5 Tips For Clinching Coverage Under Excess Policies

Law360, New York (July 25, 2013, 8:10 PM ET) -- Policyholders and insurers continue to lock horns over what it takes to trigger excess coverage, a fiery debate that was recently intensified by a controversial Second Circuit ruling on the issue. Here, attorneys share five tips for companies that want to unlock their upper layers of coverage should their losses balloon beyond primary policy limits.

For years, scores of companies routinely accessed excess coverage when their losses reached that layer, even if they had settled with primary carriers for less than what their primary policies offered....
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