avoid an Aon PLC subsidiary's suit seeking to hold the bank liable for its alleged role in a multibillion-dollar reinsurance fraud scheme, a New York state court ruled, allowing all but one negligence claim to move forward.

Expert Analysis

  • How DExit, Mandatory Arbitration Could Alter IPO Outlook

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    As companies continue to leave Delaware and the U.S. Securities and Exchange Commission begins allowing companies to implement mandatory arbitration provisions, these developments could have a major impact on the initial public offering, securities class action, and directors and officers insurance landscapes, says Walker Newell at Arthur J. Gallagher & Co.

  • How Cos. Should Prepare For NY RAISE Act Compliance

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    With the New York Responsible AI Safety and Education Act taking effect March 19, state regulators will expect subject artificial intelligence governance policies to understand whether appropriate safeguards and protocols are in place to prevent or mitigate discriminatory or adverse outcomes by frontier models, says Michael Paulino at Gordon Rees.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • PFAS Risks In M&A Amid Litigation, Legislative Developments

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    Per- and polyfluoroalkyl substances have become a significant M&A concern amid new trends in settlements and state laws, and potential buyers must find ways to evaluate potential related risks, say attorneys at Debevoise.

  • How To Counter 7 Logical Fallacies In Legal Arguments

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    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.

  • Reel Justice: 'Sentimental Value' And Witness Anxiety

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    "Sentimental Value" reminds us that anxiety can interfere with performance, but unlike actors, witnesses cannot rehearse their lines or control the script, so a lawyer's role is not to eliminate stress, but to create conditions where the accuracy of a witness's testimony survives under pressure, says Veronica Finkelstein at Wilmington University.

  • Mind The Gap: Crafting D&O Straddle Coverage For M&A

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    A recent Florida federal court decision highlights an often-overlooked risk for those negotiating directors and officers insurance coverage for mergers and acquisitions: the potential for so-called straddle claims, falling in the gap between tail and go-forward coverage, say attorneys at Reed Smith.

  • 4th Circ. D&O Ruling Shows Why Textual Policy Args Are Best

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    The Fourth Circuit's recent decision in favor of the insurer in Navigators Insurance v. Under Armour highlights how plain-text policy interpretation protects party autonomy and improves predictability to the benefit of both insurers and insureds, say attorneys at Zelle.

  • Clarifying A Persistent Misconception About Settlement Talks

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    An Indiana federal court’s recent Cloudbusters v. Tinsley ruling underscores the often-misunderstood principle that Rule 408 of the Federal Rules of Evidence does not bar parties from referencing prior settlement communications in their pleadings — a critical distinction when such demands further a fraudulent or bad faith scheme, say attorneys at Hanson Bridgett.

  • Tick, Tock: Maximizing The Clock, Regardless Of Trial Length

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    Whether a judge grants more or less time for trial than an attorney hoped for, understanding how to strategically leverage the advantages and attenuate the disadvantages of each scenario can pay dividends in juror attentiveness and judicial respect, says Clint Townson at Townson Litigation.

  • How Policy Differences Affect Recovery From Cyberattacks

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    Careful attention to policy language and real-world operational realities can mean the difference between a partial and a full recovery after a cyberincident — particularly, how long the insurance policy will cover lost income and extra expenses incurred, and when that period ends, says Scott Godes at Barnes & Thornburg.

  • What To Know About Project-Specific Professional Liability

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    The ongoing rebuild of the Francis Scott Key Bridge is an example of a construction megaproject that may call for project-specific professional liability insurance, a specialized product that must be negotiated with care, especially when it comes to its multiple claims provisions, say attorneys at Maslon.