Law360, New York (December 18, 2015, 12:11 PM EST) -- The Fair Credit Reporting Act is a federal law that regulates the collection, dissemination and use of consumer information, including consumer credit information and history. Title 15 U.S.C. 1681, et. seq. A violation of the FCRA can result in civil damages. This may be news to some, but this can include background checks as they can be considered by many to be consumer reports. Since most employees have access to sensitive information held by their employers, work in regulated industries, or interact with the public, background checks may be necessary to avoid negligent hiring. Employers should take precautions to protect themselves not only from a bad decision, but also from future litigation by providing and requesting certain information during the application process....
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