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Expert Analysis

Fair Lending Enforcement: A Coordinated CFPB-DOJ Effort

Law360, New York (January 18, 2013, 4:47 PM EST) -- On Dec. 6, 2012, the Consumer Financial Protection Bureau and the U.S. Department of Justice announced that the two agencies had signed a memorandum of understanding regarding coordination on the oversight and enforcement of federal fair lending laws, including the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA) and the Home Mortgage Disclosure Act (HMDA).[1] The MOU is intended to "strengthen coordination on fair lending enforcement and avoid duplication" of law enforcement efforts by the two agencies.[2]...

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