General Liability

  • November 06, 2025

    Insurers Say Contractor's $7M Default Ruling Not Covered

    Two Nationwide insurers said they have no obligation to cover a $7 million default judgment entered against a contractor in an underlying suit over a plumber's head injury, telling an Illinois federal court that the contractor failed to report the incident prior to the judgment being entered.

  • November 06, 2025

    Insurance Litigation Week In Review

    The Second Circuit revived a property owner and manager's negligence claim against their insurance broker, the Sixth Circuit said an insurer can't relitigate a defense cost reimbursement dispute with a reinsurer, and a Michigan appeals court revived a woman's suit seeking personal injury protection benefits after a car crash. Here, Law360 takes a look at the past week's top insurance news.

  • November 06, 2025

    Citgo Win May Put Focus On Geographical Policy Limits

    A Second Circuit ruling affirming a $54 million judgment for Citgo in a coverage dispute over oil cargo lost during political unrest in Venezuela was an unsurprising outcome, a maritime and insurance attorney told Law360, but it may spark carriers to reevaluate or emphasize certain policies' geographical limitations. Here, Jonathan Thames of Nicoll Black Altenbrun & Feig PLLC breaks down the case.

  • November 05, 2025

    Tesla Auto Insurer Accused Of Underpaying Arizona Insureds

    Tesla auto insurance policyholders told an Arizona federal court that the insurer has underpaid millions of dollars in claims by failing to comply with statutory requirements governing uninsured and underinsured motorist, or UM/UIM, coverage.

  • November 05, 2025

    Mich. Justices Probe Nationwide's Combined Tax Filing Win

    Two Michigan Supreme Court justices questioned Wednesday whether the state's tax statutes governing insurance companies exclude key phrases that would allow Nationwide entities to file as a unitary group that can share credits among its members.

  • November 05, 2025

    Husch Blackwell Brings On Morris Manning Insurance Pro

    Husch Blackwell LLP has brought on a Morris Manning & Martin LLP attorney in its Atlanta office, strengthening the firm with an attorney experienced in handling complex insurance coverage litigation and commercial litigation, the firm announced Wednesday.

  • November 05, 2025

    6th Circ. Says Asbestos Reinsurance Fight Can't Be Rehashed

    An Amerisure unit can't seek reimbursement from reinsurer Swiss Re for defense costs paid in underlying asbestos litigation against a building material manufacturer, the Sixth Circuit affirmed, saying the issue has already been decided in arbitration proceedings with another reinsurer.

  • November 04, 2025

    Insurer Escapes Defense Duty In Fatal Drunk Driving Case

    An insurer has no duty to defend a bowling center against claims that it overserved alcohol to a patron who then drove and killed another motorist, a New Mexico federal court ruled, finding that the policy's liquor liability exclusion bars coverage.

  • November 03, 2025

    Parade Shooting Victims, Organizers Seek To Ax Insurer's Suit

    Individuals who were injured in a mass shooting at the 2024 Kansas City Chiefs' Super Bowl parade and the event's organizers asked a Missouri federal court to toss an insurer's bid to escape coverage, arguing that the carrier's suit should be dismissed due to a related state court case.

  • November 03, 2025

    Apparel Co. Demands Defense Coverage For Adidas TM Suit

    Apparel brand Aviator Nation Inc. told a California federal court that its general liability carrier must defend an ongoing lawsuit from Adidas America Inc. alleging that Aviator Nation violated Adidas' famous "three-stripe" trademark, saying that even the potential for coverage triggers an insurer's duty to defend.

  • October 31, 2025

    Insurer Not Liable For Crypto Settlement Row, Judge Says

    An insurer for an attorney and his practice does not owe $275,000 to an investment company over a soured cryptocurrency deal that ended in a $700,000 settlement, a Pennsylvania federal court ruled, finding that a contractual liability exclusion in the attorney's policy applies. 

  • October 31, 2025

    Mich. Panel Revives Woman's Claim For No-Fault Benefits

    A Michigan state appeals court revived a woman's suit seeking personal injury protection benefits after a car crash, finding one exclusion in her no-fault policy invalid because it contravenes the state's no-fault law and another dependent on whether a Progressive unit was the insurer of the subject vehicle.

