( November 4, 2025, 11:23 AM EST) -- AUSTIN, Texas — A trial court did not err in finding that a commercial auto insurer had no duty to defend its insured and owed no coverage for damages incurred to the insured’s vehicle because the insured signed a named driver exclusion that precluded the insured from driving an insured vehicle and relieved the auto insurer of any coverage obligation if the insured, who did not possess a driver’s license, was involved in an auto accident while driving an insured vehicle, the Third District Texas Court of Appeals said....