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Expert Analysis

3 Insurance Principles Behind Calif. Excess Policy Ruling

By Jessica Gopiao, Esther Kim and Douglas Rawles (April 21, 2020, 5:56 PM EDT) -- With all eyes focused on COVID-19, the California Supreme Court resolved a significant issue for California policyholders and carriers about whether all insurance potentially covering a continuous or long-tail exposure at the same level of coverage must be exhausted before the policyholder can access the proceeds of any upper layer of insurance....

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