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Expert Analysis

CFPB Loosens Up On Small Lenders And Rural Areas

Law360, New York (October 20, 2015, 11:48 AM EDT) -- On Sept. 21, 2015, the Consumer Financial Protection Bureau issued a final rule, "Amendments Relating to Small Creditors and Rural or Underserved Areas under the Truth in Lending Act," amending certain mortgage rules issued in 2013. Effective, Jan. 1, 2016, this final rule revises the CFPB's regulatory definitions of small creditor and rural areas for purposes of certain special provisions and exemptions from various requirements provided to certain small creditors....

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