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Expert Analysis

FDCPA Enforcement Trends: 2013 And 2014

Law360, New York (May 1, 2014, 3:52 PM EDT) -- In 2013, the Federal Trade Commission, perhaps spurred by headline-grabbing narratives from the Consumer Financial Protection Bureau, embarked on one of its most aggressive Fair Debt Collection Practices Act enforcement campaigns in recent history. Indeed, an annual report submitted by the FTC on Feb. 21, 2014, touted its recognition of emerging issues in the FDCPA space, such as text-message based debt collection[1] and "phantom debt collection" operations.[2] It also pointed to efforts in consumer and business education as having an increasingly positive impact on advancing the FTC's consumer protection mission....

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