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Expert Analysis

What FIO Report Means For Future Insurance Regulation

Law360, New York (January 27, 2014, 5:37 PM EST) -- The long-awaited Federal Insurance Office report mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act was finally submitted to Congress and released to the public on Dec. 12, 2013, almost two years after its statutory due date. The report, titled "How to Modernize and Improve the System of Insurance Regulation in the United States," focuses on what it considers to be the shortcomings of the current state-based system of insurance regulation, contending that a "system with 56 independent jurisdictions is inherently limited in its ability to regulate uniformly and efficiently." It also suggests areas for improvement through both state and federal initiatives....

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