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Expert Analysis

Hopefully Any Clarity From Jesinoski Won't Add Confusion

Law360, New York (May 15, 2014, 7:10 PM EDT) -- The goal of the Truth in Lending Act is to require creditors to provide certain disclosures intended to ensure consumers have the information they need to make good credit decisions. If those disclosures are not provided, one remedy TILA provides for is rescission of the transaction. The right to rescind a transaction is absolute for the three-day period after the completion of the transaction; thereafter the right may be extended for up to three years based on incomplete or inaccurate disclosures....

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