General Liability

  • January 16, 2026

    Mich. Justices Let Nationwide's Combined Filing Win Stand

    The Michigan Supreme Court declined Friday to review a lower court's ruling that allowed Nationwide entities to file combined returns and share tax credits among their members, with one justice suggesting the state Legislature should revise the combined filing rules for insurance companies.

  • January 15, 2026

    Litigation Costs, Mental Health Risks Strain Coverage For Jails

    Liability policies for certain county jails aren't being renewed due to their failure to ensure statewide standards and excessive claims, prompting a review of county policies and available funding, experts say.

  • January 15, 2026

    Maduro Removal Raises Insurance Questions Around Oil, War

    The U.S. military operation to remove Venezuelan President Nicolás Maduro from power could have significant insurance implications connected to the risk of increased oil trade and questions over whether the operation is viewed as an act of war.

  • January 15, 2026

    Insurance Litigation Week In Review

    The U.S. Supreme Court refused to take up an appeal of the Sixth Circuit’s jurisdictional standard for mixed actions, the Sixth Circuit found no additional coverage for a religious organization’s code compliance costs and a Delaware state court said a biopharmaceutical company has coverage for a shareholder suit. Here, Law360 takes a look at the past week’s top insurance news.

  • January 14, 2026

    Property Co. Says Insurer Shirked Defense Of Tenant Suit

    A property management company said an AIG unit shirked its duty to defend a lawsuit accusing the company of charging unlawful fees to tenants who receive Section 8 vouchers, telling a California federal court that the underlying claims constituted covered personal and advertising injuries.

  • January 13, 2026

    Insurer's $10M Policy Covers Crane Injury Deal In 'Close Case'

    An excess insurer for a crane company owes coverage under its $10 million policy for a settlement with a man crushed by a crane, an Indiana federal judge ruled, noting that while it was a "very close case," inspections performed by the company were not an excluded "professional service."

  • January 13, 2026

    Ex-Atty, Others Charged In Staged New Orleans Crash Scheme

    A disbarred attorney was hit with new charges claiming that he induced a witness to commit perjury and obstructed justice in the federal investigation of an insurance scam involving staged car crashes in the New Orleans area.

  • January 12, 2026

    Justices Won't Review 6th Circ. Standard For 'Mixed Actions'

    The U.S. Supreme Court on Monday refused to review the Sixth Circuit's decision in a coverage dispute over underlying PFAS litigation that outlined the circuit's approach to jurisdiction for mixed actions, or lawsuits that seek both coercive relief, like damages, and noncoercive relief, like a court declaration.

  • January 12, 2026

    Insurers Denied Pre-Trial Win In Gas Explosion Row

    Insurers for a pipeline project contractor failed to show that a Louisiana anti-indemnity statute invalidated parts of the company's contract with a natural gas utility as the companies face lawsuits over an explosion, a federal judge ruled.

  • January 09, 2026

    Biopharma Co. Secures D&O Coverage For Shareholder Suit

    A biopharmaceutical company is entitled to coverage for a suit alleging its board breached fiduciary duties under a pair of primary and excess directors and officers policies, a Delaware state court ruled, saying the suit is "meaningfully linked" to a previously noticed demand for books and records.

  • January 09, 2026

    Late Notice Bars Coverage For Death Suit, Insurer Says

    An organization that supports people with intellectual and developmental disabilities is not covered for an underlying suit over the death of a resident at one of its group homes, an insurer told a New Jersey federal court, saying the organization breached its policy's notice and reporting requirements.

  • January 09, 2026

    NC Biz Court Bulletin: Trade Secrets Row, A Patient Data Deal

    The North Carolina Business Court closed out the year by tossing a trade secrets fight brought by a corrugated packing manufacturer against its onetime star salesman and signing off on a $2.45 million settlement ending claims a healthcare system sold patients' data to Meta.

