Specialty Lines

  • August 04, 2026

    Insurer Owes No Coverage For $18M Club Shooting Judgment

    A South Carolina federal judge said Monday that an insurer does not owe coverage to a nightclub facing an $18.1 million default judgment in a suit from a performer injured in a 2019 shooting, finding the underlying claim fell under an exclusion barring coverage for assault and battery.

  • August 04, 2026

    Skadden, Willkie Guide $1.2B American Family, Bowhead Deal

    American Family Mutual Insurance Co. has agreed to buy specialty insurer Bowhead Specialty Holdings in an all-cash deal valuing the company at about $1.2 billion.

  • August 04, 2026

    Life Insurer's Rate Charges Didn't Violate Policies, Court Says

    A life insurer did not breach its agreements with universal life policyholders by failing to adjust insurance rates based on improved mortality expectations, a Virginia federal court ruled, finding that the insurer had the discretion to change rates but was not obligated to do so.

  • July 31, 2026

    Law360 Names 2026's Top Attorneys Under 40

    Law360 is pleased to announce the Rising Stars of 2026, our list of more than 160 attorneys under 40 whose legal accomplishments belie their age.

  • July 30, 2026

    Wells Fargo Can't Collect $4M 'Stranger' Policy, 8th Circ. Says

    The Eighth Circuit on Thursday upheld a ruling that an insurer does not have to pay out a $4 million life insurance policy to Wells Fargo Bank NA, finding the policy taken out on the now-deceased man was void because it was obtained through a scheme meant to benefit investors.

  • July 30, 2026

    United's CrowdStrike Fight Promises Cyber Coverage Insights

    United Airlines and its insurer filed dueling lawsuits over tens of millions of losses stemming from the CrowdStrike outage in 2024. Insurance pros say the dispute may help in future cyber insurance cases.

  • July 30, 2026

    Carriers Report Personal Lines Success In Q2

    Insurance carriers have begun releasing how they fared in the second quarter of 2026, with Chubb, The Hartford and The Hanover Insurance Group reporting meaningful growth for personal lines and a focus on disciplined underwriting in the property and casualty market. Law360 Insurance Authority breaks down the carriers' Q2 results.

  • July 30, 2026

    The Top Property Insurance Rulings Of The First Half Of 2026

    A California ruling boosting policyholders' prospects in water leak suits and a Texas Supreme Court decision compelling appraisal in a commercial property loss are among the biggest property insurance decisions of the year so far. Law360 has a midyear look at the top property insurance decisions.

  • July 30, 2026

    Employment Insurer Can't Ditch Firing Suit Coverage Dispute

    An Illinois federal judge has said an employment liability insurer cannot shake claims alleging it improperly denied coverage for a wrongful termination lawsuit, ruling it wasn't yet clear whether the termination should be linked to a medical leave letter involving the employee in a prior coverage year.

  • July 30, 2026

    Insurance Litigation Week In Review

    The Church of Jesus Christ of Latter-day Saints can pursue coverage for sex abuse litigation costs, a Minnesota school district may be entitled to coverage for hail damage to the roofs of two school buildings and a grocery chain can't recoup coverage for its parent company's opioid settlement payments. Law360 has the past week's top insurance news.

  • July 29, 2026

    Insurers Owe $10M For Ethanol Kickback Award, Ag Co. Says

    The owner of an agricultural management company said liability insurers owed more than $10 million in damages for what he and the company paid toward an arbitration award in a dispute alleging a pay-to-play kickback scheme, saying the insurers improperly applied exclusions and appointed ill-prepared counsel.

  • July 27, 2026

    Judge Refuses To Pause Coverage Fight Over Boy's Death

    A Michigan federal judge ruled Friday that Nationwide Insurance may proceed with its declaratory judgment lawsuit against the Oxford Hyperbaric Oxygen Therapy Center and the parents of a 5-year-old boy killed at the facility, noting that the insurance coverage dispute addresses issues separate from pending state civil and criminal cases involving the center.

