( October 15, 2025, 3:30 PM EDT) -- INDIANAPOLIS — The Indiana Court of Appeals found that the insurers of a subcontractor and a sub-subcontractor did not owe coverage for the cleanup of damage after a fire broke out while the sub-subcontractor was welding because the damage was covered under the project owner’s all-risk insurance policy and the project owner’s master agreement with the contractor required the project owner and contractor to waive their subrogation rights....