Ga.'s Stance In The Split On Construction Defect Coverage

Law360, New York (August 2, 2013, 11:47 AM EDT) -- In 2011, in American Empire Surplus Lines Ins. Co. v. Hathaway Dev. Co., 707 S.E.2d 369 (Ga. 2011), the Supreme Court of Georgia held that a construction defect may constitute an “occurrence” under a commercial general liability insurance policy. CGL policies, one of the most common types of business insurance, are typically purchased by general contractors and subcontractors. Because CGL policies are written on standard forms, the ruling has potentially broad implications for Georgia insureds.

More recently, in Taylor Morrison Services Inc. v. HDI-Gerling Ins. Co....
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