General Liability

  • May 07, 2026

    State Farm's Calif. License At Stake Over LA Fire Response

    State Farm's ability to continue to operate in California is in question following a state investigation into its handling of Los Angeles fire claims and allegations the insurer repeatedly violated state consumer protection laws.

  • May 07, 2026

    AI Reshaping Brokers' Work, Lockton Data Head Says

    AI is delivering efficiency and new capabilities to insurance brokers. Claude Yoder, the chief data, analytics and digital officer for Lockton, spoke to Law360 about the role of AI in placing policies, aggregating AI data, and how a data-driven approach for identifying gaps in the market can help drive insurance product innovations.

  • May 07, 2026

    Liberty Left Client Info Vulnerable To Hackers, Suit Alleges

    Liberty Mutual Insurance Co. faces a proposed consumer class action alleging it failed to effectively safeguard private information for current and former clients after hackers claimed they stole information and sought a ransom payment.

  • May 07, 2026

    Insurer Needn't Cover Real Estate Co.'s $330K Arbitration Bill

    An insurer is not on the hook for more than $330,000 in defense costs that a commercial real estate company and its manager incurred in arbitration with investors, a Washington federal court ruled Thursday, saying the company failed to show that the costs arose from covered fiduciary duty claims.

  • May 07, 2026

    NJ Justices Bar PI Damages For 'Collectible' Future Med Bills

    New Jersey's highest court unanimously ruled that the state's no-fault insurance scheme for victims of automobile accidents bars claimants from asking a jury to award future medical expenses if those projected costs fall within their personal injury coverage limits.

  • May 07, 2026

    Insurance Litigation Week In Review

    Two Chubb insurers must defend an upstate New York town against an environmental contamination claim, a German shipping company and a marine insurer will pay $17 million for damage to a coral reef near Puerto Rico, and a court found the North Carolina Department of Insurance properly revoked an appraiser's license. Here, Law360 takes a look at the past week's top insurance news.

  • May 06, 2026

    AIG Says Homeowners Waived Bid For New Damages Trial

    An AIG unit fought against a new trial this week in a dispute over the claims process for damage from Hurricane Irma to a $95 million oceanfront mansion, arguing that the homeowners failed to prove compensable damages at trial and waived their right to a new trial.

  • May 06, 2026

    Chubb Units Must Cover Environmental Contamination Claim

    Two Chubb insurers must defend an upstate New York town against a state environmental department's claim concerning a regional airport's contamination by so-called forever chemicals unless and until they can establish the claim falls outside an exception to a pollution exclusion, the Second Circuit affirmed.

  • May 05, 2026

    Travelers Unit Says No Coverage In Cannabis Explosion Suits

    A Travelers Property Casualty Corp. unit is suing two of its insureds in California federal court, seeking a declaration that its insurance policies don't cover defense and indemnity of suits over a deadly explosion allegedly caused by an illegal cannabis operation.

  • May 04, 2026

    Construction Co. Seeks $2.9M Over Lejeune Build Delays

    A construction company has accused a demolition subcontractor in North Carolina federal court of delaying facility construction for more than 1,000 days at the U.S. Marine Corps' Camp Lejeune training base, seeking roughly $2.9 million in damages.

  • May 04, 2026

    Hospital Group Calls Anthem's Out-Of-Network Plan Unlawful

    The California Hospital Association urged a state court to block Anthem Blue Cross' implementation of a new policy that penalizes participating facilities for using nonparticipating providers, saying the plan is illegal, fraudulent and an unfair business practice.

  • May 04, 2026

    Fla. Contractor Says Policy Covers Defective Door Death Suit

    A Florida contractor is urging a federal judge to dismiss an insurer's complaint claiming it has no duty to defend the company in a wrongful death suit, saying the policy covers claims in the underlying case and arguing that parallel state court cases are better positioned to resolve the dispute. 

