Law360, New York (August 12, 2016, 1:56 PM EDT) -- In the second quarter of 2016 a federal district court in Texas denied coverage for an insured under commercial crime policies by requiring strict compliance with ownership provisions. In the area of cybercrime policies, the Eigth Circuit Court of Appeals seemed to broaden coverage under Minnesota law, while a federal district court in Arizona strictly construed a policy to deny coverage under Arizona law. These developments portend that courts are responding to insurance claim matters under various different factual circumstances with varying results. The outcome of these cases demonstrate that insurers must be mindful of the precise wording in insurance policies and tailor such policies accordingly....