8th Circ. Upholds Chubb Win In Water Damage Insurance Suit

Law360, New York (September 11, 2012, 3:31 PM EDT) -- The Eighth Circuit on Friday affirmed a lower court ruling allowing Chubb & Son Inc. to avoid covering water damage under a Minnesota couple's home insurance policy, ruling that the overriding cause of the damage was faulty construction, which is excluded from coverage.

In a published opinion, the appeals court said that even if the damage to Joseph and Carolyn Friedberg's house resulted from a combination of shoddy workmanship and the presence of water, the excluding peril of "faulty planning, construction or maintenance" was the efficient...
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