Specialty Lines

  • October 01, 2025

    Software Co. Not Covered For $3M Privacy Fight, Court Says

    Various Travelers units owe no coverage to a software provider that reached a nearly $3 million class action settlement over claims that it violated Illinois' Biometric Information Privacy Act, a federal court ruled, finding that an exclusion relating to the "access or disclosure" of personal information is applicable.

  • September 30, 2025

    No Duty To Cover Over $20M Shooting Verdict, Court Rules

    An auto insurer for a security business has no duty to indemnify a jury verdict exceeding $20 million over a fatal shooting involving one of the company's guards, an Oregon federal court ruled, finding the guard's acts were "wholly independent" of his use of a company patrol car.

  • September 30, 2025

    Nationwide Insurers Must Defend Auto Co. In BIPA Dispute

    Two Nationwide units must defend an automotive accessory company accused of violating Illinois' Biometric Information Privacy Act, an Illinois federal court held Tuesday, following a ruling in a separate case that found no coverage for the company under its Hanover Insurance policies.

  • September 29, 2025

    McCarter & English Slams Pre-Trial Win Bid In $22M Suit

    McCarter & English LLP has asked a Connecticut state judge to block two insurers' summary judgment bids on breach of contract claims connected to a $22.3 million professional negligence lawsuit, saying both sides agreed to a 2026 bench trial and conducted discovery assuming neither side would seek a quick win.

  • September 26, 2025

    Insurers Must Defend Tech Co. Against Rival's Patent Suit

    Insurers for a logistics technology company must defend the company against claims that it stole a rival's technology and marketing strategy, a Delaware state court ruled, finding that the policies' "prior and pending litigation" exclusion does not bar coverage.

  • September 26, 2025

    Insurer Owes No Defense To HR Co. In Embezzlement Suit

    An insurer for a human resources company had no duty to defend it in a client's lawsuit alleging that a recently hired employee the company had screened embezzled more than $1 million, a California federal court ruled, finding a misappropriation of funds exclusion applied to bar coverage.

  • September 26, 2025

    Scholastic Gets $19.5M In Legal Fee Insurance Fight

    A New York federal court has awarded Scholastic Inc. $19.5 million as a money judgment with interest against a unit of Travelers Insurance, following years of litigation over whether the insurer had to cover Scholastic's expenses in a separate trademark and copyright infringement case.

  • September 25, 2025

    NAIC's AI Leader Focuses On External Data, Third Parties

    The use of artificial intelligence use in the insurance industry has grown in prevalence and scope in recent years, and regulators are coordinating their efforts to keep pace. Doug Ommen, vice chair of the National Association of Insurance Commissioners' Big Data and Artificial Intelligence working group, spoke to Law360 about the committee's focus on consumer privacy, third-party data and an Al systems evaluation tool.

  • September 25, 2025

    Roundup: Insurance Highlights At Climate Week NYC 2025

    Politicians and business leaders at this year’s Climate Week in New York City are emphasizing that climate change is posing huge challenges for people struggling with high insurance premiums, but opportunity still exists for the industry in a green transition. Here, Law360 looks at just a few of the happenings this year at the weeklong conference.

  • September 25, 2025

    Growing Underwriting Losses No Surprise To Insurance Pros

    Commercial auto insurance continues to struggle, generating an underwriting loss for the 14th consecutive year, according to a recent report by credit rating agency AM Best, an outcome that was unsurprising to insurance experts as the line grapples with long-standing open claims, social inflation and why physical damage losses remain profitable.

  • September 25, 2025

    AmTrust Investor Suits Fall Outside Excess Policy, Court Says

    A Liberty Mutual unit that provided excess directors and officers coverage to AmTrust Financial Services Inc. owed no coverage for shareholder actions over the company's valuation of life settlement contracts and other accounting matters, a Delaware federal court ruled, finding the claims fell within an earlier coverage tower.

  • September 25, 2025

    Insurance Litigation Week In Review

    A New York federal court issued a no-coverage decision over a $3.3 million fraud scheme, a judge said much of a seafood wholesaler's hurricane coverage claims should go to a jury and Connecticut's justices considered whether an unjust enrichment claim could lead to double recovery of auto insurance benefits. Here, Law360 takes a look at the past week's top insurance news.

