General Liability

  • August 13, 2026

    Law Firm Says Insurer Burned Limits On Thin Defense

    A Texas law firm facing multiple barratry lawsuits fought for its case alleging its insurer improperly cut off defense funding for the underlying suits, telling a federal court the insurer burned through the policy limit on activities that provided "little or no meaningful benefit" to the firm's defense.

  • August 13, 2026

    Insurers Back Oil Cos. On Torts In High Court Climate Case

    The insurance industry is backing oil-and-gas interests in a U.S. Supreme Court case that could be key to the ability of states to sue companies over climate change-related damages. Consumer advocates say the industry is dodging its own responsibility.

  • August 13, 2026

    State Farm Attys Admit Filing Motions Full Of AI Hallucinations

    A law firm representing State Farm has admitted that its pretrial motions contained citations to nonexistent cases and legal quotes, errors that were seemingly "hallucinations" generated by AI software designed for lawyers and caught by the plaintiff's attorneys as they prepared for trial in a California state court case about fire damage coverage.

  • August 13, 2026

    Insurance Litigation Week In Review

    New Jersey justices clarified a statute mandating equal uninsured and underinsured motorist coverage. A doctor is covered for stalking claims. And what is commonly known as a bump-up exclusion barred coverage for a $27 million shareholder settlement. Law360 looks at the past week's top insurance news.

  • August 13, 2026

    Lindberg Carriers Urge NC Panel To Affirm $467M Judgment

    Several insurance companies asked a North Carolina state appeals court to affirm a $467 million fraud damages award granted by a trial court against convicted insurance magnate Greg Lindberg and his private investment firm Global Growth Holdings, maintaining that Lindberg recycled "already rejected" arguments regarding the insurers' recovery.

  • August 13, 2026

    NC Biz Court Bulletin: Judges Retire, HCA Suit Heads To Trial

    The North Carolina Business Court dropped a host of heavy-hitting opinions in July ahead of two judicial retirements and a new chief judge rising in the ranks.

  • August 12, 2026

    11th Circ. Says Insurer's Appeal Is Moot After Settlement

    The Eleventh Circuit has dismissed Mt. Hawley Insurance Co.'s appeal of a ruling requiring it to defend a subcontractor in a wrongful death lawsuit, saying the settlement of the underlying suit in a Florida state court divested the federal appeals court of jurisdiction.

  • August 12, 2026

    Bridal Shop's Fire Coverage Suit Should Be Axed, Judge Says

    A state court finding that insurers needn't cover a contractor in an underlying suit over fire damage to a bridal shop bars the shop from pursuing coverage from the carriers for a $38 million judgment against their policyholder, a federal judge said in recommending the suit's dismissal.

  • August 11, 2026

    Objectors Sink $148M Lincoln National Class Deal At 2nd Circ.

    A Connecticut federal judge should not have certified a policyholder class that secured a $147.5 million cost-of-insurance settlement with Lincoln National and a Cigna unit, the Second Circuit held on Tuesday, in a victory for objectors who are pursuing parallel cases in other states.

  • August 11, 2026

    Apparel Co. Loses Coverage Bid For Adidas Trademark Suit

    An insurer does not have to defend a fashion company in its latest bout in a long-running trademark infringement dispute with Adidas, a California federal judge has ruled, saying the claims fell under a prior publication exclusion because they included allegations the company published infringing advertisement before the policy period.

  • August 11, 2026

    4th Circ. Says Late Notice Bars $5.1M Fatal Crash Coverage

    The Fourth Circuit said an insurer owes no defense or coverage for a $5.1 million default judgment against a truck driver in a wrongful death case, finding the insurer wasn't timely notified of the underlying suit and a federally mandated policy endorsement for motor carriers doesn't extend to the driver.

  • August 10, 2026

    Rising Star: BakerHostetler's Kevin Zimmerman

    Kevin Zimmerman of BakerHostetler successfully argued to the Fifth Circuit to reverse class certification for drivers suing United Services Automobile Association, and persuaded the Tenth Circuit to reject a novel statute of limitations theory, earning him a spot among the insurance law practitioners under age 40 honored by Law360 as Rising Stars.