  • July 27, 2026

    Textile Co. Not Covered In PFAS-Tainted Water Suit, Court Told

    A group of CNA units said they owe no coverage to a textile company accused in an underlying suit of contaminating drinking water in South Carolina with so-called forever chemicals, telling an Ohio federal court that an absolute pollution exclusion in their policies bars coverage.

  • July 23, 2026

    UnitedHealth's $5M Demand Challenged By Wash. Dental Co.

    A dental practice is urging a Washington federal court to stop UnitedHealth from withholding future reimbursements, saying the insurer has failed to fully explain its assertion that it overpaid the practice more than $5 million for past claims, in a lawsuit filed Wednesday.

  • July 23, 2026

    World Cup Provides Successful Playbook For Insuring Events

    The 2026 FIFA World Cup was an unprecedented success for the insurance industry, overcoming early concerns regarding patron transportation, event cancellation and political tension.

  • July 23, 2026

    Insurer Denies Duty To Defend Texas Firm In 14 Barratry Suits

    Everest National Insurance Co. told a Texas federal court it has no duty to pay for Bush & Bush Law Group PC's defense in 14 barratry lawsuits, but the firm has taken to litigation to try to strong-arm it into doing so.

  • July 23, 2026

    Colo. Panel Clarifies Reach Of Insurer Responsibility Law

    The Colorado Insurance Code's reference to "unfair business practices" in a statute governing insurers' responsibility for the acts of their producers is not limited to various "unfair methods of competition" and "unfair or deceptive acts or practices," a state appeals court said in a matter of first impression Thursday.

  • July 23, 2026

    State High Courts Issue Top 2026 Specialty Insurance Rulings

    State high courts took the lead on specialty line insurance issues in the first half of 2026, including on cyber recovery disputes and the nuances of directors and officers coverage. Law360 has a midyear look.

  • July 23, 2026

    Ga. Insurer Row Can't Precede $600K Appeal, Client Says

    A sushi chef appealing a nearly $600,000 default judgment in an underlying action urged a Georgia federal court to toss an insurer's suit against him and his former counsel, arguing that his appeal should be handled first.

  • July 23, 2026

    Insurance Litigation Week In Review

    Pennsylvania public policy doesn’t abrogate an insurer’s duty to defend and indemnify an insured accused of enabling or profiting from sex trafficking, an insurer didn’t act in bad faith in its handling of a fatal liposuction claim, and a district court must decide if a settlement mooted a coverage action. Here, Law360 looks at the past week's top insurance news.

  • July 23, 2026

    2026 Marks Banner Year For AI Changes To Insurance Industry

    The first half of 2026 has seen continued development of artificial intelligence systems in the insurance industry, including new coverage terms for policyholders and evolving regulatory scrutiny for insurers. The changes promise to alter the insurance market in the months to come.

  • July 22, 2026

    Pause Coverage Fight In Boy's Death, Mich. Judge Told

    Counsel for a 5-year-old Michigan boy killed in a January 2025 hyperbaric chamber fire asked a Michigan federal judge on Wednesday to pause a lawsuit from Nationwide Insurance, which is seeking a declaration that it is not responsible for covering the fatal incident.

  • July 21, 2026

    Truck Bound By Pact Not To Sue Arbitrator, NY Judge Says

    A New York federal judge refused to remove a "side-switching" arbitrator from a dispute over coverage for millions of dollars' worth of asbestos bodily injury claims, ruling that Truck Insurance Exchange's lawsuit is barred under a "hold harmless" pact it inked with the counterparty, a group of foreign reinsurers.

  • July 21, 2026

    United Airlines, Cyber Insurer Spar Over CrowdStrike Losses

    Cyber insurer Homesite Insurance Co. and United Airlines filed dueling lawsuits in Illinois federal court this week over losses stemming from the CrowdStrike outage in 2024 that brought air travel to a standstill.

  • July 20, 2026

    4th Circ. Remands Models' Image-Misuse Coverage Fight

    An insurance company's coverage dispute with a Virginia Beach restaurant accused by a group of models of misappropriating their images was sent back to the district court Monday by the Fourth Circuit to determine if the lawsuit became moot when the restaurant settled with the models.

