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Expert Analysis

Combatting Calif. And Ariz. Antideficiency Legislation

Law360, New York (March 2, 2012, 11:07 AM EST) -- Rising foreclosure rates in the residential real estate market have prompted underwater borrowers to ask about possible foreclosure strategies — most notably, how to avoid deficiency judgments. Often overlooked, however, are the challenges that lenders face, primarily due to borrowers choosing to strategically default on their mortgage when the amount owing on the loan exceeds the value of their home....

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