Property

  • January 03, 2024

    Agents' Miscommunication Led To $1M Claim Denial, Co. Says

    Insurance agents for a Texas-based textile restoration company caused it to lose coverage for $1 million in vandalism damage by providing its insurer with inaccurate information about the property's occupancy, the company told a Texas federal court.

  • January 03, 2024

    Insurer Settles With Some Defendants In Virus Delay Cost Suit

    Four individual defendants settled with an insurer in its Florida federal court dispute against a construction company over claims on surety bonds during the COVID-19 pandemic, leaving the construction company as the sole active defendant in the case.

  • January 03, 2024

    Detroit Condo Insurer Escapes Covering Underlying Clashes

    An insurer doesn't have to cover a Detroit condo facing suits over damaged fences, defamation and legal fees, a Michigan federal judge ruled, finding exclusions in the directors and officers policy doomed the claims.

  • January 03, 2024

    Eatery Says Insurer On Hook For Seawall Collapse

    Insurer AmGuard has offered a series of shifting reasons to deny coverage for damage claims by the owners of a landmark Massachusetts restaurant built atop a seawall that partially collapsed last May, a lawsuit alleges.

  • January 03, 2024

    Travelers Must Face Suit Over Ill. Condo Storm Damage

    An Illinois federal magistrate judge refused to trim a bad faith claim from a condominium association's more than $280,000 storm damage suit against Travelers Casualty Insurance Co. of America, finding that the count was adequately pled with specific allegations.

  • January 02, 2024

    Bias Invalidates Bombing Coverage Award, Property Co. Says

    A Nashville, Tennessee, property owner urged a federal court to set aside an appraisal award in a coverage dispute over damage caused by a Christmas Day bombing in 2020, saying a Zurich unit's appraiser created bias and partiality in the umpire in favor of the insurer.

  • January 02, 2024

    $1M Alcohol Spill Damage Not Covered, Insurer Says

    An insurer told a Tennessee federal court that it should not have to cover an underlying lawsuit claiming more than $1 million in damage to a warehouse after expired alcoholic beverages seeped into the floor, because the facility wasn't an insured property.

  • January 02, 2024

    Insurer Loses Bid To Narrow Fire Loss Coverage Suit's Scope

    A New York federal judge rejected an insurer's attempts to limit the scope of a fire coverage lawsuit brought by a Tennessee-based packaging manufacturer, finding the insurer hadn't made valid arguments for the dismissal of a bad faith claim or the exclusion of a loss-run document.

  • January 02, 2024

    Insurer Drops Coverage Suit Over Firm's $459K Fraud Claim

    ALPS Property & Casualty Insurance Co. has dropped its suit against one of its insureds, a Vermont law firm, that was seeking coverage for a state court lawsuit claiming it lost a $459,000 mortgage payment to a scammer.

  • January 01, 2024

    Property Insurance Cases To Watch In 2024

    As the new year arrives, insurance experts are anxiously awaiting rulings on a number of cases that could affect the property insurance landscape, including a novel climate change suit in Hawaii and a multistate challenge to the Federal Emergency Management Agency’s overhaul of the National Flood Insurance Program. Here, Law360 rounds up some of the top property insurance cases to watch in 2024.

  • January 01, 2024

    Colorado Cases To Watch In 2024

    Colorado judges this year will have to handle sprawling wildfire litigation, decide the breadth of protection for ski resorts and answer open questions affecting insurance policies for homeowners, employers and beyond. Law360 looks at several cases Colorado lawyers will be keeping tabs on in 2024.

  • January 01, 2024

    Insurance Legislation And Regulation To Watch In 2024

    The insurance industry is entering 2024 with a full plate of hot topic issues for legislation and regulation, including climate risk and data privacy, as rulemakers attempt to keep up with developing technologies and tackle home insurance challenges in vulnerable states. Here, Law360 looks at legislation and regulation topics the insurance industry will watch in the new year.

  • January 01, 2024

    The 5 Strangest Insurance Cases Of 2023

    Insurance protects policyholders from unforeseen situations, but some circumstances are so strange that even insurers couldn't have predicted them. Here, Law360 looks back on the strangest insurance cases of 2023.