  • September 24, 2025

    UnitedHealth Fights Investor Suit Over DOJ's Merger Probe

    UnitedHealth and its executives have asked a Minnesota federal judge to toss a proposed securities class action accusing it of, among many things, not disclosing that the U.S. Department of Justice had reopened an antitrust investigation into the health insurer, saying the complaint consists of unsupported "scattershot allegations."

  • September 24, 2025

    Ill. Judge Sends $7.6M DOJ Deal Coverage Dispute To Virginia

    A consulting firm must litigate its suit seeking coverage for a $7.6 million settlement with the U.S. Department of Justice in Virginia, where it is based, an Illinois federal court ruled, finding that Virginia is the more convenient forum and the better place to apply state law.

  • September 23, 2025

    Insurer Needn't Cover $3.3M Securities Scam Settlements

    An insurer for a securities broker-dealer does not owe coverage for $3.3 million the company paid to settle claims that an employee defrauded clients, a New York federal court ruled Tuesday, finding that the settlements are not a direct loss covered under the company's policy.

  • September 22, 2025

    Credit Union, Insurers End Embezzlement Coverage Dispute

    A credit union seeking coverage for $5.5 million in embezzled funds agreed to end a suit accusing its fidelity bond insurers of secretly amending policy language to avoid coverage for "virtually any catastrophic loss," according to a notice filed Monday in Georgia federal court.

  • September 22, 2025

    Porsche Crash Suit Isn't Double Recovery, Conn. Justices Told

    A Porsche driver who suffered property damage losses after another man struck him wouldn't score a double recovery if allowed to challenge Nationwide, his own insurer, for separately pursuing the driver allegedly at fault, the Connecticut Supreme Court heard Monday.

  • September 18, 2025

    Fire Risk Modelers See Promise In Advancing Calif. Bill

    A recently approved California bill supporting the development of a public fire risk model could help boost transparency around methods insurers use to make coverage decisions, while advancing a complicated field of study full of uncertainties, experts say.

  • September 18, 2025

    Homeowner Policies At Center Of Ga. Insurance Changes

    As the Georgia House of Representatives continues to study the state's insurance rate-setting practices, profit margins and claims processing, insurance attorneys in the state evaluate the areas in which homeowners should be watching closely, including cosmetic exclusion triggers, third-party adjusters and the changes to come under April's tort reform legislation.

  • September 18, 2025

    Petrol Co. Seeks Early Win In Benzene Injury Coverage Suit

    Three insurers have continued to renege on their duty to defend an underlying lawsuit seeking to hold a New York-based petroleum company liable for a man's multiple myeloma diagnosis, the company told a state court, saying they've already acknowledged that such a duty exists.

  • September 18, 2025

    Insurance Litigation Week In Review

    A Delaware state court found that Frontier Communications was entitled to a defense against copyright infringement claims, a split Ninth Circuit panel backed certification denial for a proposed class of Progressive policyholders, and the Second Circuit heard arguments in a firearms retailer's bid for coverage of ghost gun suits. Here, Law360 takes a look at the past week's top insurance news.

  • September 17, 2025

    Frontier Copyright Row Triggered Duty To Defend, Court Says

    Insurers for Frontier Communications had a duty to defend the telecommunications company against copyright infringement claims that were ultimately settled, a Delaware state court ruled in a recently unsealed opinion, analyzing a deliberate acts exclusion and the timeliness of Frontier's claim notice.

  • September 17, 2025

    Chubb Unit Wants Data, Cyber Cos. To Pay Ransomware Cost

    A Chubb insurance unit has claimed a data management company and a cybersecurity firm failed to prevent or mitigate a ransomware attack on one of its policyholders, leading to the insurer being on the hook for more than $500,000 in damages, according to a lawsuit filed in New Jersey federal court.

  • September 18, 2025

    2nd Circ. Wary Of Retailer's Bid For Ghost Gun Suit Coverage

    The Second Circuit seemed skeptical of a Texas-based firearms retailer's argument that it is owed coverage for suits alleging it contributed to gun violence by selling unfinished components used to assemble what are known as ghost guns, grilling the retailer Wednesday for specific allegations of negligence that would trigger coverage.

  • September 17, 2025

    No Response From Insurers To Coverage Requests, Co. Says

    A Seattle-based marine logistics company told a Washington federal court that a trio of marine insurers failed to issue a coverage opinion before it ultimately settled an arbitration earlier this year involving an $18.6 million counterclaim over vessel damage, adding that the insurers conducted no investigation, either.