Expert Analysis

  • How Securities Litigation Risks Materialized In The 1st Quarter

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    The securities litigation landscape in 2026's first quarter was defined by higher filing frequency and increased litigation exposure with rising average settlement values, meaning issuers should maximize data-driven legal defenses early to disqualify alleged fraud-revealing stock drops, say Nessim Mezrahi and Stephen Sigrist at SAR.

  • Lockdown To Ledger: COVID Rulings Inform Crypto Coverage

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    As cryptocurrencies move deeper into mainstream financial markets, courts tasked with determining whether traditional insurance policies respond to digital asset losses have been evaluating coverage through the analytical framework of COVID-19 business interruption litigation, with one key recurring theme, say attorneys at Kennedys.

  • Steps To Maintain War Insurance Amid Middle East Conflict

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    To ensure they are adequately protected from war-related risk, companies affected by the escalating conflict in the Persian Gulf should consider how their war insurance coverage interacts with financing structures, lease obligations and commercial risk allocation, say attorneys at Morgan Lewis.

  • Del. Blackbaud Ruling Signals A New Era For Cyberinsurance

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    The recent Delaware Supreme Court ruling in Travelers v. Blackbaud shows that cyberinsurance is moving into a second maturity phase, in which insurers will increasingly attempt to recover their payments from vendors and insureds will face new pressure to justify cyber incident reimbursements, say Steven Teppler at Mandelbaum Barrett and Jade Davis at Shumaker.

  • Reel Justice: 'Mercy' And Private Surveillance As Evidence

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    The near-future depicted in the film “Mercy” reminds attorneys that private surveillance networks are becoming central to the evidentiary ecosystem, shaping what prosecutors can obtain, what defendants must explain and what jurors may interpret as objective truth, says Veronica Finkelstein at Wilmington University.

  • Witness AI Usage Is The Next Privilege Battle In Civil Litigation

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    Fact and expert witnesses now have immediate access to artificial intelligence systems capable of simulating deposition questioning, recommending answers and more, but this preparation occurs privately, invisibly and frequently under the mistaken assumption that it is harmless, says Bill Kanasky at Courtroom Sciences and Billy Davis at Taylor Nelson.

  • How 2 Decisions Reframed Witness-Centered Trials

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    The recent Maryland federal jury verdict in U.S. v. Goldstein and the U.S. Supreme Court decision in Villarreal v. Texas suggest that the traditional paradigm of American civil trial practice, with its emphasis on witness performance and assertive advocacy, may not reflect the ideal approach for the modern courtroom, says Joshua Robbins at Crowell & Moring.

  • 3 Policy Lines To Revisit After Justices Nix Emergency Tariffs

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    The U.S. Supreme Court's invalidation of President Donald Trump's emergency-based tariffs could expose businesses to allegations of misrepresenting tariff effects and raise the prospect of consumer actions seeking refunds — underscoring the need for policyholders to potentially reposition their insurance portfolios, say attorneys at Reed Smith.

  • How DExit, Mandatory Arbitration Could Alter IPO Outlook

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    As companies continue to leave Delaware and the U.S. Securities and Exchange Commission begins allowing companies to implement mandatory arbitration provisions, these developments could have a major impact on the initial public offering, securities class action, and directors and officers insurance landscapes, says Walker Newell at Arthur J. Gallagher & Co.

  • How Cos. Should Prepare For NY RAISE Act Compliance

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    With the New York Responsible AI Safety and Education Act taking effect March 19, state regulators will expect subject artificial intelligence governance policies to understand whether appropriate safeguards and protocols are in place to prevent or mitigate discriminatory or adverse outcomes by frontier models, says Michael Paulino at Gordon Rees.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • PFAS Risks In M&A Amid Litigation, Legislative Developments

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    Per- and polyfluoroalkyl substances have become a significant M&A concern amid new trends in settlements and state laws, and potential buyers must find ways to evaluate potential related risks, say attorneys at Debevoise.