  • January 08, 2026

    Wash. Climate Change Premium Suit A Sign Of More To Come

    A Washington federal court suit accusing oil companies of contributing to increasing homeowners insurance premiums opened up a new consumer-oriented front in a wave of climate change litigation that experts say they only expect to see more of in the coming years.

  • January 08, 2026

    Jewish Org.'s Counterclaims Trimmed In Abuse Coverage Row

    A New York federal court significantly trimmed a Brooklyn-based Jewish organization's counterclaims against a group of Hartford insurers in a dispute over coverage for sexual abuse suits, finding most to be duplicative of the organization's sole remaining breach of contract claim.

  • January 08, 2026

    Insurance Litigation Week In Review

    The Eleventh Circuit affirmed that Nationwide needn't cover a $10 million abuse verdict, a Florida state appeals court reversed a $1 million jury award against an insurance broker and remanded for a new trial, and a New Jersey state court said Margolis Edelstein must face an insurer's malpractice suit.

  • January 08, 2026

    Tariff-Driven Cost Increases Shift Focus To Property Limits

    Construction costs remain high, partly because of tariffs, and questions remain as to the breadth of coverage available under property policies. Law360 spoke to Reed Smith LLP partners Richard P. Lewis and Nicholas M. Insua about their belief that first-party property policies' tariff-related construction cost increases are covered by replacement cost provisions.

  • January 07, 2026

    Nationwide Says Other Insurer Must Cover Train Crash Suits

    A Canadian insurer must provide primary coverage to Union Pacific for underlying claims over a train collision with a rail car mover, a Nationwide unit told a Missouri federal court Wednesday, saying its commercial general liability and umbrella policies are excess over the other policy.

  • January 06, 2026

    Travelers Seeks To Recoup Excess Coverage In $8M Ruling

    A Travelers unit is owed a contribution from another insurer for an $8 million ruling against a contractor accused of damaging a shopping plaza during construction, Travelers told a Michigan federal court.

  • January 05, 2026

    Starr, Collection Co. Reach Deal Over $4.4M Bad Faith Dispute

    Starr Indemnity & Liability Co. struck a deal resolving a collections company's bid for $4.4 million in bad faith damages over underlying litigation concerning a real estate development in Washington state.

  • January 05, 2026

    4 Mass. Rulings You May Have Missed In December

    Insurers seeking to cap their losses in a serious construction accident and a fintech startup offering what the state says are illegal mortgages were on the losing side in December, but two other companies defeated proposed consumer class actions in Suffolk County Superior Court's business litigation session. Here are four notable rulings you may have missed last month.

  • January 05, 2026

    Insurer Drops Nonpayment Suit Against Colo. Data Center

    Zurich American Insurance Co. indicated Monday it plans to dismiss its claim that a Denver-based data management company failed to pay nearly half a million dollars for an additional premium for new construction projects.

  • January 05, 2026

    EA Not Covered In Video Game Addiction Suit, Insurer Says

    A Nationwide unit said it has no duty to defend or indemnify video game company Electronic Arts Inc. against claims that it caused a minor's gaming addiction, telling an Arkansas federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.

  • January 02, 2026

    Top Property Insurance Trends To Watch In 2026

    Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching this year.

  • January 02, 2026

    The Top General Liability Cases To Watch In 2026

    State courts across the country will evaluate general liability policy language in the new year as the Illinois Supreme Court tackles whether certain regulatory permits serve as an exception to a pollution exclusion and a Delaware trial court considers possible coverage of talc claims. Here, Law360 looks at the top cases to watch in 2026.

  • December 23, 2025

    NY Judge Halts Excess Coverage Denial For 'Mutual Mistake'

    A New York federal judge undid an excess insurer's denial of coverage for a plumbing company facing lawsuits over a building fire, saying that both parties agreed to the policy under a "mutual mistake" over the scope of coverage.

