William Lyons v. PNC Bank, N.A.

  1. March 16, 2023

    ​​​​​​​PNC Customer Asks 4th Circ. To Revive Home Equity Suit

    A PNC Bank customer asked the Fourth Circuit to reverse a lower court ruling that the bank could withdraw funds from a deposit account without his consent to cover a late payment on his home equity loan.

  2. February 06, 2023

    Bank Group Tells 4th Circ. To Back PNC Over Withdrawal Suit

    A banking trade group told the Fourth Circuit to side with PNC Bank against an appeal over a customer's suit claiming the bank violated the Truth In Lending Act by withdrawing funds from a deposit account to pay off the customer's home equity line of credit, arguing that a HELOC can't be considered a credit card plan regulated under TILA.

  3. January 30, 2023

    PNC Tells 4th Circ. To Nix Borrower's Account Withdrawal Suit

    PNC told the Fourth Circuit to reject a borrower's appeal for his suit accusing the bank corporation of violating the Truth in Lending Act and the Real Estate Settlement Procedures Act when it used his deposit account to pay off his home equity line of credit, arguing that federal regulations of the two acts didn't apply to home equity line of credit plans.

  4. December 01, 2022

    CFPB Urges 4th Circ. To Back PNC Borrower's Class Claim

    The Consumer Financial Protection Bureau told the Fourth Circuit in a neutral amicus brief to reinstate a putative class action claim for a PNC Bank borrower's suit, arguing that the lower court "improperly narrowed" a federal regulation that stops lenders from withdrawing from deposit accounts to cover debts caused by credit card plans.