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Expert Analysis

What Constitutes 'Physical Loss' For Property Insurance?

Law360, New York (April 4, 2016, 11:48 AM EDT) -- In determining whether a property insurance policy responds to a loss, the fundamental, threshold question to be answered is whether or not the policyholder sustained "physical loss or damage" to insured property. In the absence of "physical loss or damage," property insurance does not respond....

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