  • May 04, 2026

    Broker Says It's Not To Blame For Harvard's Lack Of Coverage

    An insurance broker told a Massachusetts federal court that it had no common law duty to report claims made against Harvard University to the school's excess insurers in a suit seeking to recover legal fees Harvard expended in litigation that upended affirmative action.

  • May 01, 2026

    Hartford Unit Owed Contractor Coverage In Data Center Row

    A Hartford insurance specialty unit had a duty to defend a building contractor against an underlying suit over a data center's construction even after defamation claims were dropped, a California federal judge ruled, finding that existing claims could have exposed the contractor to additional defamation allegations.

  • May 01, 2026

    Supplier Says Travelers Must Cover Nestle Defect Claims

    An industrial equipment supplier accused of providing defective compressed air piping materials for the construction of a facility owned by Nestle told a North Carolina federal court that two Travelers units must defend and indemnify it in connection with the underlying claim.

  • April 30, 2026

    Colorado Sets Tough Goals For Homeowner Premium Cut Plan

    The governor's plan to lower homeowner insurance premiums by strengthening homes against hail and fire has merit. But aggressive goals and a short timeline could be hard to meet.

  • April 30, 2026

    Colo. Court Hardens Line Between Insurer, Car Renter

    A state Supreme Court ruling that car rental companies offering supplemental insurance are not considered insurers clarifies the rules on "fronting" partnerships.

  • April 30, 2026

    Insurer Drops Oil Refinery Fire Coverage Row After Deals

    An excess insurer has agreed to drop a Texas federal case seeking to avoid defending a petrochemical contractor from property damage and bodily injury lawsuits stemming from a pipeline explosion in Arkansas, as the underlying disputes were resolved.

  • April 30, 2026

    Insurance Litigation Week In Review

    The Colorado Supreme Court limited the reach of the state’s insurance cooperation law. The Eighth Circuit asked Minnesota's top court to weigh in on a product liability dispute. The Sixth Circuit decertified a class of State Farm policyholders. Law360 has the past week's top insurance news.

  • April 29, 2026

    Psych Facility Not Covered For Sexual Misconduct, Court Told

    An insurer said it owes no coverage to a behavioral health facility in an underlying suit alleging that an employee carried out an inappropriate relationship with a patient, telling a Washington federal court Wednesday that the policy bars coverage for sexual misconduct.

  • April 29, 2026

    Texas Couple Drops Data Suit Against Personal Injury Firm

    A Houston couple who accused a law firm and a since-dismissed Progressive unit of conspiring to share the private information of car crash victims has dropped federal claims against the firm after reportedly finding no evidence that it engaged in the conduct they alleged. 

  • April 29, 2026

    Snack Maker Says Liberty Mutual Owes For Failed Build Costs

    The maker of Little Debbie snacks has filed a federal complaint arguing that Liberty Mutual Insurance Co. must make good on construction bonds and cover millions of dollars in damages and legal expenses stemming from a construction company's failure to finish work on a plant in Tennessee.

  • April 27, 2026

    Colo. Justices Say Car Rental Cos. Don't Qualify As Insurers

    Car rental companies that offer supplemental insurance through their own carriers cannot be deemed insurers of customers who purchase that coverage through rental agreements, the Colorado Supreme Court ruled Monday in a case against Hertz Corp.

  • April 27, 2026

    8th Circ. Defers To Minn. High Court On Amazon Fire Liability

    The Minnesota Supreme Court should be the arbiter of whether Amazon can be held liable for a $3.8 million office fire caused by a defective phone battery sold by a Chinese manufacturer on its platform, an Eighth Circuit panel said Monday. 

  • April 27, 2026

    Contractor Fights $174.6M Verdict In Hotel Project Row

    A contractor hit with a $174.6 million judgment over construction delays and defects stemming from a Marriott construction project in Philadelphia has asked the court to toss the verdict and grant a new trial, arguing the judge handling the case held it to the wrong legal standard. 

