Single Vs. Multiple Occurrences

Law360, New York (August 23, 2010, 12:32 PM EDT) -- When faced with insurance issues involving construction defect or products liability litigation, insurance companies, policyholders and their counsel must have a clear understanding of relevant coverage issues, including number of occurrences and how this impacts policy limits and deductibles. A candid assessment of the occurrence issue should be done at the time policies are underwritten by insurance companies and purchased by the policyholder.

Two recent cases have continued the “debate” as to when and whether a particular jurisdiction will apply a single or multiple “occurrence” analysis...
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