  • January 01, 2024

    The Top Environmental Insurance Trends Of 2024

    California's insurance market crisis is the biggest property insurance story in a year that beamed a spotlight on the far-reaching consequences of climate change for the insurance industry. Here, Law360 looks back at a few of the most important environmental stories in insurance over the past year, while considering how things might shape up in 2024.

  • January 01, 2024

    The Top Property Insurance Decisions Of 2023

    An Eleventh Circuit ruling on the intent of parties entering into insurance contracts and a California court's expansion of last-resort insurer coverage are among the top property insurance decisions in 2023, with implications for carriers and policyholders alike. Here, Law360 considers the cases that drew the attention of insurance professionals and attorneys.

  • December 21, 2023

    Convention Center Says Insurer Can't Dodge Virus Coverage

    The entity that operates the Seattle Convention Center pushed back on a Liberty Mutual unit's attempt to toss its COVID-19 business interruption suit, telling a Washington federal court that its claims fit a carveout for virus coverage discussed in a Washington Supreme Court ruling.

  • December 21, 2023

    Condo Group Seeks $10.7M For Nashville Bombing Damage

    A Nashville, Tennessee, condominium owners association told a federal court Thursday that its insurer owes $10.7 million for the full replacement costs of the building after the city's Christmas Day bombing in 2020, arguing that the building is covered under the policy's "guaranteed replacement cost" endorsement.

  • December 21, 2023

    Judge Rejects State Farm's 'Improper' Bid To Slash Fraud Suit

    An Illinois federal judge rejected State Farm's bid to significantly cut a proposed class suit targeting the insurer's allegedly unlawful totaled-vehicle valuation formula on Thursday, but said a Minnesota-based plaintiff must arbitrate her contract claims before her case can proceed.

  • December 21, 2023

    Homeowner To Blame For Canceled Policy, Agent Claims

    A North Carolina insurance agent doubled down on its attempt to have the state supreme court toss a negligence claim from a homeowner whose policy was canceled over misrepresentations on his application, arguing that the insured was ultimately responsible for statements bearing his signature.

  • December 21, 2023

    Insurer Must Face Fla. Restaurant's Hurricane Ian Suit

    An insurer can't avoid a Florida federal suit claiming it failed to appraise more than $500,000 in Hurricane Ian damage to a Gulf Coast restaurant, after a judge found the complaint to be sufficient.

  • December 21, 2023

    Legal Marketing Biz Wants Hurricane Solicitation Suit Tossed

    A legal marketing company is urging the Southern District of Texas to accept a magistrate judge's recommendation to toss a proposed class action over troubled Houston law firm McClenny Moseley & Associates PLLC's allegedly illegal efforts to solicit clients in hurricane-related property damage cases.

  • December 20, 2023

    Ga. Mold Death Coverage Suit Is Ripe, Insurer Says

    An insurer told a Georgia federal court not to dismiss its case disclaiming coverage of an apartment complex accused in an underlying suit of failing to quell a mold infestation that killed a tenant. 

  • December 20, 2023

    Insurers Settle Dispute Over 'Trashed' Art Suit Coverage

    A commercial liability insurer and a museum collections and loan insurer settled a suit in California federal court over defense and indemnity obligations owed in an underlying suit in the same court over supposedly "trashed" art.

  • December 20, 2023

    9th Circ.'s 1st Hidden Rain Damage Ruling Favors Insurers

    Taking up the matter of hidden water damage for the first time, a Ninth Circuit panel affirmed that former insurers of a Washington condo don't have to cover more than $8.9 million in wind-driven rain damage because the claims came decades too late.

  • December 20, 2023

    Jury To Hear Insurance Dispute Over $95M Fla. Mansion

    A Florida federal judge indicated Wednesday she will send a multimillion-dollar dispute between homeowners and American Home Assurance Co. Inc. over a Hurricane Irma damage claim involving a $95 million mansion to a jury and would have to push back a January trial date.

