Ill. Court Shields Insurers From Premature Coverage Suits

Law360, New York (March 22, 2013, 7:32 PM EDT) -- An Illinois appeals court recently blocked plaintiffs from seeking an early coverage determination for a Telephone Consumer Protection Act suit while an insurer was tentatively covering the defendant, a sweeping ruling that sets a troublesome precedent for policyholders and plaintiffs alike by letting insurers pick the forum for coverage fights.

Upholding State Farm Fire & Casualty Co.'s win, the appeals court held that Byer Clinic & Chiropractic Ltd. could not bring its declaratory judgment suit asking for a ruling on whether State Farm should cover its...
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