Expert Analysis

  • 6 Predictions For Cyber Risk And Insurance In 2025

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    This year is likely to bring with it some thorny and expensive cyber challenges, including increased ransomware activity, more data breach class actions and continued efforts to define business interruption loss calculations, say attorneys at Wiley.

  • Defense Strategies For Addressing Conspiracy-Minded Jurors

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    As conspiracy theories continue to proliferate and gain traction in the U.S., defense attorneys will need to consider ways to keep conspiracy-minded jurors from sitting on the jury, and to persuade them when this isn’t possible, say consultants at IMS Legal Strategies.

  • Surprise NC COVID Ruling Revises Reasonable Expectations

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    The North Carolina Supreme Court's recent finding in favor of policyholders in a suit for business interruption coverage due to COVID-19 shutdown orders runs contrary to most other state and federal courts' holdings on the issue, and may revitalize the reasonable expectations doctrine in the state, say attorneys at Goldberg Segalla.

  • How Trial Attys Can Wield Amended Federal Evidence Rules

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    Trial lawyers should assess recent amendments to four Federal Rules of Evidence and a newly enacted rule on illustrative aids to determine how to best use the rules to enhance pretrial discovery and trial strategy, says Stewart Edelstein, former litigation chair at Cohen & Wolf.

  • Mich. Ruling Offers View On 'Occurrence' Coverage Definition

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    As demonstrated by a Michigan state court in its recent decision finding per-wound insurance coverage for a school shooting, the amount of coverage available under occurrence-based policies often depends on how courts interpret "occurrence," say attorneys at Hunton.

  • Identifying Deepfakes During Evidence Collection, Discovery

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    Attorneys must familiarize themselves with the tools used to create and detect deepfakes — media manipulated by artificial intelligence to convincingly mimic real people and events — as well as best practices for keeping this fabricated evidence out of court, says Bijan Ghom at Saxton & Stump.

  • 1 Year After Rule 702 Changes, Courts Have Made Progress

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    In the year since amendments to the Federal Rules of Evidence went into effect, many federal judges have applied the new expert witness standard correctly, excluding unreliable testimony from their courts — but now state courts need to update their own rules accordingly, says Lee Mickus at Evans Fears.

  • An Underutilized Tool To Dismiss Meritless Claims In Texas

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    In Texas, special appearances provide a useful but often overlooked tool for out-of-state defendants to escape meritless claims early in litigation, thus limiting discovery and creating a pathway for immediate appellate review, say attorneys at Winston & Strawn.

  • How Texas Bill Would Transform Noneconomic Damages

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    Large noneconomic damage awards in personal injury cases have grown exponentially in Texas in recent years, but newly introduced legislation would cap such damages, likely requiring both the plaintiff and defense bars to recalibrate their litigation strategies, say attorneys at Norton Rose.

  • 4 Holiday Movies Full Of Cheer And Subrogation Scenarios

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    While holiday movies are known for spreading cheer and inspiring nostalgia, for insurance professionals they may also offer an unlikely, yet fascinating, look at subrogation recovery potential, says Dana Meyers at Cozen O'Connor.

  • California's New AV Law May Steer Policy Nationwide

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    California's new law establishing various requirements for autonomous vehicles is something other states should pay close attention to — especially because the Golden State's policies may become a de facto mandate for manufacturers due to its market size, says Vineet Dubey at Custodio Dubey.

  • How Attorneys Can Master The Art Of Eye Contact At Trial

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    As a growing body of research confirms that eye contact facilitates communication and influences others, attorneys should follow a few pointers to maximize the power of eye contact during voir dire, witness preparation, direct examination and cross-examination, says trial consultant Noelle Nelson.

  • Hawaii Climate Insurance Case Is Good News For Energy Cos.

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    The Hawaii Supreme Court's recent ruling in a dispute between an oil company and its insurers, holding that reckless conduct in the context of activities that can cause climate harms is covered by liability policies, will likely be viewed by energy companies as a positive development, say attorneys at Fenchurch Law.