Call Or Write For FDCPA Notice? Depends On The State

Law360, New York (March 7, 2014, 5:00 PM EST) -- Should you tell the debtor to call or to write? That is the question! At least, that’s the question if you’re a debt collector collecting debts on a multistate basis because you have to decide how to describe certain dispute rights of the debtor in the validation notice required by the Fair Debt Collection Practices Act. And the answer to the question, at least right now, is that it all depends on the state where the debtor resides.

If your debtor lives in Maryland, North Carolina,...
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