Potential Drug Relapse Is A Disability, 1st Circ. Says

Law360, New York (January 17, 2013, 4:43 PM EST) -- The First Circuit on Thursday found that an insurer is obligated to provide long-term disability benefits to a doctor who claimed that her risk of addiction relapse was severe enough to constitute a continuing disability, creating a circuit split on the issue.

In affirming a decision in Massachusetts federal court, the First Circuit determined that Union Security Insurance Co. had unreasonably terminated the long-term disability benefits of Dr. Julie Colby on the grounds that her risk of relapse into opioid addiction did not constitute a present...
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