General Liability

  • May 20, 2026

    Builder Not Covered In Home Construction Fight, Insurer Says

    A builder accused of causing significant delays and increased costs during the construction of a custom home in North Carolina is not entitled to coverage, the company's insurer told a federal court, saying the underlying suit did not allege bodily injury or property damage.

  • May 19, 2026

    11th Circ. Says Two-Dismissal Rule Sinks Boat Insurer's Claim

    An Eleventh Circuit panel on Tuesday said an insurer cannot file its action seeking to avoid coverage for a boat fire a third time, determining that its two previous voluntary dismissals barred any further litigation, even if the first dismissal was by mutual agreement.

  • May 18, 2026

    Trisura Says Policy Doesn't Cover $25M Wrongful Death Case

    Trisura Specialty Insurance asked an Illinois federal court to declare it does not have to defend or indemnify a Texas-based trucking company against a $25 million default judgment for its alleged involvement with a crash that killed a 23-year-old man in 2024.

  • May 15, 2026

    Insurer Owes No Coverage In Ill. Genetic Testing Fraud Suit

    An insurer does not have to defend an embryo storage lab against a proposed class action alleging it used deceptive marketing to sell genetic testing services to IVF patients, because misleading promotion doesn't fall under the lab's coverage, an Illinois federal judge has ruled.

  • May 15, 2026

    Coach Not Covered In $10M Sex Abuse Case, NC Judge Says

    A North Carolina federal judge said a swimmer who won a $10 million judgment against a swim coach who sexually assaulted her cannot seek that payment from the coach's insurer because neither the coach nor the swim club he operated are covered under the policies.

  • May 15, 2026

    Big E Operator Says Insurers Can't Reject MMA Death Claim

    The operator of one of the largest state fairs in the U.S., known as The Big E, alleged in a lawsuit removed to federal court Friday that its insurers are wrongly relying on a list of policy exclusions to deny coverage for a wrongful death suit brought by the family of a mixed martial arts fighter, who died following an event at the Massachusetts fairgrounds in 2022.

  • May 14, 2026

    Policyholders Win In Calif. Water Leak Precedent Ruling

    Policyholder advocates won a victory when a state court said litigators can cite a recent ruling about water damage claims.

  • May 14, 2026

    PFAS Coverage Ruling Highlights Contamination Disputes

    The Second Circuit touched on a contentious area when it required insurers to defend a New York town in an environmental enforcement action regarding contamination by what are commonly known as forever chemicals.

  • May 14, 2026

    Insurer Says Denver Law Firm Let $825K Deal Go To Scammer

    An insurance defense law firm negligently allowed an $825,000 workers' compensation settlement to be sent to an impostor, forcing Chubb unit Federal Insurance Co. to replace the misdirected funds, according to a complaint filed in Colorado state court.

  • May 14, 2026

    Amazon Fire Suit Could Clarify Insurers' E-Commerce Liability

    A circuit court request that Minnesota's top court weigh in on whether Amazon is liable for a $3.8 million fire caused by a defective battery could add clarity on an insurer’s right to recovery in the e-commerce era.

  • May 14, 2026

    Albertsons Not Covered In Opioid Litigation, Del. Judge Says

    Albertsons isn't entitled to defense or indemnity for more than 100 suits accusing the pharmacy and grocery chain of fueling the opioid epidemic, a Delaware state court ruled, tracking the state high court's rulings in nearly identical disputes involving Rite Aid and CVS.

  • May 14, 2026

    Insurance Litigation Week In Review

    The New Jersey Supreme Court said an insurer didn't waive its right to deny coverage. The Texas Supreme Court ordered appraisal of a $40 million flood damage dispute. And the Colorado Supreme Court won't rehear a suit over insurers' noncooperation defense. Law360 has the past week's top insurance news.

  • May 13, 2026

    Denny's Franchisees Say Insurers Shirked Wage Suit Defense

    A group of Washington-based Denny's franchise operators said their Liberty Mutual insurers wrongfully refused coverage for a wage and hour class action, telling a federal court that they are entitled to recoup nearly $700,000 in costs they incurred to defend and settle the underlying suit.

  • May 13, 2026

    Insurer, Ex-Camp Counselor End Sex Abuse Coverage Suit

    An insurer for a summer camp operator and a former counselor accused of sexually abusing children have settled a dispute over coverage for the now-resolved civil suits brought against him, according to an order dismissing the case.

  • May 12, 2026

    Insurer Says No Coverage Above $1M For Injured Biker Row

    The insurer for an auto repossession company and one of its drivers told a Georgia federal court that it does not owe more than its $1 million limit in a case involving the driver hitting a child on a bike, saying the settlement demand from the child's family did not obligate the insurer to resolve the dispute.

  • May 12, 2026

    Insurer Needn't Cover Pre-Policy Losses, 8th Circ. Says

    A quadriplegic woman is not entitled to benefits under a long-term care policy, the Eighth Circuit affirmed, saying the policy expressly states that it does not cover the loss of ability to perform daily living activities that existed before it went into effect.

  • May 12, 2026

    Liberty Mutual Gets $103M Age Bias Verdict Cut To $20M

    A California judge slashed a $103 million jury verdict in favor of a former Liberty Mutual employee who said she was treated poorly and fired because of her age, concluding that the severity of the harassment she alleged did not warrant $83 million in punitive damages.

