Vt. Court Says State Law Applies To Umbrella Policies

Law360, New York (August 25, 2009, 6:10 PM EDT) -- Vermont's uninsured and underinsured motorist coverage law applies to umbrella policies, its high court has ruled, paving the way for a deceased police sergeant's estate to tap into the state's excess liability policies.

The Vermont Supreme Court ruled in a 4-1 decision Friday that the state's uninsured or underinsured motorist statute requires excess liability policies, also called umbrella policies, to cover uninsured or underinsured motorists.

Because the issue relates to state law, the U.S. District Court for the District of Vermont asked the high court to...
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