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Expert Analysis

When Workers' Comp Board Rulings Affect Excess Insurance

Law360, New York (July 27, 2015, 10:18 AM EDT) -- Many employers self-insure for workers' compensation exposures through self-funded workers' compensation plans where permitted by law. When a self-funded plan denies benefits or a dispute arises concerning whether an employee's claim is covered by the self-funded plan, the issue will be adjudicated before that state's workers' compensation board governing that employer. The workers' compensation board may be asked to resolve a wide variety of issues, including the date of the loss when it is a latent injury claim....

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