Expert Analysis

  • Avoiding Unforced Evidentiary Errors At Trial

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    To avoid self-inflicted missteps at trial, lawyers must plan their evidentiary strategy as early as their claims and defenses, with an eye toward some of the more common pitfalls, says Nate Sabri at Perkins Coie.

  • When AI Denies, Insurance Bad Faith Claims May Follow

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    Two recent rulings from Minnesota and Kentucky federal courts signal that past statements about claims-handling practices may leave insurers using artificial intelligence programs in claims administration vulnerable to suits alleging bad faith and unfair trade practices, say attorneys at Cozen O'Connor.

  • Insuring Against FCA Risk In Shifting Trade Landscape

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    In today's heightened trade enforcement environment, companies should proactively assess whether their insurance programs are positioned to respond to potential False Claims Act or customs-related claims, including reviewing directors and officers, professional liability, and representations and warranties policies for key terms, say attorneys at Pillsbury.

  • Key Insurance Coverage Considerations For AI Data Centers

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    The burgeoning artificial intelligence industry has sparked a surge in data center projects — a trend likely to be accelerated by the White House's AI Action Plan — but with these complex facilities come equally complex risks, engendering important insurance coverage considerations, say attorneys at Morgan Lewis.

  • 5 Key Steps To Prepare For Oral Arguments

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    Whether presenting oral arguments before the U.S. Supreme Court or a local county judge, effective preparation includes the same essential ingredients, from organizing arguments in blocks to maximizing the potential of mock exercises, says Allison Rocker at Baker McKenzie.

  • 9 Jury Selection Lessons From The Combs Trial

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    U.S. District Judge Arun Subramanian’s unusually thorough jury selection process for the trial of Sean Combs offers attorneys and judges a master class in using case-specific juror questionnaires and extended attorney-led voir dire to impanel better juries that produce more just outcomes, say Kevin Homiak at Wheeler Trigg and Leslie Ellis at The Caissa Group.

  • Mitigating Employer Liability Risk Under Sex Assault Rule

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    The American Law Institute's newly approved rule expands vicarious liability to employers for certain sexual assaults that employees commit, which could materially increase employers' exposure unless they strengthen safeguards around high-risk roles, say attorneys at Morgan Lewis.

  • It Ends With Us Having No Coverage?

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    A recent suit filed by Harco National Insurance disclaiming coverage for Wayfarer and Justin Baldoni's defense against Blake Lively's claims in the "It Ends With Us" legal saga demonstrates that policyholders should be particularly cautious when negotiating prior knowledge exclusions in their claims-made policies, says Meagan Cyrus at Shumaker.

  • Ill. Toxic Tort Jurisdiction Law Raises Constitutional Concerns

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    Illinois' S.B. 328, purporting to broaden state courts' jurisdictional reach over out-of-state corporations, is presented as a measure aimed at facilitating recovery in toxic tort cases, but the legislation raises significant due process and dormant commerce clause issues, say attorneys at Alston & Bird.

  • How To Successfully Challenge Jurors For Cause In 5 Steps

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    To effectively challenge a potential juror for cause, attorneys should follow a multistep framework rather than skipping straight to the final qualification question, says Ken Broda-Bahm at Persuasion Strategies.

  • A Look At NAIC's Proposed Tool For Evaluation Of Insurer AI

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    The National Association of Insurance Commissioners' recently proposed tool that would enable regulators to assess risks posed by insurers' use of artificial intelligence takes a more expansive approach than the organization's 2023 model bulletin, which focused primarily on consumer risks, say attorneys at Eversheds.

  • How Courts Are Addressing The Use Of AI In Discovery

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    In recent months, several courts have issued opinions on handling discovery issues involving artificial intelligence, which collectively offer useful insights on integrating AI into discovery and protecting work product in connection with AI prompts and outputs, says Philip Favro at Favro Law.

  • 4th Circ. Favors Plain Meaning In Bump-Up D&O Ruling

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    The Fourth Circuit's latest denial of indemnity coverage in Towers Watson v. National Union Fire Insurance and its previous ruling in this case lay out a pragmatic approach to bump-up provisions that avoids hypertechnical constructions to limit the effect of a policy's plain meaning, say attorneys at Kennedys.