  • August 10, 2026

    Lowe's, Chubb Unit Reach Deal To End $90M Settlement Fight

    Lowe's has settled a dispute seeking coverage from a Chubb unit toward an underlying $90 million wrongful death settlement involving an employee of the home improvement giant, according to a notice filed days before a jury trial was expected to begin in North Carolina federal court.

  • August 07, 2026

    Insurer Refuses To Cover Software Co. In Wiretap Suits

    An excess insurer told a California federal court it owed no part of a $5 million policy for suits claiming a software company unlawfully tracked customers' web activity, while the software company told an Illinois federal court that its primary policy is exhausted and the insurer's refusal to pay is improper.

  • August 07, 2026

    Insurers Nab Partial Win In $3.7M Whistleblower Murder Row

    An AIG unit and an excess insurer won a partial victory in their bid to seek a $3.7 million coverage reimbursement from a tree services company for two civil suits tied to claims of whistleblower retaliation that ended in murder.

  • August 06, 2026

    NJ Justices Say Employee UIM Needn't Match Liability Cap

    In answering two certified questions from the Third Circuit, the New Jersey Supreme Court on Thursday said a worker injured while driving a company vehicle is not entitled to his employer's full general liability limit under a state law that requires employers to give workers the same underinsured motorist coverage. 

  • August 06, 2026

    Anthropic, OpenAI Hacks Put Focus On Policy Development

    Marc S. Voses, a carrier-side attorney with Goldberg Segalla LLP, spoke to Law360 Insurance Authority about why recent hacking incidents involving artificial intelligence models are on the radar for insurance carriers.

  • August 06, 2026

    Calif. Insurer Solvency Rule Draws Split Reaction On Reach

    California is considering requiring insurers to have long-term plans to stay solvent amid climate changes. The industry and consumer advocates are divided.

  • August 06, 2026

    LDS Church's 10th Circ. Win Widens Insurance Ruling Splits

    The Tenth Circuit revived a Church of Jesus Christ of Latter-day Saints' bid for coverage for a suit over sexual abuse by a church member. The decision widens a jurisdictional split over interpreting crucial policy language.

  • August 06, 2026

    Spokane Fires Deepen Coverage Issues For Wash. Residents

    Fires destroying hundreds of properties in Spokane, Washington, could become one of the biggest insured loss events in the state's history.

  • August 06, 2026

    Insurance Litigation Week In Review

    Wells Fargo cannot collect on a $4 million life insurance policy, coverage for an assisted living home, and construction company insurers trying to get back $50 million Hurricane Sandy settlement. Law360 has the past week's top insurance news.

  • August 05, 2026

    Insurer Owes No More Defense In Day Spa Patron Assault Row

    A New Jersey federal court on Tuesday said an insurer does not owe more coverage to a day spa for a suit accusing an employee of sexually assaulting a patron, finding that the insurer's obligations were capped under an endorsement that limited coverage for claims tied to molestation.

  • August 05, 2026

    Chubb Seeks Repayment For Skaggs Overdose Suit Defense

    A Chubb unit said it is entitled to recover costs paid to defend the Los Angeles Angels against wrongful death actions brought by the family of pitcher Tyler Skaggs, who overdosed while traveling for an away game, telling a California federal court that another carrier improperly denied its coverage obligations.

  • August 04, 2026

    Construction Co. Insurers Denied NYU Settlement Clawback

    A construction company's insurers cannot recoup $50 million they paid to resolve a lawsuit from New York University over project damage, the Delaware Superior Court has ruled, finding New York law would not allow insurers to recover payments made under a reservation of rights when the policy didn't expressly allow it.

  • August 04, 2026

    Insurer Owes No Coverage For $18M Club Shooting Judgment

    A South Carolina federal judge said Monday that an insurer does not owe coverage to a nightclub facing an $18.1 million default judgment in a suit from a performer injured in a 2019 shooting, finding the underlying claim fell under an exclusion barring coverage for assault and battery.

Expert Analysis

  • What Jury Holdouts Can Teach Trial Lawyers About Strategy

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    Though a hung jury can be a disappointment, a psychological understanding of jury holdouts can help trial lawyers shape their damages arguments and understand leadership and group composition as a function of jury selection, says Clint Townson at Townson Litigation.