  • May 11, 2026

    Insurer Says Late Notice Warrants Repayment For Crash Deal

    The excess insurer for a construction company said it is entitled to recoup amounts it contributed to settle an underlying crash dispute that resulted in a $17.3 million verdict against its policyholder, telling a California federal court it was prejudiced by the company's "extremely late reporting" of the incident.

  • May 11, 2026

    Colorado Justices Decline To Rehear Insurer Cooperation Suit

    The Colorado Supreme Court denied Monday a policyholder's bid for the court to rehear his case after the justices dismissed his claims last month and limited the reach of a Colorado law addressing procedural requirements for insurers asserting failure-to-cooperate defenses against policyholders.

  • May 08, 2026

    Progressive Ducks $1M Crash Liability After Policy Reversal

    A Progressive unit had no duty to cover a $1 million default judgment stemming from a 2019 tractor-trailer crash because the truck involved had been retroactively removed from the insurer's commercial auto policy before the accident occurred, a South Carolina federal court ruled.

  • May 08, 2026

    Insurer Doesn't Owe Coverage For Missouri Tree-Cutting Suit

    A Missouri man is not entitled to coverage for a suit claiming he trespassed on a farm's property and cut down valuable trees, a federal court ruled, citing a policy exclusion for property damage arising out of the removal of vegetation.

  • May 07, 2026

    State Farm's Calif. License At Stake Over LA Fire Response

    State Farm's ability to continue to operate in California is in question following a state investigation into its handling of Los Angeles fire claims and allegations the insurer repeatedly violated state consumer protection laws.

  • May 07, 2026

    AI Reshaping Brokers' Work, Lockton Data Head Says

    AI is delivering efficiency and new capabilities to insurance brokers. Claude Yoder, the chief data, analytics and digital officer for Lockton, spoke to Law360 about the role of AI in placing policies, aggregating AI data, and how a data-driven approach for identifying gaps in the market can help drive insurance product innovations.

  • May 07, 2026

    Liberty Left Client Info Vulnerable To Hackers, Suit Alleges

    Liberty Mutual Insurance Co. faces a proposed consumer class action alleging it failed to effectively safeguard private information for current and former clients after hackers claimed they stole information and sought a ransom payment.

  • May 07, 2026

    Insurer Needn't Cover Real Estate Co.'s $330K Arbitration Bill

    An insurer is not on the hook for more than $330,000 in defense costs that a commercial real estate company and its manager incurred in arbitration with investors, a Washington federal court ruled Thursday, saying the company failed to show that the costs arose from covered fiduciary duty claims.

Expert Analysis

  • How NY Appeals Ruling Alters Employers' Sex Abuse Liability

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    In Nellenback v. Madison County, the New York Court of Appeals arguably reset the evidentiary threshold in sexual abuse cases involving employer liability, countering lower court decisions that allowed evidence of the length of the undiscovered abuse to substitute as notice of an employee's dangerous propensity, say attorneys at Hurwitz Fine.

  • What Calif. Insurance Ruling Means For Smoke Damage Limits

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    As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith.

  • Lively-Baldoni Saga Highlights Insurance Coverage Gaps

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    The ongoing legal dispute involving "It Ends With Us" co-stars Justin Baldoni and Blake Lively raises coverage questions across various insurance lines, showing that effective coordination between policies and a clear understanding of potential gaps are essential to minimizing unexpected exposures, says Katie Pope at Liberty Co.

  • Juries Are Key In Protecting The Rule Of Law

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    Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson.

  • How To Strengthen A Case By Mastering Expert Witness Prep

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    A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie.

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

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    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

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    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

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    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • Court Rulings Warn Against Oversharing With Experts

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    Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR.

  • 7th Circ. Insurance Ruling Resolves Major Jurisdictional Issue

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    The Seventh Circuit recently confirmed in StarStone Insurance v. Chicago that attorney fees and costs paid as part of a settlement are covered — while unexpectedly raising and answering a question of first impression about federal jurisdiction over foreign entities, says Lara Langeneckert at Barnes & Thornburg.

  • State Farm Rate Hike Portends Intensifying Insurance Crisis

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    The California Department of Insurance's unprecedented emergency approval of a 17% rate increase for State Farm General Insurance, the first interim rate relief granted before completing full actuarial justification, represents a regulatory watershed and establishes precedent that could fundamentally reshape insurers' response to climate-driven market instability, says Daniel Veroff at Merlin Law Group.

  • 3 Corporate Deposition Prep Tips To Counter 'Reptile' Tactics

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    With plaintiffs counsel’s rising use of reptile strategies that seek to activate jurors' survival instincts, corporate deponents face an increased risk of being lulled into providing testimony that undercuts a key defense or sets up the plaintiff's case strategy at trial, making it important to consider factors like cross-examination and timing, say attorneys at Dentons.

  • Indemnity Lessons From Mass. Construction Defect Ruling

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    The Massachusetts high court's decision in Trustees of Boston University v. CHA, holding that a bespoke contractual indemnity provision means that a construction defect claim is not subject to Massachusetts' statute of repose, should spur design and construction professionals to negotiate limited provisions, says Christopher Sweeney at Conn Kavanaugh.