( September 25, 2025, 7:51 AM EDT) -- FRANKFORT, Ky. — The Kentucky Supreme Court affirmed a Kentucky Court of Appeals majority’s reversal of a summary judgment ruling in favor of insureds in an insurer’s lawsuit seeking a declaration as to commercial umbrella insurance coverage for underlying claims arising from a fatal car accident that was caused by a patron of the insured’s business, ruling that the unambiguous commercial umbrella policy does not provide coverage....