  • Data Center Insurance Boom May Obscure Claims' Difficulty

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    The rush of carrier capital into the data center space should not obscure a distinct and evolving set of policyholder risks that existing insurance products were not designed to address, along with the further complexity of layered claims for the extremely valuable properties, says Carlton Wilde at Bracewell.

  • Legal Risks Rise As Construction-Site Drone Use Soars

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    Construction companies using drones face mounting legal risks as Federal Aviation Administration compliance requirements tighten, remote identification capabilities expand and proposed rules move toward organizational accountability, making it crucial to update contracts, schedules, safety protocols and data-governance practices now to avoid future liability, say attorneys at Cozen.

  • Notable Q1 Updates In Insurance Class Actions

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    Notable insurance class action decisions from the first quarter of the year included reminders about the statute of limitations as a key defense for claims relating to allegedly deficient forms, the importance of focus on the specific contract at issue and further guidance on the contours of Rule 23, says Kevin Zimmerman at BakerHostetler.

  • AI Data Center Boom May Spur Wave Of Toxic Tort Suits

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    Nascent litigation matters against data center operators, set against limited government regulation and a growing body of public health research, suggests we may be on the cusp of an era of mass toxic tort claims, with a liability framework firmly rooted in precedent from other industries, says Benjamin Heller at RFZ Law.

  • State Of Insurance: Q1 Notes From Illinois

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    Matthew Fortin at BatesCarey discusses notable insurance developments in Illinois, including the state Supreme Court's highly anticipated Griffith Foods v. National Union Fire Insurance ruling, two bulletins from the Department of Insurance directed at public adjusters and a Seventh Circuit decision precluding a "super excess" tier of coverage.

  • State Of Insurance: Q1 Notes From Pennsylvania

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    From causation standards in first-party property claims, to the scope of statutory bad faith liability, to the enforceability of arbitration provisions in underinsured motorist disputes, three recent cases illustrate how Pennsylvania courts continued to refine the boundaries of coverage and dispute resolution, says Todd Leon at Marshall Dennehey.

  • 5 Trial Lessons You Learn By Losing

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    Exploring insights that are usually gained only after trial loss can expose the gaps between what we intend to communicate and what lands with the fact-finder, including why being right isn't always a win and how winning a cross‑examination can help you lose your case, says Allison Rocker at Baker & McKenzie.

  • GHG Endangerment Finding Repeal Brings New Legal Risks

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    The U.S. Environmental Protection Agency's 2009 determination that greenhouse gases endanger public health and welfare anchored a matrix of regulation across multiple sectors — and the recent repeal of that finding has fundamentally destabilized the legal landscape governing industrial emissions, corporate liability and climate-related risk management, says Tanya Nesbitt at Thompson Hine.

  • Insurer Lessons From 1st Wave Of GenAI Coverage Rulings

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    Several pending cases target the issue of whether generative AI may appropriately replace human professional decision-making, and though each case is still in discovery, the decisions thus far provide insurers with guidance on how courts may view these claims, say attorneys at Simpson Thacher.

  • What GCs Should Consider Before Tendering TM Litigation

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    When a trademark lawsuit lands on a general counsel's desk, the instinct is to tender it to the insurer, but that model often breaks down in intellectual property litigation, where the stakes extend far beyond defense costs to injunctions, forced rebranding and permanent market constraints, says Bill Wagner at Taft.

  • Lockdown To Ledger: COVID Rulings Inform Crypto Coverage

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    As cryptocurrencies move deeper into mainstream financial markets, courts tasked with determining whether traditional insurance policies respond to digital asset losses have been evaluating coverage through the analytical framework of COVID-19 business interruption litigation, with one key recurring theme, say attorneys at Kennedys.

  • Time To Fix The Accountability Gap In Freight Logistics

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    In Montgomery v. Caribe Transport, the U.S. Supreme Court must resolve an urgent question: whether freight broker selection in trucking accidents is categorically protected — meaning unreasonable safety decisions are insulated from liability — or subject to accountability under traditional negligence principles, says Amanda Demanda at Amanda Demanda Injury Lawyers.