CFPB Says Tolling Agreement Renders Claims Against Credit Reporting Agency Timely

( September 8, 2025, 9:39 AM EDT) -- SANTA ANA, Calif. — The Consumer Financial Protection Bureau (CFPB) filed its second amended complaint in a California federal court, explaining that a tolling agreement’s naming of a credit reporting agency’s parent company rather than the agency was inadvertent and a mutual mistake and contending that the effect of the agreement was that its claims against the agency for its conduct in dealing with consumer disputes of credit report information were not barred by the statute of limitations....