Expert Analysis

  • It's Time To Upgrade Our Attorney Licensure Rules

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    The bar exam does a poor job of testing the skills employers expect from new lawyers, and those who pass the bar can practice indefinitely without independent oversight, so states should consider alternative means for assuring competence and personal stability for new as well as experienced lawyers, says David Friedman at Willamette University.

  • Insurer Considerations For Post-Pandemic Virtual Mediation

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    To determine whether to continue engaging in virtual mediations after the pandemic ends, insurers should weigh the format's challenges against its benefits, including decreased hostility between parties, time and cost, and increased client participation, say Jennifer Gibbs and Amanda Rodriguez at Zelle.

  • Data-Based Predictions On Case Timelines After Pandemic

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    Richard Finkelman and Karl Schliep at Berkeley Research Group analyze state and federal court data to pinpoint trends and predict changes in case resolution time frames after the COVID-19 pandemic upended judicial proceedings across the country, and they explain how parties can use these analytics to inform litigation decisions.

  • Embracing ESG

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    In this Expert Analysis series, in-house counsel share how they are adapting to the growing importance of environmental, social and corporate governance factors.

  • The Right Condo Governance Provisions Can Enhance Safety

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    Though condominium and community governance documents cannot prevent a structural failure, such as the Champlain Towers tragedy, developers and their lawyers can draft these documents to better educate board members and remove obstacles to preserving community assets, says Bob Burton at Winstead.

  • Risks To Consider For Commercial Real Estate Gap Closings

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    The use of the gap closing mechanism in commercial real estate transactions — when there is a delay between a purchase and the recording of documents — has been increasing amid the pandemic, but certain complications can arise for buyers when an intervening matter influences a title's quality, says Jennifer Ioli at Sherin and Lodgen.

  • Avoiding Unauthorized Practice Of Law In Remote Work

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    The COVID-19 pandemic has forced many lawyers to telecommute, potentially from home jurisdictions where they are not admitted, raising questions about compliance with states’ unauthorized practice of law mandates — but attorneys can look to rules, advisory opinions and case law for clarity, say Lauren Snyder and Amy Richardson at Harris Wiltshire.

  • NY Ruling Should Make Counsel More Cautious In Emails

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    A recent New York Appellate Division decision, Philadelphia Insurance v. Kendall, makes it much more likely that a settlement could be effectuated by simple email exchanges without more formal written documentation memorializing all the terms of the settlement, says Christopher Gorman at Abrams Fensterman.

  • Where Insurance Coverage For Condo Collapse Gets Murky

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    Property and casualty coverage for the Champlain Towers tragedy may be complicated, since different versions of collapse coverage are found in different policies, both for the individual condo owners and the condominium association, say Glenn Jacobson and Mark Binsky at Abrams Gorelick.

  • Courts Should Heed Contract Law In COVID-19 Physical Loss

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    While a recent Law360 guest article urged courts to adopt the particle theory of coverage in deciding COVID-19-related property loss and damage claims, this approach ignores the intent, function and language of commercial insurance policies — not to mention the science itself, say Adam Fleischer and Elisabeth Ross at BatesCarey.

  • Insurance Brokers Should Expect Wave Of E&O Claims

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    Policyholders' unsuccessful COVID-19 business interruption suits and the pandemic-related move to remote work will likely result in a plethora of errors and omissions claims brought against insurance agents and brokers, as evidenced by recently filed cases, says Peter Biging at Goldberg Segalla.

  • COVID Insurance Rulings Are Misinterpreting 'Physical Loss'

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    Recent court decisions interpreting "direct physical loss" clauses to deny COVID-19 business interruption recovery where the subject property has not been structurally altered contradict the purpose of all-risks insurance, the ordinary meaning of the operative policy language and pre-pandemic case law, says ​​​​​​​Lee Epstein at Flaster Greenberg.

  • Revamping Law Firm Marketing Lists — With Partner Buy-In

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    Jackson Lewis’ Paige Bowser shares lessons from the firm's recent overhaul of an outdated email marketing database, including tips for getting partners on board, ensuring compliance with privacy laws and augmenting outreach strategies.

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