( June 11, 2025, 4:46 PM EDT) -- MONTPELIER, Vt. — The Vermont Supreme Court affirmed a lower court’s grant of summary judgment in favor of a homeowners insurer in its lawsuit seeking a declaratory judgment that it has no duty to defend or indemnify its insureds in an underlying injury lawsuit arising from a boating accident, finding that coverage is barred by the “plain and unambiguous” language of the policy’s watercraft exclusion....