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Expert Analysis

A Compromise On Indexed Universal Life Insurance Visuals

Law360, New York (July 7, 2015, 10:14 AM EDT) -- On June 18, 2015, the National Association of Insurance Commissioners Executive Committee/Plenary adopted new Actuarial Guideline XLIX (AG 49), which for the first time sets forth uniform standards for indexed-based interest crediting and other assumptions that form the basis of hypothetical illustrations used in the sale of indexed universal life insurance policies. The new actuarial guideline also calls for additional disclosures to aid consumer understanding of interest crediting under indexed universal life (IUL) insurance....

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