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Expert Analysis

CFPB Final Privacy Notice Rule Will Hurt Consumers

Law360, New York (October 28, 2014, 12:09 PM EDT) -- The Consumer Financial Protection Bureau has finalized its proposal allowing financial institutions to forgo mailing annual privacy notices by posting such notices online. Unfortunately, despite numerous pleas from industry that the proposal would do little or nothing to ease the burden of annual privacy notices on most financial institutions, the CFPB issued the final rule with little or no substantive modification. Legislation currently pending in Congress would be far superior to the CFPB's rule, and hopefully the considerable momentum that has built up behind those legislative proposals will not be derailed by the CFPB's effort here....

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