Expert Analysis

  • Indemnity Lessons From Mass. Construction Defect Ruling

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    The Massachusetts high court's decision in Trustees of Boston University v. CHA, holding that a bespoke contractual indemnity provision means that a construction defect claim is not subject to Massachusetts' statute of repose, should spur design and construction professionals to negotiate limited provisions, says Christopher Sweeney at Conn Kavanaugh.

  • Statistics Tools Chart A Path For AI Use In Expert Testimony

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    To avoid the fate of numerous expert witnesses whose testimony was recently deemed inadmissible by courts, experts relying on artificial intelligence and machine learning should learn from statistical tools’ road to judicial acceptance, say directors at Secretariat.

  • Ore. High Court Ruling Widens Construction Defect Coverage

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    A recent Oregon Supreme Court decision, Twigg v. Admiral Insurance, dispels the myth that a contractor's liability for defective work is uninsurable if pursued as a breach of contract, say attorneys at Stoel Rives.

  • Measuring The Impact Of Attorney Gender On Trial Outcomes

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    Preliminary findings from our recent study on how attorney gender might affect case outcomes support the conclusion that there is little in the way of a clear, universal bias against attorneys of a given gender, say Jill Leibold, Olivia Goodman and Alexa Hiley at IMS Legal Strategies.

  • Oft-Forgotten Evidence Rule Can Be Powerful Trial Tool

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    Rule 608 may be one of the most overlooked provisions in the Federal Rules of Evidence, but as a transformative tool that allows attorneys to attack a witness's character for truthfulness through opinion or reputation testimony, its potential to reshape a case cannot be overstated, says Marian Braccia at Temple University Beasley School of Law.

  • Ruling On Pollutants And Indemnity Offers Insurers Mixed Bag

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    Both insurers and policyholders can reap benefits from a Georgia federal court's recent declaratory judgment decision, which broadly defined pollutants, but also deemed the duty to indemnify not yet ripe for adjudication, says Jena Emory at Morris Manning.

  • What Disparate Impact Order Means For Insurers' AI Use

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    A recent executive order seeking to bar disparate impact theory conveys a meaningful policy shift, but does not alter the legal status of federal antidiscrimination law or enforceability of state laws, such as those holding insurers accountable for using artificial intelligence in a nondiscriminatory matter, say attorneys at Eversheds Sutherland.

  • 4 Ways To Leverage A Jury's Underdog Perceptions

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    Counsel should consider how common factors that speak to their client's size, power, past challenges and alignment with jurors can be presented to try and paint their client as a sympathetic underdog, says Ken Broda-Bahm at Persuasion Strategies.

  • Why Hiring Former Jurors As Consultants Can Be Risky

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    The defense team's decision to hire former juror Victoria George in the high-profile retrial of Karen Read shines a spotlight on this controversial strategy, which raises important legal, ethical and tactical questions despite not being explicitly prohibited, says Nikoleta Despodova at ND Litigation.

  • How Attys Can Use A Therapy Model To Help Triggered Clients

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    Attorneys can lean on key principles from a psychotherapeutic paradigm known as the "Internal Family Systems" model to help manage triggered clients and get settlement negotiations back on track, says Jennifer Gibbs at Zelle.

  • How Attorneys Can Make The Most Of A Deposition Transcript

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    With recent amendments to federal evidence rules now in effect, it’s more important than ever to make sure that deposition transcripts are clear and precise, and a few key strategies can help attorneys get the most out of a transcript before, during and after a deposition, says Allison Rocker at Baker McKenzie.

  • Understanding How Jurors Arrive At Punitive Damage Awards

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    Much of the rising trend of so-called thermonuclear verdicts can be tied to punitive damages amounts that astonish the imagination, so attorneys must understand the psychological underpinnings that drive jurors’ decision-making calculus on damages, says Clint Townson at Townson Litigation.

  • Notable Q1 Updates In Insurance Class Actions

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    The first quarter of 2025 was filled with the refinement of old theories in the property and casualty space, including in vehicle valuation, time to seek appraisal and materials depreciation, says Mathew Drocton at BakerHostetler.