  • October 31, 2025

    Insurers Denied Bid To Stay Avon's Ch. 11 Plan For Appeal

    A Delaware bankruptcy judge denied a motion Thursday from insurers at Lloyd's of London to stay Avon Inc.'s Chapter 11 plan while the insurers appeal, finding the insurers had not shown they would be irreparably harmed by the plan taking effect.

  • October 31, 2025

    Insurer, Subcontractor Settle Sinkhole Coverage Dispute

    A subcontractor and its insurer told a Washington federal court that they've settled their coverage dispute over whether the subcontractor lodged an untimely defense tender for a now-settled counterclaim concerning a sinkhole at a Seattle ship canal project.

  • October 30, 2025

    Cyber Coverage Growing Amid More Ransomware, Pro Says

    Ransomware attacks have been increasing in recent years, while the market for cyberinsurance is growing and becoming more competitive, said a cyberinsurance expert at a media briefing from the American Academy of Actuaries on Thursday.

  • October 30, 2025

    Pa. Justices' Auto Exclusion Ruling May Spur Policy Changes

    The Pennsylvania Supreme Court is tackling whether policy language precluding coverage for injuries "arising out of" the ownership or use of "autos" is ambiguous, and its answer could set up auto liability carriers in the state to reevaluate how they define such terms even in standard form policies, experts say.

  • October 30, 2025

    NC Justices Asked To Weigh In On Solar Co.'s Insurance Fight

    A solar panel company urged the North Carolina Supreme Court to review its failed attempt to vacate a $1.4 million judgment it was ordered to pay an insurer, arguing that a lower court's opinion unduly narrows rules on vacating default judgments.

  • October 30, 2025

    Massive Liability Issues Centered At Anderson Kill Conference

    Evolving cyber and artificial intelligence risks, along with the massive claims associated with forever chemicals and sexual abuse suits, should be among the top insurance considerations for policyholders today, attorneys and brokers said at a conference hosted by Anderson Kill PC.

  • October 30, 2025

    NASCAR Driver Says Life Insurer Pitched Him 'Financial Trap'

    NASCAR driver Kyle Busch and his wife said they lost $8.5 million after they were allegedly bamboozled by Pacific Life Insurance Co. and an insurance producer to invest in complex life insurance policies as a form of tax-free retirement income, according to a North Carolina state court complaint.

  • October 30, 2025

    Allstate Says Whirlpool Must Pay For Dishwasher Fire Damage

    An Allstate insurer told a Pennsylvania federal court that it is entitled to recoup more than $100,000 from Whirlpool Corp. after a dishwasher the company manufactured set fire to a policyholder's property.

  • October 30, 2025

    Insurance Litigation Week In Review

    The Second Circuit upheld Citgo's $54.2 million judgment against insurers over seized Venezuelan oil cargo, a California federal court officially approved an $80 million class settlement over life insurance terminations and a New York federal court sent the state's data breach lawsuit against Allstate entities back to state court. Here, Law360 takes a look at the past week's top insurance news.

  • October 30, 2025

    Insurer Aims To Trim Woman's $7.5M Crash Coverage Suit

    A food service distributor's auto insurer asked a Connecticut federal court to toss a woman's claim that it violated the state's unfair trade and insurance practices laws when handling an underlying crash dispute that resulted in a $7.5 million judgment.

  • October 29, 2025

    Concrete Co. Not Covered In $10M Defect Suit, Insurer Says

    A concrete subcontractor accused by a general contractor of causing more than $10 million in damage to a 461-unit condominium project in downtown Denver is not entitled to coverage under the contractor's policy, an insurer told a Colorado federal court.

  • October 29, 2025

    Insurer Can't Avoid Massage Therapist's Coverage Claims

    An insurer can drop its claims against a massage therapist in a dispute over coverage for an underlying malpractice contention but cannot escape the therapist's counterclaims for declaratory relief and breach of contract, a Minnesota federal court ruled.

  • October 28, 2025

    Insurers Can't Avoid Tanger's COVID Coverage Suit In NC

    Two insurers can't avoid Tanger Outlets' lawsuit seeking coverage for more than $50 million in pandemic losses, North Carolina's business court ruled, finding the retail outlet chain sufficiently connected its insured interests to its operations in North Carolina.

Expert Analysis

  • Understanding And Managing Jurors' Hindsight Bias

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    Hindsight bias — wherein events seem more predictable after the fact than they were beforehand — presents a persistent cognitive distortion in jury decision-making, but attorneys can mitigate its effects at trial through awareness, repetition and framing, say consultants at Courtroom Sciences.

  • Hybrid Claims In Antitrust Disputes Spark Coverage Battles

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    Antitrust litigation increasingly includes claims for breach of warranty, product liability or state consumer protection violations, complicating insurers' reliance on exclusions as courts analyze whether these are antitrust claims in disguise, says Jameson Pasek at Caldwell Law.

  • Wis. PFAS Insurance Ruling A Beacon In Sea Of Uncertainty

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    While a state court correctly ruled under Wisconsin law that a standard-form pollution exclusion in an insurance policy did not apply to PFAS liability claims from direct exposure, the decision nevertheless highlights the wide variations in state law when it comes to PFAS liability coverage, say attorneys at Haynes Boone.

  • Demystifying Generative AI For The Modern Juror

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    In cases alleging that the training of artificial intelligence tools violated copyright laws, successful outcomes may hinge in part on the litigator's ability to clearly present AI concepts through a persuasive narrative that connects with ordinary jurors, say Liz Babbitt at IMS Legal Strategies and Devon Madon at GlobalLogic.

  • How New Rule On Illustrative Aids Is Faring In Federal Courts

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    In the 10 months since new standards were codified for illustrative aids in federal trials, courts have already begun to clarify the rule's application in different contexts and the rule's boundaries, say attorneys at Bernstein Litowitz.

  • Strategies To Get The Most Out Of A Mock Jury Exercise

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    A Florida federal jury’s recent $329 million verdict against Tesla over a fatal crash demonstrates how jurors’ perceptions of nuanced facts can make or break a case, and why attorneys must maximize the potential of their mock jury exercises to pinpoint the best trial strategy, says Jennifer Catero at Snell & Wilmer.

  • Notable Developments At The NAIC Summer Meeting

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    Attorneys at Debevoise discuss their top takeaways from the National Association of Insurance Commissioners summer meeting last month, including developments on risk-based capital requirements and the evolving use of artificial intelligence in insurance practices.

  • Avoiding Unforced Evidentiary Errors At Trial

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    To avoid self-inflicted missteps at trial, lawyers must plan their evidentiary strategy as early as their claims and defenses, with an eye toward some of the more common pitfalls, says Nate Sabri at Perkins Coie.

  • When AI Denies, Insurance Bad Faith Claims May Follow

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    Two recent rulings from Minnesota and Kentucky federal courts signal that past statements about claims-handling practices may leave insurers using artificial intelligence programs in claims administration vulnerable to suits alleging bad faith and unfair trade practices, say attorneys at Cozen O'Connor.

  • Insuring Against FCA Risk In Shifting Trade Landscape

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    In today's heightened trade enforcement environment, companies should proactively assess whether their insurance programs are positioned to respond to potential False Claims Act or customs-related claims, including reviewing directors and officers, professional liability, and representations and warranties policies for key terms, say attorneys at Pillsbury.

  • Key Insurance Coverage Considerations For AI Data Centers

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    The burgeoning artificial intelligence industry has sparked a surge in data center projects — a trend likely to be accelerated by the White House's AI Action Plan — but with these complex facilities come equally complex risks, engendering important insurance coverage considerations, say attorneys at Morgan Lewis.

  • 5 Key Steps To Prepare For Oral Arguments

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    Whether presenting oral arguments before the U.S. Supreme Court or a local county judge, effective preparation includes the same essential ingredients, from organizing arguments in blocks to maximizing the potential of mock exercises, says Allison Rocker at Baker McKenzie.

  • Maryland High Court Ruling Clarifies Claim Assignment

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    In its recent opinion in Featherfall Restoration, the Maryland Supreme Court reemphasized a policyholder's ability to assign a claim despite the presence of general liability policy language requiring an insurer's written consent, nevertheless highlighting the importance of specific wording, say attorneys at Bradley Arant.